Online Isa & Sipp providers cost comparison table

The best stockbrokers and fund platforms for an Isa or Sipp

Broker

Isa account charges

Sipp account charges

Fund charges

UK share charges

AJ Bell Youinvest

• None

• None

• £1.50/trade,
• 0.25%/yr < £250,000,
• 0.1% £250,000-£1m,
• 0.05% £1m-2m,
• 0% £2m+

• £9.95/trade (£4.95 if more than 10 a month),
• 0.25%/yr (max £3.50/month for ISA, £10/month for SIPP),
• £1.50 regular investment charge,
• 1% div reinvestment (min £1.50 max £9.95)

Barclays Smart Investor

• None

• £125+VAT/yr

• 0.2%/yr (min £4/month, max £125/month),
• £3 per online transaction,
• £1 per regular transaction

• 0.1%/yr(min £4/month, max £125/month),
• £6 per online transaction,
• £1 per regular transaction

BestInvest

• 0.4%/yr up to £250,000,
• 0.2%/yr £250,000-£1m,
• Free over £1m

• 0.3%/yr up to £250,000,
• 0.2%/yr £250,000-£500,000,
• 0.15% £500,000-£1m,
• 0.05% £1m-£2m,
• 0% over £2m,
• £100+VAT annual admin fee

• No trading charges

• £7.50/trade

Charles Stanley Direct

• None

• £100+VAT, waived if you have investments with CS of over £30,000

• 0.35%/yr < £200,000,
• 0.2% £200,000-£500,000,
• 0.15% £500,000-£1m,
• 0.05% £1m-2m,
• 0% > £2m,
• No trading charges

• 0.35%/yr, min £24, max £240, waived for the month if you make a chargeable trade,
• £11.50/trade.

EQi

• £17.49/qtr (£22.48 for both ISA and Sipp),
• 0.2% for a LISA, max £40/yr

• £17.49/qtr (£22.48 for both ISA and Sipp)

• 0.3%/yr < £50,000,
• 0.25% £200,000+ (max £250),
• 0.15% > £2m,
• Custody fees offest against trading charges

• £10.99/trade (£9.99 for ETFs),
• £1.50 regular investments,
• £1.50 div reinvestment

Fidelity

• None

• None

• 0.35% < £7,500: (£45/yr without regular savings plan),
• 0.35% – £7,500-£250,000,
• 0.2% – £250,000-£1m,
• No further charge above £1m

• £10 per trade,
• £1.50 regular investing & div reinvestment

Halifax Share Dealing

• £12.50/yr

• £22.50/qtr (SIPP value < £50,000),
• £45/qtr (SIPP value > £50,000)

• £12.50/trade (online),
• £2/trade for regular investments

• £12.50/trade,
• £2/trade for regular investments,
• 2% div reinvestment fee, max £12.50 per stock

Hargreaves Lansdown

• None

• None

• 0.45%/yr < £250,000,
• 0.25% £250,000-£1m,
• 0.1% £1m-£2m,
• No further charge above £2m

• 0.45%/yr (max £45 in Isa, max £200 in Sipp),
• £11.95/trade,
• 1% div reinvestment fee, min £1, max £10

HSBC InvestDirect

• £10.50/qtr,
• Must have HSBC current account

• Not available

• Not available

• £10.50/trade,
• £7.95 for frequent trades (at least 9 deals/qtr)

iDealing

• £5/qtr

• £5/qtr, plus variable charges depending on Sipp administrator

• None. Restricted list of fund families available

• £9.90/trade

IG

• £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000

• Not available

• Not available

• £8/trade, reduced to £3/trade if you make more than 3 trades a month

Interactive Investor

• £9.99/mth, which includes 1 trade/mth

• £10.00 plus £9.99/mth, which includes 1 trade/mth

• £7.99/trade

• £7.99/trade,
• £0.99 div reinvesting

iWeb Share Dealing

• £100 account opening fee

• £22.50/qtr (under £50,000)
• £45/qtr (over £50,000)

• £5/trade

• £5/trade

Vanguard

• 0.15%/yr

• 0.15%/yr capped at £375

• No charge to switch holdings, deal, make payments or exit

• £7.50 for ETF trades

X-O

• None

• £99+VAT/yr

• Not available

• £5.95/trade