Interest rates are rising, here are the best savings accounts on the market
Virgin Money store
Savings

Interest rates are rising, here are the best savings accounts on the market

With inflation at more than 9%, your savings are not going to keep pace with the rising cost of living. But you can at least slow the rate at which yo…
24 Jun 2022
The best current account switch deals
Switching accounts
Bank accounts

The best current account switch deals

Banks are offering attractive cash incentives to entice new customers, but Ruth-Jackson Kirby explains why it’s important to read the small print befo…
2 Jun 2022
Get paid to switch your current account
NatWest Visa card
Bank accounts

Get paid to switch your current account

Santander and NatWest are offering bonuses if you switch to their current accounts, but make sure you choose the right service.
16 Feb 2022
Cost/income ratio
Glossary

Cost/income ratio

The cost-to-income ratio is a key financial measure, particularly important in valuing banks...
6 Dec 2021
Should you join in on the dash for digital banks?
Monzo card
Bank accounts

Should you join in on the dash for digital banks?

App-based financial-services providers are proving efficient and popular
21 Apr 2021
How open banking became a great British success story
Personal finance

How open banking became a great British success story

Over the past few years financial technology has stepped up a gear. The way we spend, save, borrow and invest is now changing rapidly
3 Mar 2021
Prepare yourself for an end to “free” banking
Bank accounts

Prepare yourself for an end to “free” banking

Free bank accounts could soon be a thing of the past. But paid-for accounts can come with plenty of worthwhile perks, says Ruth Jackson-Kirby.
9 Feb 2021
Cover of MoneyWeek magazine issue no 1022, Friday 23 October 2020

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Packaged bank accounts: beware these pricey offerings
Bank accounts

Packaged bank accounts: beware these pricey offerings

Do your sums to see if “premium” bank accounts with benefits are worth paying extra for.
3 Nov 2020
Negative interest rates and the end of free bank accounts
Bank accounts

Negative interest rates and the end of free bank accounts

Negative interest rates are likely to mean the introduction of fees for current accounts and other banking products. But that might make the UK bankin…
19 Oct 2020
Ethical investing: your guide to ethical banking
ESG investing

Ethical investing: your guide to ethical banking

There are plenty of ESG funds to choose from – but what about your day-to-day saving and spending needs? We look at the best ethical current and savin…
6 Oct 2020
Interest rates are dwindling fast
Bank accounts

Interest rates are dwindling fast

Banks and building societies are continuing to slash the interest rates on their current and savings accounts.
15 May 2020
Smartphone banking: why you should dial into digital banks
Bank accounts

Smartphone banking: why you should dial into digital banks

Smartphone banking is taking off. And no wonder: it is convenient and comes with features that help you budget and save.
26 Feb 2020
Are packaged bank accounts worth paying for?
Personal finance

Are packaged bank accounts worth paying for?

Packaged bank accounts can be very convenient, but do your sums carefully to make sure you're getting your money's worth.
17 Sep 2019
The benefits of sitting tight with your savings
Personal finance

The benefits of sitting tight with your savings

Agreeing to lock up your cash can boost the interest rate on your savings significantly. Ruth Jackson-Kirby reports.
20 Aug 2019
Switching your business bank account made simple
Small business

Switching your business bank account made simple

More small businesses than ever before are switching bank account, encouraged to change provider by increasing competition for their custom and moves …
7 Aug 2019
The appeal of a private bank
Bank accounts

The appeal of a private bank

Private banks have long been surrounded by an air of prestige. But is the service they provide worth the extra cost?
17 May 2019
Easy ways to save cash
Personal finance

Easy ways to save cash

Devote an afternoon to some simple money administration, and you could make a big difference to your finances over the year.
11 Jan 2019
Give packaged bank accounts a chance
Personal finance

Give packaged bank accounts a chance

Although the idea of paying for a bank account is irritating, the perks you get in return can be highly valuable. Ruth Jackson explains.
12 Oct 2018
NS&I fails to keep up
Personal finance

NS&I fails to keep up

The state-backed bank is popular, but there are better rates on offer elsewhere for savers, says Ruth Jackson.
7 Sep 2018
How to make the most of the 0.25% interest-rate rise
Personal finance

How to make the most of the 0.25% interest-rate rise

So the Bank of England has raised interest rates to a whopping 0.75%. Might as well make the most of it, says Ruth Jackson.
10 Aug 2018
How to pay for university
Personal finance

How to pay for university

Although the cost of living might not be top of every student’s mind, make sure they’re prepared to budget.
13 Jul 2018
The best cards to use for holiday spending
Personal finance

The best cards to use for holiday spending

Instead of just sticking with your faithful bank card this summer, look into getting one that doesn’t add to your holiday bill, says Ruth Jackson.
29 Jun 2018