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ISA transfer offers available now – can you get cashback?
ISA and SIPP providers are giving away as much as £3,000 in cashback for transferring an account. We list the best deals on the market right now.
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Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
DIY pension investors can get between £250 and £2,500 when they move their SIPP to Fidelity. The amount you can get increases depending on the amount you transfer or add as a lump sum.
Swipe to scroll horizontally
Value
Cashback amount
£40,000 – £99,999
£250
£100,000 – £199,999
£600
£200,000 – £399,999
£1,000
£400,000 – £499,999
£1,250
£500,000 – £749,999
£1,500
£750,000 – £999,999
£1,750
£1 million+
£2,500
The offer expires on 9 November 2026.
Fidelity will also cover up to £500 in transfer fees, which must be claimed within 6 months of switching to the platform.
Charles Stanley Direct
You can get up to £1,500 cashback if you transfer your cash and/or investments held with another provider to the Charles Stanley Direct Online Investing platform.
The amount of cashback you earn increases the more you transfer, and applies to general investment accounts, stocks and shares ISAs, Junior ISAs and SIPPs.
This is an ongoing offer with no end date. You need to transfer at least £20,000 to qualify for any cashback. If you move over £200,000 or more, you'll get the maximum £1,500 bonus plus a six-month fee waiver.
The money must be held with Charles Stanley Direct for at least a year; the cashback payment will then be made within 30 days of the end of the 12-month period.
You can get a bonus if you refer a friend or family member to the Charles Stanley Direct platform, depending on how much money they transfer.
The firm offers £250 if you refer a friend or family member and they transfer more than £20,000 into their new Charles Stanley Direct account.
The person you refer will then get the transfer bonus as detailed above, earning between £300 and £1,500 depending on the amount of money they transfer.
They will need to transfer at least £20,000 within three months of registration and hold their cash or investments there for at least nine months to be eligible.
To be able to refer friends to Charles Stanley Direct, you need to hold at least £1,000 of cash or investments with the platform.
AJ Bell will cover the costs when transferring a SIPP, ISA or dealing account. It will pay up to £35 per investment moved and up to £100 for general exit fees, up to an overall maximum of £500 per person.
To be eligible, the account being transferred must be valued at £20,000 or more.
Once you make the transfer, you need to email the platform with documentation. You’ll receive the money back within 28 working days.
You must keep the transferred funds in your account for at least 12 months or the money could be reclaimed.
InvestEngine
InvestEngine’s customers can get between £20 and £200 cashback when they recommend a friend to its ISA, SIPP or general investment accounts and the friend invests at least £100. The friend will also receive the bonus.
If you refer someone to a Business Account, the bonus available is between £100 and £400.
Referral bonuses for both normal and business accounts are randomly generated. The probability tables can be seen below.
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Referral Funding
Business Referral Funding
Probability
£20–£24
£100–£120
75%
£28–£34
£130–£160
15%
£42–£56
£170–£220
5%
£75–£100
£250–£320
3%
£150–£200
£350–£400
2%
Source: InvestEngine
Customers can refer up to 25 friends. You must keep your bonus invested for at least 12 months before you can withdraw it.
The best cash ISA transfer offers
Barclays
You can currently get between £50 and £600 by transferring an ISA balance from another provider to a Barclays cash ISA. The amount you get depends on how much you transfer and which Barclays current account you have.
The maximum reward is £200 if you have a standard Barclays current account. Premier account customers can get up to £600.
To be eligible for the Barclays Premier account, you must have a gross annual income of at least £75,000, or at least 100,000 in savings and/or eligible investments with Barclays.
Swipe to scroll horizontally
Total amount transferred
Reward for standard Barclays customers
Reward for Barclays Premier customers
£10,000 to £24,999
£50
£50
£25,000 to £49,999
£100
£100
£50,000 to £99,999
£200
£200
£100,000+
£200
£600
The ISA transfer reward offer runs will end on 25 November 2026. You must transfer the ISA savings into a Barclays fixed term single access flexible cash ISA or a Premier triple access flexible cash ISA.
The reward will be paid into your Barclays current account by 22 February 2027.
Things to consider when transferring an ISA
You can transfer your ISA from one provider to another at any time, either to a different type of ISA or the same type of ISA.
Under the current multiple ISA rules, you also have the flexibility to choose to move some or all of the funds.
To transfer your ISA, simply contact your provider and fill out the transfer form to move your account.
If you withdraw the money without doing this, it will lose its tax-free status, so make sure you’re following the correct process. Transfers typically take anywhere between 15 to 30 days.
Check there is no charge to transfer your current ISA, as well as your new provider’s fees and interest rates, to make sure it makes sense to move your money.
If the new provider’s fees are higher, or their interest rates are significantly lower, then it might be worth sticking with your current provider.
Equally, if a transfer fee would eat into your savings (and you can't reclaim this from the new platform), it might not be worth it.
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Join more than 165,000 subscribers and keep yourself informed with the latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
Daniel is a financial journalist at MoneyWeek, writing about personal finance, economics, property, politics, and investing.
He covers savings, political news and enjoys translating economic data into simple English, and explaining what it means for your wallet.
Daniel joined MoneyWeek in January 2025 and previously worked at The Economist in their Audience team. He read history at Emmanuel College, Cambridge and edited Cambridge's student newspaper, Varsity.
In his free time, he likes reading, walking around Hampstead Heath, and cooking overambitious meals.
