Online Isa & Sipp providers cost comparison table
Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. At the bottom, we pick some of the best. Table updated February 2020
| The best stockbrokers and fund platforms for an Isa or Sipp | |||||
| Broker | Isa account charges | Sipp account charges | Fund charges | UK share charges | |
| AJ Bell Youinvest | None | None |
£1.50/trade. 0.25%/yr < £250,000 0.1% £250,000-£1m 0.05% £1m-2m; |
£9.95/trade (£4.95 if more than 10 a month) 0.25%/yr (max £7.50/qtr for ISA, £25/qtr for SIPP) | |
| Barclays Smart Investor | None | £125+VAT/yr |
0.2%/yr (min £4/month max £125/month) £3 per online transction £1 per regular transaction |
0.1%/yr (min £4/month max £125/month) £3 per online transction £1 per regular transaction | |
| BestInvest |
0.4%/yr up to £250,000, 0.2%/yr £250,000-£1m Free over £1m |
0.3%/yr up to £250,000 0.2%/yr £250,000-£1m Free over £1m £100+VAT annual admin fee | No trading charges | £7.50/trade | |
| Cavendish Online |
0.25%/yr < £200,000 0.2% on whole balance over £200,000 |
0.25%/yr < £200,000 0.2% on whole balance over £200,000 |
£10/trade (ISA) £3/trade (SIPP) £1.50/regular trade | ||
| Charles Stanley Direct | None | £100+VAT, waived if you have investments with CS of over £30,000 |
0.35%/yr < £200,000, 0.2% £200,000-£500,000, 0.15% £500,000-£1m, 0.05% £1m-2m; 0% > £2m | £11.50/trade. | |
| Fidelity | None | None |
0.35% < £7,500: (£45 a year without regular savings plan) 0.35% – £7,500-£250,000 0.2% – £250,000-£1m - No further charge above £1m | Not available | |
| Halifax Share Dealing | £12.50/yr |
£22.50/qtr (SIPP value < £50,000) £45/qtr (SIPP value > £50,000) |
£12.50/trade (online) £2/trade for regular investments |
£12.50/trade £2/trade for regular investments | |
| Hargreaves Lansdown | None | None |
0.45%/yr < £250,000, 0.25% £250,000-£1m, 0.1% £1m-£2m. No further charge above £2m |
0.45%/yr (max £45 in Isa, max £200 in Sipp). £11.95/trade | |
| HSBC Share Dealing | £10.50/qtr | Not available | Not available | £10.50/trade | |
| iDealing | £5/qtr | £5/qtr, plus variable charges depending on Sipp administrator | None. Restricted list of fund families available | £9.90/trade | |
| IG | £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000 |
£195/yr 0.18% < £500,000 0.15% £500,000-£1m 0.05% > £1m | Not available | £8/trade, reduced to £5/trade if you make more than ten trades a year | |
| Interactive Investor | £9.99/mth, which includes 1 trade/mth | £10.00 plus £9.99/mth, which includes 1 trade/mth | £7.99/trade | £7.99/trade | |
| iWeb Share Dealing | None (£25 account opening fee) |
£22.50/qtr (under £50,000) £45.00/qtr (over £50,000) | £5/trade | £5/trade | |
| Saga Share Direct | None. | Not available |
0.35%/yr (min £8.75/qtr) < £500,000. No further charge above |
£11.95/trade (up to 9 trades/yr) £9.75 (over ten trades) £1.50 regular investment charge | |
| Selftrade | £17.49/qtr | £17.49/qtr + £118.80/yr |
0.3%/yr < £50,000 0.25%/yr £50,000-£250,000 0.15% > £250,000 (max £250/qtr) |
£10.99/trade (£9.99 for ETFs) £5.99/trade for frequent traders (>20 trades/mth) £1.50 regular investment fee | |
| Share Centre | £5/mth | £15/mth |
1%/trade (min £7.50) or pay £20+VAT/qtr “dealing option” fee and fixed £7.50/trade 0.5% (min £1) regular investing charge |
1%/trade (min £7.50) or pay £24/qtr “dealing option” fee and fixed £7.50/trade 0.5% (min £1) regular investing charge | |
| Vanguard | 0.15%/yr | 0.15%/yr capped at £375 | No charge to switch holdings, deal, make payments or exit | £7.50 for ETF trades | |
| X-O | None | £99+VAT/yr | Not available | £5.95/trade | |