Should you take a 25% tax-free pension lump sum in instalments?
Woman eating cake
Pensions

Should you take a 25% tax-free pension lump sum in instalments?

Taking out a 25% tax-free lump sum sounds appealing but it might not be the best way to manage your pension
30 Sep 2022
What changes to the pensions charge cap mean for you
HS2 rail tunnel under construction
Pensions

What changes to the pensions charge cap mean for you

The government could raise the pensions charge cap – the amount you can be charged in your workplace's default pension fund. Saloni Sardana explains w…
27 Sep 2022
What we know and what to expect from Kwasi Kwarteng's mini-Budget
Kwasi Kwarteng
Budget

What we know and what to expect from Kwasi Kwarteng's mini-Budget

New chancellor Kwasi Kwarteng is to deliver a “mini-Budget”. Nicole García Mérida explains what we can expect to see.
22 Sep 2022
Downsizing or equity release: which is best?
Middle-aged couple in the garden
Personal finance

Downsizing or equity release: which is best?

Downsizing – moving to a smaller home in later life – is far cheaper than an equity-release plan. David Prosser crunches the numbers.
13 Sep 2022
How inflation will hit your pension savings
Piggybank
Pensions

How inflation will hit your pension savings

Many pension schemes that offer protection from price rises aren’t as good as they seem, says David Prosser.
5 Sep 2022
Pension planning: five strategies to maximise your retirement income
Pensions

Pension planning: five strategies to maximise your retirement income

Britain is heading for a recession. That means you’re going to have to make your money work harder. Here, Saloni Sardana outlines five pension plannin…
25 Aug 2022
Should you buy an annuity as rates start to rise?
Pensions

Should you buy an annuity as rates start to rise?

Pensioners who want to use their retirement savings to buy an annuity for a guaranteed yearly income can now earn more as interest rates rise.
3 Aug 2022
Cover of MoneyWeek magazine issue no 1022, Friday 23 October 2020

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How to protect your pension pot from market turmoil
Pensions

How to protect your pension pot from market turmoil

The traditional way to protect your pension fund from market risk is to begin shifting your savings out of equities well ahead of retirement. But th…
26 Jul 2022
Our pension system, little-changed since Roman times, needs updating
Pensions

Our pension system, little-changed since Roman times, needs updating

The Romans introduced pensions, and we still have a similar system now. But there is one vital difference between Roman times and now that means the s…
25 Jul 2022
The bear market in bonds isn’t all bad news
Government bonds

The bear market in bonds isn’t all bad news

The rise in bond yields and the fall in bond prices can be a good thing or bad thing. Bad for bondholders, but good for many risk-averse pensioners an…
21 Jul 2022
How venture capital trusts can provide income and growth for pension savers
Venture capital trusts (VCTs)

How venture capital trusts can provide income and growth for pension savers

Venture-capital trusts provide both capital gains and juicy dividends, which makes them the investment vehicle of choice for many pension savers. But …
12 Jul 2022
We’re doing well on pensions – but we still need to do better
Pensions

We’re doing well on pensions – but we still need to do better

Pensions auto-enrolment has vastly increased the number of people in the UK with retirement savings. But we’re still not engaged enough, says Merryn S…
4 Jul 2022
High inflation means the end of the “4% rule” for retirees
Pensions

High inflation means the end of the “4% rule” for retirees

High inflation means that it’s time to reassess how much you withdraw from your pension each year if you don't want to run out of money .
14 Jun 2022
Transferring out of your final salary pension could cost you dear
Pensions

Transferring out of your final salary pension could cost you dear

Thinking about transferring out of a final salary pension? It could cost you a lot more than you might think, says David Prosser.
30 May 2022
Private pensions: act early to avoid a big inheritance tax bill
Pensions

Private pensions: act early to avoid a big inheritance tax bill

Frozen inheritance-tax thresholds mean HMRC is taking ever more in death duties. But there are steps you can take to avoid it, says David Prosser.
18 May 2022
AJ Bell's new app aims to make investing a Dodl
Investments

AJ Bell's new app aims to make investing a Dodl

Dodl, AJ Bell’s new app-based investment service, is cheap – although a wider range of investments would be welcome, says David Prosser.
2 May 2022
It's time to find some financial peace of mind
Advertisement Feature

It's time to find some financial peace of mind

Book a free, no obligation retirement consultation with a RBC Brewin Dolphin adviser.
28 Apr 2022
Shortage of Sharia-compliant pensions lets down savers
Pensions

Shortage of Sharia-compliant pensions lets down savers

A lack of Sharia-compliant pensions is leaving many people unable to save for retirement.
27 Apr 2022
Older people may own their own home, but the young have better pensions
Pensions

Older people may own their own home, but the young have better pensions

UK house prices mean owning a home remains a pipe dream for many young people, but they should have a comfortable retirement, says Merryn Somerset Web…
25 Apr 2022
The risks of using equity to release to cash in on your home
Pensions

The risks of using equity to release to cash in on your home

Equity release is getting more popular. But think carefully before joining in, says David Prosser.
13 Apr 2022
How salary sacrifice can help mitigate against National Insurance rise
Pensions

How salary sacrifice can help mitigate against National Insurance rise

National Insurance is rising on 6 April but the good news is that salary sacrifice schemes are a good way to decrease taxable income, says David Pross…
2 Apr 2022
Top up your pension before the end of the tax year
Pensions

Top up your pension before the end of the tax year

David Prosser explains how to make sure you’ve made the best use of your pension contribution allowance before 5 April
22 Mar 2022