Does part of the £50bn lying forgotten in dormant accounts belong to you?
Personal finance

Does part of the £50bn lying forgotten in dormant accounts belong to you?

Around £50bn of our money is just sitting in dormant bank, savings and pension accounts. Make sure none of it's yours, says Ruth Jackson Kirby.
20 Apr 2021
The minimum pension withdrawal age is set to rise – don’t get caught short
Pensions

The minimum pension withdrawal age is set to rise – don’t get caught short

From April 2028, the earliest age at which you can take money from your pension savings will rise to 57. It's vital that you understand the detail of …
13 Apr 2021
Make sure you max out your pension contributions this year
HMRC tax forms
Pensions

Make sure you max out your pension contributions this year

If you're saving for retirement, make sure that you have used up all their allowances before the tax year ends, and contributed as much to your pensio…
31 Mar 2021
What ‘buy-and-forget’ investors really need
People crossing the street with the sun rising in the background
Advertisement Feature

What ‘buy-and-forget’ investors really need

How Alliance Trust can help you plan an effective retirement with a Sipp.
26 Mar 2021
Make sure you don't go over the pensions lifetime allowance
Pensions

Make sure you don't go over the pensions lifetime allowance

Breaching the lifetime allowance for pension savings could prove very costly, says David Prosser.
15 Mar 2021
What is the pensions lifetime allowance and should you be worried about hitting it?
Pensions

What is the pensions lifetime allowance and should you be worried about hitting it?

In his recent Budget the chancellor froze the pensions lifetime allowance at £1,073,100. That may sound like a lot to have in your pot, but you could …
11 Mar 2021
Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?
Too embarrassed to ask

Too embarrassed to ask: what’s the difference between a defined benefit pension and a defined contribution pension?

Broadly speaking, there are two types of pension schemes – defined contributions and defined benefits. But what's the difference between them?
9 Mar 2021
Cover of MoneyWeek magazine issue no 1022, Friday 23 October 2020

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How to get the best deal from your pension drawdown
Pensions

How to get the best deal from your pension drawdown

If you're thinking of taking out a pension drawdown plan on reaching retirement, don't just rely on the Money Advice Service’s price-comparison tool.
23 Feb 2021
Three ways a global generalist trust could work within your SIPP
Advertisement Feature

Three ways a global generalist trust could work within your SIPP

Faith Glasgow of Alliance Trust on the value of a SIPP as part of your retirement plan.
19 Feb 2021
The scandal brewing in pension transfers
Pensions

The scandal brewing in pension transfers

Many savers who switched their retirement fund out of final-salary pension schemes received poor advice. But those caught out have limited recourse to…
2 Feb 2021
Look beyond the default options if you want to start taking income from your pension
Pensions

Look beyond the default options if you want to start taking income from your pension

Regulators have come up with four ready-made plans for people who want to start taking an income from their pension fund – but you should still seek h…
26 Jan 2021
Suspending your pension contributions? Remember the magic of compounding
Pensions

Suspending your pension contributions? Remember the magic of compounding

Think very carefully before suspending your pension contributions, or you will miss out on compound interest – the “eighth wonder of the world”.
12 Jan 2021
Shop around to secure the best Sipp
Self invested personal pensions

Shop around to secure the best Sipp

If you’re one of the growing number of savers with a self-invested personal pension (Sipp), make it a new year’s resolution to check you’re getting va…
11 Jan 2021
How Brexit affects expats’ state pensions and other entitlements
State pensions

How Brexit affects expats’ state pensions and other entitlements

Existing British expatriates' state pensions are protected under the Brexit deal, and they retain the right to receive free healthcare. But there are …
8 Jan 2021
Online Isa & Sipp providers cost comparison table
Stocks and shares ISAs

Online Isa & Sipp providers cost comparison table

Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to…
5 Jan 2021
Scammers target pension transfers
Pensions

Scammers target pension transfers

People who apply to transfer their defined-benefit pension to another pension provider need to be on their guard against a proliferation of scammers.
18 Dec 2020
Compensation claims grow after guaranteed minimum pension payouts fall short
Pensions

Compensation claims grow after guaranteed minimum pension payouts fall short

Some defined-benefits pension schemes have paid the wrong amount of “guaranteed minimum pensions”, leading to a growing number of compensation claims.
18 Dec 2020
Sipps versus Isas: which one suits long-term savers best?
Sponsored

Sipps versus Isas: which one suits long-term savers best?

Both Sipps and Isas are tax-efficient long-term savings vehicles. David Prosser explains the advantages of using one over the other.
7 Dec 2020
How a small change in calculating inflation will have big consequences for your pension
Pensions

How a small change in calculating inflation will have big consequences for your pension

The way of calculating inflation relating to defined-benefit pension schemes is being changed from RPI to CPIH. Here's what it could mean for you.
4 Dec 2020
Cash-poor homeowners should beware of equity-release
Equity release

Cash-poor homeowners should beware of equity-release

Struggling savers should think twice before using equity release schemes to tap their homes for money.
24 Nov 2020
Pension dashboard remains on the drawing board
Pensions

Pension dashboard remains on the drawing board

Online pension dashboards, first unveiled by the government in 2016, are unlikely to be available until 2023, the Department for Work and Pensions has…
20 Nov 2020
Why house deposits and pensions don’t mix
Pensions

Why house deposits and pensions don’t mix

First-time buyers should not be able to raid their pension savings to pay for a house deposit.
26 Oct 2020