How many ISAs can I have?

New ISA rules mean savers can open and pay into multiple ISAs of the same type. But is this change available to everyone? We look at how many ISAs you can have in the current tax year

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(Image credit: Getty Images)

A shake-up of ISA rules has given savers and investors more flexibility with the tax wrapper. So, how many ISAs can you have, and can you open more than one ISA in a tax year?

Previously, ISA savers and investors could only put money into one cash ISA and one stocks and shares ISA each tax year.

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Bank / building society

Do you allow customers to open multiple cash ISAs in the same tax year?

HSBC

No

Santander

No

Lloyds

No

Barclays

No

TSB

Yes

Nationwide

Yes

Yorkshire Building Society (YBS)

Yes (You can open a cash ISA with YBS while holding a cash ISA with another provider. But, you cannot hold more than one YBS cash ISA at the same time in a tax year)

Skipton Building Society

Yes

Coventry Building Society

No

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ISA provider

Do you allow customers to open and contribute to more than one stocks and shares ISA in a tax year?

Bestinvest

Yes

Moneybox

Yes

Hargreaves Lansdown

Yes

AJ Bell

Yes

Interactive Investor

Yes

Fidelity

Yes

Charles Stanley Direct

Yes

Ruth Emery
Contributing editor

Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.

She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. 

A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. 

Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.