Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Will mortgage rates fall this year?
The mortgage price war may be over in a blow for borrowers. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for mortgage rates this year and into 2026
By Marc Shoffman Last updated
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What happens to your pension when you die
The way your pension is passed on to your loved ones is set for a shake-up. Here is what you need to know about who inherits your pension and why naming a beneficiary is so important
By Marc Shoffman Last updated
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How to file a self-assessment tax return
Millions of people in the UK have to file a tax return to HMRC every year. We share our step-by-step guide.
By Marc Shoffman Last updated
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ISAs vs savings accounts: what’s the best home for your cash savings?
Competitive savings interest rates can put savers at risk of being taxed on the interest earned. After changes to cash ISAs and the tax rate on savings interest were announced in the Autumn Budget, we compare the pros and cons of cash ISAs with other savings accounts.
By Jessica Sheldon Last updated
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The pros and cons of smart meters: Are they any good?
Smart meters can help you track and budget your energy usage. We compare them to regular meters and consider whether it’s worth getting one.
By Daniel Hilton Last updated
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MoneyWeek Talks: The funds to choose in 2026
Podcast Fidelity's Tom Stevenson reveals his top three funds for 2026 for your ISA or self-invested personal pension
By Kalpana Fitzpatrick Published
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Should you add gold to your pension?
Gold price movements have been eye-catching over the past year. Should you put some gold in your pension?
By Dan McEvoy Published
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Millions of Premium Bonds prizes are still unclaimed. Could some be yours?
More than £114 million is sitting idle in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out.
By Daniel Hilton Last updated
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Best fixed rate cash ISAs – earn up to 4.35%
We look at the best fixed rate cash ISAs on the market right now for savers who are willing to lock their cash away for guaranteed tax-free gains
By Daniel Hilton Last updated
