Where to put your savings now that NS&I has cut its rates
Where to put your savings now that NS&I has cut its rates
National Savings & Investments (NS&I) has slashed its interest rates. There are now much better deals for your savings elsewhere, says Ruth Jackson Ki…
2 Oct 2020
Child trust funds are about to bring a windfall for teenagers
Child trust funds are about to bring a windfall for teenagers
The first child trust funds are maturing in September, says Ruth Jackson-Kirby. But what should teenagers do with the money?
31 Aug 2020
Look beyond cash Isas to stocks and shares
Look beyond cash Isas to stocks and shares
Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
7 Jul 2020
Lifetime Isa penalty cut offers a crisis lifeline
Lifetime Isa penalty cut offers a crisis lifeline
The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.
8 May 2020
Innovative Finance Isas available to invest in now
Innovative Finance Isas available to invest in now
Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas…
5 Mar 2020
Beware of cash Isa scams
Beware of cash Isa scams
Fraudsters have been targeting savers by offering unrealistically high interest rates on cash Isas.
19 Nov 2019
Child Trust Funds: where is your child’s cash?
Child Trust Funds: where is your child’s cash?
Your offspring may have a child trust fund tucked away. If so, their money is being consumed by fees
15 Oct 2019
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Stocks beat cash and bonds over the long term
Stocks beat cash and bonds over the long term
Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That's odd given the higher returns from stocks in the long run.
19 Apr 2019
Should you get your child a Jisa?
Should you get your child a Jisa?
If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on no…
15 Mar 2019
Aim shares: make your Isa less taxing
Aim shares: make your Isa less taxing
Once considered too risky for an Isa, Aim shares can offer some valuable tax benefits to adventurous investors.
15 Mar 2019
VCTs, EIS and SEIS: tax relief for brave investors
VCTs, EIS and SEIS: tax relief for brave investors
If you can stomach the risk involved in backing a company in its early stages, consider VCTs, the EIS and the SEIS. Generous tax breaks are on offer.
15 Mar 2019
Shares Isas: protect your assets from the taxman
Shares Isas: protect your assets from the taxman
Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you…
15 Mar 2019
Isas: Where to stash your cash
Isas: Where to stash your cash
If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the to…
15 Mar 2019
IF Isas: look beyond stocks and bonds
IF Isas: look beyond stocks and bonds
You can now put a wide range of alternative investments in the tax-free wrapper, with the Innovative Finance Isa, (IF Isa). But tread carefully.
15 Mar 2019
Online stocks & shares Isa brokers cost comparison table
Online stocks & shares Isa brokers cost comparison table
A breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares.
11 Mar 2019
Peer-to-peer: cutting out the middleman could cost you
Peer-to-peer: cutting out the middleman could cost you
There are a vast array of peer-to-peer lending sites. That’s why you need a company to help research and collate the ones that might suit you.
11 Mar 2019
Lisas limp on, but savers are missing out
Lisas limp on, but savers are missing out
Lifetime individual saving accounts have hardly been a roaring success. In the 2017-2018 tax year, the average contribution was £3,114 per account, £4…
14 Dec 2018
Sipps sued over scams
Sipps sued over scams
Clients and providers disagree on who should be responsible for spotting fraud, says David Prosser.
26 Oct 2018
Don’t lose your child’s savings
Don’t lose your child’s savings
Child trust funds turn 16 this year – but a million accounts have been abandoned. Is yours one of them?
31 Aug 2018
A stress-free way to switch current accounts
A stress-free way to switch current accounts
Breaking up with your bank shouldn’t be difficult, says Ruth Jackson. If you’re looking to change current accounts, here’s how to do it.
8 Jun 2018
Asos: setting the trend when it comes to savings
Asos: setting the trend when it comes to savings
The retailer’s plan to offer a range of savings options may inspire others, says David Prosser.
18 May 2018
The best cash Isas for last-minute transfers
The best cash Isas for last-minute transfers
It’s not too late to take advantage of your Isa allowance, says Ruth Jackson. Here are the best options for your cash.
30 Mar 2018