Latest articles by Ruth Emery
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Nvidia becomes the fourth biggest company in the world - should you invest?
Chipmaker Nvidia is riding the AI wave, and has overtaken Alphabet and Amazon in terms of market capitalisation. Have new investors missed the boat, or will the share price soar higher?
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Waspi women: could they get £10,000 compensation under new bill?
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years - we outline the journey so far, and whether they might finally receive some money.
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Which investment trusts could have made you £2 million in your ISA?
A total of 32 investment trusts would have made investors more than £1 million if they had put their ISA allowance in the same trust each year since 1999, with two growing to more than £2 million. We reveal the “ISA millionaire” trusts.
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Neil Woodford investors to get £230 million payout - with first payments by April
A High Court judge has approved a compensation scheme for investors trapped by the collapse of the Woodford Equity Income Fund. We explain how it will work.
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Barclays Smart Investor scraps £4 minimum monthly fee - how does it compare to its rivals?
Barclays has simplified the pricing structure on its investment platform. How do the costs stack up compared to Hargreaves Lansdown, Interactive Investor and others?
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Bereavement benefits: last day to claim backdated payment
Parents who were cohabiting when their partner died could be eligible for thousands of pounds in bereavement support payments. But you only have until the end of today (8 February) to claim, so you’ll need to act fast.
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Checklist: What to do if frozen tax thresholds put you in a higher tax bracket
The freeze on income tax bands will see millions dragged into higher rates of taxation. We explain what actions you need to take - plus some ways to save money.
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Shop price inflation slows to 18-month low
UK shop price inflation has dropped sharply, raising hopes that inflationary pressures are easing. We look at which items have seen the biggest slowdowns - and what it means for wider inflation figures and interest rates.
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Deflation risks on the horizon: what it means for your savings and investments
With the energy price cap forecast to fall this year, inflation could also drop sharply - and we may start fearing deflation. But what would deflation mean for interest rates, and your savings, mortgage and investments?
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What to do if you win the Premium Bond jackpot - or receive a large inheritance
Congratulations! You’ve received a big cash windfall. But what should you do with it? Save it, spend it, invest it, pay off the mortgage… It can feel overwhelming deciding what to do - we ask experts for their tips.
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HMRC crackdown on workers who earn extra income comes into force - what tax do you need to pay?
New rules have come into effect allowing the taxman to get a closer look at the extra income people are making through selling items online or renting out properties on Airbnb. We explain what it may mean for your tax bill.
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Best junior stocks and shares ISAs
Advice A junior stocks and shares ISA is a great way to save for your child tax-efficiently. But it can be confusing trying to decide which investment platform to use. We reveal some of the best junior stocks and shares ISAs.
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Saving vs investing: which is better to help you make more money?
Advice Expectations of base rate cuts mean savings rates are falling. We look at savings vs investing – where should you put your money?
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Eight reasons you could get fined up to £5,000 while driving in Storm Jocelyn
Motorists face fines of up to £5,000 plus penalty points for flouting rules during bad weather. We outline common driving mistakes, whether you’ve got an electric vehicle or a diesel or petrol car.
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Three pension-related reasons you might need to file a tax return
The self-assessment deadline is fast approaching, with millions of people due to submit a tax return by 31 January. But did you know you may need to file a return because of your pension savings? We explain all.
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Seven things you need to know before installing an electric vehicle charger
Charging your EV at home rather than relying on public charging points is convenient and could save you money. We run through what you need to know before installing one.
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Three apps to save you money
Features Apps on your mobile phone can help you salt away cash, manage your finances and trim your spending. We highlight some of the best ones and explain how they work
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Wage growth slows again - but it is still outpacing inflation
Pay growth has fallen to 6.6%, while the number of vacancies has dropped for the 18th month in a row. We explain what it means for the wider economy - and for interest rates.
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Why cash is still king: investors take advantage of high interest rates and maximise flexibility
Cash is seen as the most attractive asset class moving into 2024, according to a new survey. But with interest rates forecast to drop, investors are likely to start reinvesting in risk assets soon.
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Crypto investors warned they may need to submit a tax return by 31 January
HMRC has issued a new warning to crypto users that they may have to file a tax return this month to avoid potential penalties. We explain who needs to complete a self-assessment return and when tax may be due.
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Should you overpay your mortgage or invest?
Advice As interest rates remain high, homeowners with spare cash may be wondering if they should overpay their mortgage. Or is investing a better option? We explain which one might be best for you
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National Insurance savings could turbo-charge your pension by £87,000
As National Insurance falls from 12% to 10%, we reveal how adding the savings to your pension could boost your retirement pot by tens of thousands of pounds. Plus, how salary sacrifice could save you even more tax.
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Millions to benefit from National Insurance cut from 6 January
Workers will get a boost to their pay packets as the first tax cut of 2024 is introduced on 6 January. We explain what the lower NI rate of 10% means for your money.
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State pension triple lock should be scrapped, says IFS
The Institute for Fiscal Studies has called for the triple lock to be replaced, and says the state pension age should only rise when life expectancy rises. But would its suggestions work?
