Does part of the £50bn lying forgotten in dormant accounts belong to you?
Does part of the £50bn lying forgotten in dormant accounts belong to you?
Around £50bn of our money is just sitting in dormant bank, savings and pension accounts. Make sure none of it's yours, says Ruth Jackson Kirby.
20 Apr 2021
The minimum pension withdrawal age is set to rise – don’t get caught short
The minimum pension withdrawal age is set to rise – don’t get caught short
From April 2028, the earliest age at which you can take money from your pension savings will rise to 57. It's vital that you understand the detail of …
13 Apr 2021
Make sure you max out your pension contributions this year
Make sure you max out your pension contributions this year
If you're saving for retirement, make sure that you have used up all their allowances before the tax year ends, and contributed as much to your pensio…
31 Mar 2021
What ‘buy-and-forget’ investors really need
What ‘buy-and-forget’ investors really need
How Alliance Trust can help you plan an effective retirement with a Sipp.
26 Mar 2021
Make sure you don't go over the pensions lifetime allowance
Make sure you don't go over the pensions lifetime allowance
Breaching the lifetime allowance for pension savings could prove very costly, says David Prosser.
15 Mar 2021
What is the pensions lifetime allowance and should you be worried about hitting it?
What is the pensions lifetime allowance and should you be worried about hitting it?
In his recent Budget the chancellor froze the pensions lifetime allowance at £1,073,100. That may sound like a lot to have in your pot, but you could …
11 Mar 2021
Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?
Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?
Broadly speaking, there are two types of pension schemes – defined contributions and defined benefits. But what's the difference between them?
9 Mar 2021
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How to get the best deal from your pension drawdown
How to get the best deal from your pension drawdown
If you're thinking of taking out a pension drawdown plan on reaching retirement, don't just rely on the Money Advice Service’s price-comparison tool.
23 Feb 2021
Three ways a global generalist trust could work within your SIPP
Three ways a global generalist trust could work within your SIPP
Faith Glasgow of Alliance Trust on the value of a SIPP as part of your retirement plan.
19 Feb 2021
The scandal brewing in pension transfers
The scandal brewing in pension transfers
Many savers who switched their retirement fund out of final-salary pension schemes received poor advice. But those caught out have limited recourse to…
2 Feb 2021
Look beyond the default options if you want to start taking income from your pension
Look beyond the default options if you want to start taking income from your pension
Regulators have come up with four ready-made plans for people who want to start taking an income from their pension fund – but you should still seek h…
26 Jan 2021
Suspending your pension contributions? Remember the magic of compounding
Suspending your pension contributions? Remember the magic of compounding
Think very carefully before suspending your pension contributions, or you will miss out on compound interest – the “eighth wonder of the world”.
12 Jan 2021
Shop around to secure the best Sipp
Shop around to secure the best Sipp
If you’re one of the growing number of savers with a self-invested personal pension (Sipp), make it a new year’s resolution to check you’re getting va…
11 Jan 2021
How Brexit affects expats’ state pensions and other entitlements
How Brexit affects expats’ state pensions and other entitlements
Existing British expatriates' state pensions are protected under the Brexit deal, and they retain the right to receive free healthcare. But there are …
8 Jan 2021
Online Isa & Sipp providers cost comparison table
Online Isa & Sipp providers cost comparison table
Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to…
5 Jan 2021
Scammers target pension transfers
Scammers target pension transfers
People who apply to transfer their defined-benefit pension to another pension provider need to be on their guard against a proliferation of scammers.
18 Dec 2020
Compensation claims grow after guaranteed minimum pension payouts fall short
Compensation claims grow after guaranteed minimum pension payouts fall short
Some defined-benefits pension schemes have paid the wrong amount of “guaranteed minimum pensions”, leading to a growing number of compensation claims.
18 Dec 2020
Sipps versus Isas: which one suits long-term savers best?
Sipps versus Isas: which one suits long-term savers best?
Both Sipps and Isas are tax-efficient long-term savings vehicles. David Prosser explains the advantages of using one over the other.
7 Dec 2020
How a small change in calculating inflation will have big consequences for your pension
How a small change in calculating inflation will have big consequences for your pension
The way of calculating inflation relating to defined-benefit pension schemes is being changed from RPI to CPIH. Here's what it could mean for you.
4 Dec 2020
Cash-poor homeowners should beware of equity-release
Cash-poor homeowners should beware of equity-release
Struggling savers should think twice before using equity release schemes to tap their homes for money.
24 Nov 2020
Pension dashboard remains on the drawing board
Pension dashboard remains on the drawing board
Online pension dashboards, first unveiled by the government in 2016, are unlikely to be available until 2023, the Department for Work and Pensions has…
20 Nov 2020
Why house deposits and pensions don’t mix
Why house deposits and pensions don’t mix
First-time buyers should not be able to raid their pension savings to pay for a house deposit.
26 Oct 2020