The best stockbrokers and fund platforms for an Isa or Sipp |
Broker | Isa account charges | Sipp account charges | Fund charges | UK share charges |
AJ Bell Youinvest | | | - £1.50/trade,
- 0.25%/yr < £250,000,
- 0.1% £250,000-£1m,
- 0.05% £1m-2m,
- 0% £2m+
| - £9.95/trade (£4.95 if more than 10 a month),
- 0.25%/yr (max £3.50/month for ISA, £10/month for SIPP),
- £1.50 regular investment charge,
- 1% div reinvestment (min £1.50 max £9.95)
|
Barclays Smart Investor | | | - 0.2%/yr (min £4/month, max £125/month),
- £3 per online transaction,
- £1 per regular transaction
| - 0.1%/yr(min £4/month, max £125/month),
- £6 per online transaction,
- £1 per regular transaction
|
BestInvest | - 0.4%/yr up to £250,000,
- 0.2%/yr £250,000-£1m,
- Free over £1m
| - 0.3%/yr up to £250,000,
- 0.2%/yr £250,000-£500,000,
- 0.1% £500,000-£1m,
- 0% over £1m,
- £100+VAT annual admin fee
| | |
Charles Stanley Direct | | - £100+VAT, waived if you have investments with CS of over £30,000
| - 0.35%/yr < £200,000,
- 0.2% £200,000-£500,000,
- 0.15% £500,000-£1m,
- 0.05% £1m-2m,
- 0% > £2m,
- No trading charges
| - 0.35%/yr, min £24, max £240, waived for the month if you make a chargeable trade,
- £11.50/trade.
|
EQi | - £17.49/qtr (£22.48 for both ISA and Sipp),
- 0.2% for a LISA, max £40/yr
| - £17.49/qtr (£22.48 for both ISA and Sipp)
| - 0.3%/yr < £50,000,
- 0.25% £200,000-£2m,
- 0.15% > £2m (max £250 per qtr),
- Custody fees offest against trading charges
| - £10.99/trade (£9.99 for ETFs),
- £1.50 regular investments,
- £1.50 div reinvestment
|
Fidelity | | | - 0.35% < £7,500: (£45/yr without regular savings plan),
- 0.35% – £7,500-£250,000,
- 0.2% – £250,000-£1m,
- No further charge above £1m
| - £10 per trade,
- £1.50 regular investing & div reinvestment
|
Halifax Share Dealing | | - £22.50/qtr (SIPP value < £50,000),
- £45/qtr (SIPP value > £50,000)
| - £9.50/trade (online),
- £2/trade for regular investments
| - £9.50/trade,
- £2/trade for regular investments,
- 2% div reinvestment fee, max £9.50 per stock
|
Hargreaves Lansdown | | | - 0.45%/yr < £250,000,
- 0.25% £250,000-£1m,
- 0.1% £1m-£2m,
- No further charge above £2m
| - 0.45%/yr (max £45 in Isa, max £200 in Sipp),
- Max £11.95/trade,
- 1% div reinvestment fee, min £1, max £10
|
HSBC InvestDirect | - £10.50/qtr,
- Must have HSBC current account
| | | - £10.50/trade,
- £7.95 for frequent trades (at least 9 deals/qtr)
|
iDealing | | - £5/qtr, plus variable charges depending on Sipp administrator
| - None. Restricted list of fund families available
| |
IG | - £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000
| | | - £8/trade, reduced to £3/trade if you make more than 3 trades a month
|
Interactive Investor | - £9.99/mth, which includes 1 trade/mth
| - £12.99/mth or £10/mth if you hold an II Isa
| | - £7.99/trade,
- £0.99 div reinvesting
|
iWeb Share Dealing | - £100 account opening fee, no annual charge
| - £22.50/qtr (under £50,000)
- £45/qtr (over £50,000)
| | |
Vanguard | | | - No charge to switch holdings, deal, make payments or exit
| - £7.50 for real-time ETF trades
|
X-O | | | | |