Latest articles by Ruth Emery
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Halifax: House prices rose 0.3% in August, marking third increase in a row
The average UK property now costs £299,331, a new record high. But could the Autumn Budget derail the housing market?
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Millions of retirees to miss out on state pension triple lock boost
More than 6.5 million pensioners face having some of their payment increased only with inflation next April, rather than the full triple lock
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How much does it cost to move house?
If you're looking to relocate, you may be wondering how much it costs to move house. We breakdown the costs - everything from conveyancing, survey, removals, stamp duty, estate agent fees plus EPC
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Average quoted car insurance premiums have dropped by 10.5% in the past 12 months – but for over 50s the long term trend is higher prices. We highlight clever tips to reduce your costs
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Waspi women: day in court against the government confirmed
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years. We outline the journey so far and explore whether they might finally receive some money.
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How are Premium Bonds prize winners notified – and who is Agent Million?
We look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million?
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Will mortgage rates fall this year?
Average mortgage rates have climbed slightly, amid signs that lenders have become “jittery”. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
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ISA guide: everything you need to know for the 2025/26 tax year
We explain everything you need to know about ISAs: how they work, how much you can pay in, what investments you can hold, and how to transfer one
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When is the self-assessment tax return deadline?
If you are self-employed, rent out a property or earn income from savings or investments, you may need to complete a self-assessment tax return. We run through the deadlines you need to know about
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Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a year
News The number of Pension Credit claims has soared in the past year but thousands of eligible households are still failing to apply. We explain who qualifies for Pension Credit and how to apply
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What is the Ofgem energy price cap and what does it mean for your bills?
The Ofgem energy price cap is set to rise in October. What exactly is the cap and how does it affect bills?
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‘My NS&I one-year British Savings Bond is maturing – what should I do with my savings?
Thousands of savers will see their fixed-rate savings accounts mature next month. We consider whether you should stick with NS&I or move to a competitor
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London Stock Exchange gets go-ahead to run Pisces private stock market
The Pisces market will allow investors to buy and sell shares in private companies. But how will it work, when will it launch, and who is allowed to use it?
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Will gas and electricity bills fall? 2025 energy price forecast
UK energy prices dropped by 7% on 1 July after the latest price cap came into effect, reducing bills for those on a variable rate tariff. Will bills rise or fall in the Autumn?
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Could landlords face National Insurance on rental income?
The Treasury is said to be considering a tax increase for landlords in an attempt to boost revenue in Rachel Reeves’s Autumn Budget
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Zoopla: Property tax speculation creates uncertainty for a third of home buyers
Property tax rumours could impact homes valued at over £500,000, potentially triggering a housing market slowdown, Zoopla has warned
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Top 10 areas with the biggest inheritance tax bills – is your town on the list?
People in some of the wealthiest parts of London pay the most inheritance tax – but there are a few areas outside the capital where big bills are paid when a loved one dies
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What is inflation and how does it affect you?
Although we are past the worst of the cost-of-living crisis, the Bank of England thinks price rises could hit 4% later this year. What is inflation and how does it impact your personal finances?
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What happens to your pension if you retire abroad?
Holidays don’t have to end. Thousands of people leave the UK every year, many to enjoy their retirement in another country, seeking lower taxes, sun and often more affordable adventure. We look at what happens to your pension if you retire abroad.
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Average pension pot by age
How does your pension pot compare to your peers? We delve into the data and reveal the average pension pot for different age groups
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Could state pension age rise to 70? Review launched
The government has launched a review of the state pension age, which will consider the “merits” of automatic increases tied to life expectancy
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Retirees warned not to make drastic changes to pensions as new inheritance tax rules loom
Some pension savers are increasing the amount they withdraw from their pots – but they risk running out of money, or being hit with high rates of income tax. We explain how to safely manage the upcoming inheritance tax change
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Annuity rates soar close to all-time high – is now a good time to buy an annuity?
Annuity rates have risen 58% over the past four years, while sales of the guaranteed pension income product are booming. Should you buy an annuity?
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How to get an ISA and SIPP cashback bonus
Tips Here are the best pension and ISA transfer offers, with some providers giving away as much as £2,000 in cashback for transferring an account
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