Should you defer your pension and stay in work?
Old man in a factory
Pensions

Should you defer your pension and stay in work?

The pros and cons of deferring your pension and staying in employment beyond 66 are finely balanced.
15 Sep 2021
State pensioners probably aren’t going to get an 8% pay rise next year
Rishi Sunak
State pensions

State pensioners probably aren’t going to get an 8% pay rise next year

The “triple-lock” could in theory mean an 8% rise in state pensions this year. But that’s not going to happen. Saloni Sardana explains what the triple…
6 Sep 2021
I wish I knew what a drawdown was, but I’m too embarrassed to ask
What is a drawdown?
Too embarrassed to ask

I wish I knew what a drawdown was, but I’m too embarrassed to ask

Drawdowns are an unfortunate part of an investor’s life. But what exactly is a drawdown?
31 Aug 2021
In a “defined contribution” pension? Cheer up!
Old man with a calculator
Pensions

In a “defined contribution” pension? Cheer up!

Max King explains why today’s defined contribution pensions are in many ways better than the final salary pensions of old.
31 Aug 2021
How to top up your state pension
Pensions

How to top up your state pension

To get the full state pension, you will need to have made national insurance contributions for at least 35 years, But if don't qualify, you may be abl…
17 Aug 2021
Beware: the government could cut tax relief on pension contributions
Pensions

Beware: the government could cut tax relief on pension contributions

The government may soon cut tax relief on private retirement savings, says David Prosser.
30 Jul 2021
Regulator to clamp down on transfers out of final salary pension schemes
Pensions

Regulator to clamp down on transfers out of final salary pension schemes

The Financial Conduct Authority wants to make it harder for people to leave final-salary pension schemes.
21 Jul 2021
Cover of MoneyWeek magazine issue no 1022, Friday 23 October 2020

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I wish I knew what the lifetime allowance was, but I’m too embarrassed to ask
Too embarrassed to ask

I wish I knew what the lifetime allowance was, but I’m too embarrassed to ask

If you have been saving into your pension for some time now you may have heard the term "lifetime allowance". Here's what that means.
20 Jul 2021
Why you should consider deferring your state pension
Pensions

Why you should consider deferring your state pension

Deferring your state pension entitlement when you turn 66 still makes sense in some circumstances, says David Prosser.
6 Jul 2021
Beware: the government could come for your pension assets
Investment strategy

Beware: the government could come for your pension assets

The government desperately needs to find a pile of cash to pay for its massive debt. And there's a very attractive-looking one sitting in your pension…
25 Jun 2021
How flexible working could affect your pension
Pensions

How flexible working could affect your pension

Flexible working may have a permanent effect on how we save for retirement, says David Prosser.
23 Jun 2021
Stop living in fear of the pensions lifetime allowance
Pensions

Stop living in fear of the pensions lifetime allowance

Breaching the lifetime allowance (LTA) for pension savings can be expensive. So how can you cut the cost?
22 Jun 2021
Buying foreign shares is easier than you think – here's how to do it
Investment strategy

Buying foreign shares is easier than you think – here's how to do it

UK investors are increasingly turning their attention to shares listed in the US and beyond. Cris Sholto Heaton looks at five common questions about t…
11 Jun 2021
Why it might be better to delay saving for your retirement
Pensions

Why it might be better to delay saving for your retirement

We are advised to put aside as much as we can as early as possible. But is that always sensible?
8 Jun 2021
Inheritance tax: how your pension can help you plan your estate
Pensions

Inheritance tax: how your pension can help you plan your estate

Pensions can help you minimise your family’s potential inheritance-tax bill. David Prosser explains how.
12 May 2021
Does part of the £50bn lying forgotten in dormant accounts belong to you?
Personal finance

Does part of the £50bn lying forgotten in dormant accounts belong to you?

Around £50bn of our money is just sitting in dormant bank, savings and pension accounts. Make sure none of it's yours, says Ruth Jackson Kirby.
20 Apr 2021
The minimum pension withdrawal age is set to rise – don’t get caught short
Pensions

The minimum pension withdrawal age is set to rise – don’t get caught short

From April 2028, the earliest age at which you can take money from your pension savings will rise to 57. It's vital that you understand the detail of …
13 Apr 2021
Make sure you max out your pension contributions this year
Pensions

Make sure you max out your pension contributions this year

If you're saving for retirement, make sure that you have used up all their allowances before the tax year ends, and contributed as much to your pensio…
31 Mar 2021
What ‘buy-and-forget’ investors really need
Advertisement Feature

What ‘buy-and-forget’ investors really need

How Alliance Trust can help you plan an effective retirement with a Sipp.
26 Mar 2021
Make sure you don't go over the pensions lifetime allowance
Pensions

Make sure you don't go over the pensions lifetime allowance

Breaching the lifetime allowance for pension savings could prove very costly, says David Prosser.
15 Mar 2021
Women could be compensated for state-pension shortfall
State pensions

Women could be compensated for state-pension shortfall

A government inquiry has said that up to 200,000 women could be owed a collective £1.7bn in compensation, with the average woman being owed £13,500 in…
12 Mar 2021
What is the pensions lifetime allowance and should you be worried about hitting it?
Pensions

What is the pensions lifetime allowance and should you be worried about hitting it?

In his recent Budget the chancellor froze the pensions lifetime allowance at £1,073,100. That may sound like a lot to have in your pot, but you could …
11 Mar 2021