Suspending your pension contributions? Remember the magic of compounding
Suspending your pension contributions? Remember the magic of compounding
Think very carefully before suspending your pension contributions, or you will miss out on compound interest – the “eighth wonder of the world”.
12 Jan 2021
Shop around to secure the best Sipp
Shop around to secure the best Sipp
If you’re one of the growing number of savers with a self-invested personal pension (Sipp), make it a new year’s resolution to check you’re getting va…
11 Jan 2021
How Brexit affects expats’ state pensions and other entitlements
How Brexit affects expats’ state pensions and other entitlements
Existing British expatriates' state pensions are protected under the Brexit deal, and they retain the right to receive free healthcare. But there are …
8 Jan 2021
Online Isa & Sipp providers cost comparison table
Online Isa & Sipp providers cost comparison table
Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to…
5 Jan 2021
Scammers target pension transfers
Scammers target pension transfers
People who apply to transfer their defined-benefit pension to another pension provider need to be on their guard against a proliferation of scammers.
18 Dec 2020
Sipps versus Isas: which one suits long-term savers best?
Sipps versus Isas: which one suits long-term savers best?
Both Sipps and Isas are tax-efficient long-term savings vehicles. David Prosser explains the advantages of using one over the other.
7 Dec 2020
How a small change in calculating inflation will have big consequences for your pension
How a small change in calculating inflation will have big consequences for your pension
The way of calculating inflation relating to defined-benefit pension schemes is being changed from RPI to CPIH. Here's what it could mean for you.
4 Dec 2020
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Cash-poor homeowners should beware of equity-release
Cash-poor homeowners should beware of equity-release
Struggling savers should think twice before using equity release schemes to tap their homes for money.
24 Nov 2020
Pension dashboard remains on the drawing board
Pension dashboard remains on the drawing board
Online pension dashboards, first unveiled by the government in 2016, are unlikely to be available until 2023, the Department for Work and Pensions has…
20 Nov 2020
Why house deposits and pensions don’t mix
Why house deposits and pensions don’t mix
First-time buyers should not be able to raid their pension savings to pay for a house deposit.
26 Oct 2020
How excessive fees can fleece pension savers
How excessive fees can fleece pension savers
Pension savers could be paying tens of thousands of pounds in unnecessary charges over the course of a lifetime.
26 Oct 2020
Pensions drawdown: don't take too much money out of your pension fund
Pensions drawdown: don't take too much money out of your pension fund
New evidence suggests people are depleting their pensions too quickly – and they risk running out of cash in retirement.
14 Oct 2020
SSAS: how a niche pension product is bolstering small businesses
SSAS: how a niche pension product is bolstering small businesses
Small business owners struggling with the effects of the Covid-19 pandemic are increasingly turning to a novel type of pension plan that gives them mu…
12 Oct 2020
The MoneyWeek Podcast: Lockdowns, layoffs and public-sector pensions
The MoneyWeek Podcast: Lockdowns, layoffs and public-sector pensions
Merryn and John discuss the effects of lockdowns on the economy, particularly on the private sector where already financially fragile workers are laid…
9 Oct 2020
State pension age’s slow but steady rise
State pension age’s slow but steady rise
Both men and women now have to wait until their 66th birthdays to claim their state pension.
9 Oct 2020
Ethical investing: how to build an ethical pension
Ethical investing: how to build an ethical pension
We examine the best options for investors who are looking for help in building a long-term portfolio of ESG investments.
6 Oct 2020
How to make sure you claim all your pension entitlements
How to make sure you claim all your pension entitlements
It’s important to make sure you get the income that you are due when you retire, says Ruth Jackson-Kirby.
30 Sep 2020
Mind the inheritance-tax trap when transferring your pension
Mind the inheritance-tax trap when transferring your pension
Transferring your pension could incur inheritance tax for your heirs, says David Prosser.
9 Sep 2020
How to fight the fraudsters coming for your pension pot
How to fight the fraudsters coming for your pension pot
Investment and pension scams have proliferated during lockdown. Here’s how to protect yourself.
8 Sep 2020
How to claw back tax overpaid when opting for pension drawdown
How to claw back tax overpaid when opting for pension drawdown
Many retirees opting for drawdown schemes – taking money out of their pension savings – have overpaid tax. Here’s what to do to get it back.
26 Aug 2020
Pandemic sparks annuities panic among retirees
Pandemic sparks annuities panic among retirees
Savers’ appetite for annuities appears to have increased sharply during the Covid-19 pandemic.
21 Aug 2020