Online Isa & Sipp providers cost comparison table

Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. At the bottom, we pick some of the best. Table updated February 2020

The best stockbrokers and fund platforms for an Isa or Sipp
Broker Isa account charges Sipp account charges Fund charges UK share charges  
AJ Bell Youinvest None None £1.50/trade.

0.25%/yr < £250,000

0.1% £250,000-£1m

0.05% £1m-2m;
0% £2m+

£9.95/trade (£4.95 if more than 10 a month)

0.25%/yr (max £7.50/qtr for ISA, £25/qtr for SIPP)

 
Barclays Smart Investor None £125+VAT/yr 0.2%/yr (min £4/month
max £125/month)

£3 per online transction

£1 per regular transaction

0.1%/yr (min £4/month
max £125/month)

£3 per online transction

£1 per regular transaction

 
BestInvest 0.4%/yr up to £250,000,

0.2%/yr £250,000-£1m

Free over £1m

0.3%/yr up to £250,000

0.2%/yr £250,000-£1m

Free over £1m

£100+VAT annual admin fee

No trading charges £7.50/trade  
Cavendish Online 

0.25%/yr < £200,000

0.2% on whole balance over £200,000

0.25%/yr < £200,000

0.2% on whole balance over £200,000

£10/trade (ISA)

£3/trade (SIPP)

£1.50/regular trade

 
Charles Stanley Direct None £100+VAT, waived if you have investments with CS of over £30,000 0.35%/yr < £200,000,

0.2% £200,000-£500,000,

0.15% £500,000-£1m,

0.05% £1m-2m;

0% > £2m

£11.50/trade.  
Fidelity None None 0.35% < £7,500: (£45 a year without regular savings plan)

0.35% – £7,500-£250,000

0.2% – £250,000-£1m -

No further charge above £1m

Not available  
Halifax Share Dealing £12.50/yr £22.50/qtr (SIPP value < £50,000)

£45/qtr (SIPP value > £50,000)

£12.50/trade (online)

£2/trade for regular investments

£12.50/trade

£2/trade for regular investments

 
Hargreaves Lansdown None None 0.45%/yr < £250,000,

0.25% £250,000-£1m,

0.1% £1m-£2m.

No further charge above £2m

0.45%/yr (max £45 in Isa, max £200 in Sipp).

£11.95/trade

 
HSBC Share Dealing £10.50/qtr Not available Not available £10.50/trade  
iDealing £5/qtr £5/qtr, plus variable charges depending on Sipp administrator None. Restricted list of fund families available £9.90/trade  
IG £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000 £195/yr

0.18% < £500,000

0.15% £500,000-£1m

0.05% > £1m

Not available £8/trade, reduced to £5/trade if you make more than ten trades a year  
Interactive Investor £9.99/mth, which includes 1 trade/mth £10.00 plus £9.99/mth, which includes 1 trade/mth £7.99/trade £7.99/trade  
iWeb Share Dealing None (£25 account opening fee) £22.50/qtr (under £50,000)

£45.00/qtr (over £50,000)

£5/trade £5/trade  
Saga Share Direct None. Not available 0.35%/yr (min £8.75/qtr) < £500,000.

No further charge above

£11.95/trade (up to 9 trades/yr)

£9.75 (over ten trades)

£1.50 regular investment charge

 
Selftrade £17.49/qtr £17.49/qtr + £118.80/yr 0.3%/yr < £50,000

0.25%/yr £50,000-£250,000

0.15% > £250,000 (max £250/qtr)

£10.99/trade (£9.99 for ETFs)

£5.99/trade for frequent traders (>20 trades/mth)

£1.50 regular investment fee

 
Share Centre £5/mth £15/mth 1%/trade (min £7.50) or pay £20+VAT/qtr “dealing option” fee and fixed £7.50/trade

0.5% (min £1) regular investing charge

1%/trade (min £7.50) or pay £24/qtr “dealing option” fee and fixed £7.50/trade

0.5% (min £1) regular investing charge

 
Vanguard 0.15%/yr 0.15%/yr capped at £375 No charge to switch holdings, deal, make payments or exit £7.50 for ETF trades  
X-O None £99+VAT/yr Not available £5.95/trade  
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