Latest articles by Ruth Emery
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Best junior stocks and shares ISAs
Advice A junior stocks and shares ISA is a great way to save for a child tax-efficiently. But, it can be tricky deciding which investment platform to use. We reveal some of the best junior stocks and shares ISAs
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£150 off energy bills: millions more to get discount this winter
The expansion of the Warm Home Discount scheme follows a government U-turn on the Winter Fuel Payment. We explain who will get the £150 discount
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Number of million-pound homes for sale doubles since 2019 – which UK areas have seen biggest increase?
Just over 5% of homes for sale across Britain are now priced at more than £1 million, versus just under 3% in 2019. Which areas of the country boast the most million-pound properties?
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Annual house price growth halves to 3.5% – ONS
Average UK house prices rose by just 3.5% in the 12 months to April, as stamp duty changes deterred buyers. What’s the outlook for the rest of 2025?
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Best and worst countries to retire to from a tax planning perspective
Once the poster child for expat-friendly taxes, Portugal is now one of the worst countries for pension taxation. So, which European countries are the smartest financial choices when it comes to retiring abroad?
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What is inflation and how does it affect you?
Although we are past the worst of the cost of living crisis, the Bank of England recently said price rises could hit 3.7% later this year. What is inflation and how does it impact your personal finances?
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Millions of shoppers can claim up to £70 compensation – do you qualify?
Millions of shoppers will be able to claim their share of a £200 million settlement from Mastercard. We explain who's eligible, how the process will work, and when you could get the money
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Nationwide will start paying the £100 Fairer Share bonus this week – do you qualify?
More than four million Nationwide customers will get the £100 Fairer Share payment. Who is eligible, and when will you receive the bonus?
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Number of savings deals hits record high – as interest rates slump to two-year low
Savers have more choice than ever when it comes to choosing a savings account or cash ISA. But, the interest rates on offer continue to fall. What’s next for the savings market?
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How to boost your chances of getting the Winter Fuel Payment
Millions of pensioners will get the Winter Fuel Payment this year following a government U-turn, provided their income is less than £35,000. We reveal some tips and tricks to ensure you’re eligible
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How have the original AIM stocks performed over 30 years?
As AIM celebrates its 30th anniversary this month, we take a look at the original AIM stocks – and how they have performed. Which company has posted a 6,331% return, and which one has fallen 99%?
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Average pension pot by age
How does your pension pot compare to your peers? We delve into the data and reveal the average pension pot for different age groups
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From old clocks to vintage dolls worth thousands – are you sitting on a fortune in your attic?
Many of us are guilty of hoarding things in the loft, but, from coins and vintage jewellery to war memorabilia, your attic could hold items worth thousands of pounds. We look at how much they could sell for
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RICS: Housing market subdued in May but outlook brightens as sales stabilise
The property market lost momentum after April’s stamp duty hike, but sentiment is improving
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Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
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Neil Woodford launches investment service with fees of up to £67 a month
W4.0 is an “information and investment strategy research platform” that gives direct access to former star fund manager Neil Woodford’s stockpicking strategies. How will it work exactly?
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Retail bond paying 7.5% launches – should you buy it?
A new bond from care village operator Belong looks eye-catching but how do retail bonds work, and what are the risks?
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When is the Spending Review – and what could be announced?
Chancellor Rachel Reeves is facing some difficult choices in the upcoming Spending Review, which will be unveiled on Wednesday. We look at what could be announced.
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M&S announces return of online orders
Shoppers had been unable to place orders on the M&S website for six weeks following a cyberattack, with the company facing losses of hundreds of millions
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How to get an ISA and SIPP cashback bonus
Tips Here are the best pension and ISA transfer offers, with some providers giving away as much as £2,000 in cashback for opening or transferring an account
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Car finance claims: Supreme Court to deliver verdict on compensation next month
The Financial Conduct Authority is considering how a motor finance compensation scheme would work ahead of the court judgment
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Expats lose out on £26,000 in state pension over 15 years
More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. We explain how the policy works and which countries are affected
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Interest on late income tax payments soars to £513 million as HMRC hikes interest rate to its highest level since 2007
Those paying their tax bill late have been hit with millions of pounds of interest by HMRC since 2020. We explain how the interest rate works and what it means for your tax bill
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How are Premium Bonds prize winners notified – and who is Agent Million?
We look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million?
