Online Isa & Sipp providers cost comparison table

Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. At the bottom, we pick some of the best. Table updated November 2019

The best stockbrokers and fund platforms for an Isa or Sipp

Broker

Isa account charges

Sipp account charges

Fund charges

UK share charges

AJ Bell Youinvest

None

None

£1.50/trade.

0.25%/yr < £250,000

0.1% £250,000-£1m

0.05% £1m-2m;
0% £2m+

£9.95/trade
(£4.95 if more than 10 a month)

0.25%/yr
(max £7.50/qtr for ISA, £25/qtr for SIPP)

Barclays Smart Investor

None

£125+VAT/yr

0.2%/yr
(min £4/month
max £125/month)

£3 per online transction

£1 per regular transaction

0.1%/yr
(min £4/month
max £125/month)

£3 per online transction

£1 per regular transaction

BestInvest

0.4%/yr up to £250,000,

0.2%/yr £250,000-£1m

Free over £1m

0.3%/yr up to £250,000

0.2%/yr £250,000-£1m

Free over £1m

£100+VAT annual admin fee

No trading charges

£7.50/trade

Cavendish Online

 

0.25%/yr < £200,000

0.2% on whole balance over £200,000

0.25%/yr < £200,000

0.2% on whole balance over £200,000

£10/trade (ISA)

£3/trade (SIPP)

£1.50/regular trade

Charles Stanley Direct

None

£100+VAT, waived if you have investments with CS of over £30,000

0.35%/yr < £200,000,

0.2% £200,000-£500,000,

0.15% £500,000-£1m,

0.05% £1m-2m;

0% > £2m

£11.50/trade.

Fidelity

None

None

0.35% < £7,500: (£45 a year without regular savings plan)

0.35% – £7,500-£250,000

0.2% – £250,000-£1m -

No further charge above £1m

Not available

Halifax Share Dealing

£12.50/yr

£22.50/qtr (SIPP value < £50,000)

£45/qtr (SIPP value > £50,000)

£12.50/trade (online)

£2/trade for regular investments

£12.50/trade

£2/trade for regular investments

Hargreaves Lansdown

None

None

0.45%/yr < £250,000,

0.25% £250,000-£1m,

0.1% £1m-£2m.

No further charge above £2m

0.45%/yr (max £45 in Isa, max £200 in Sipp).

£11.95/trade

HSBC Share Dealing

£10.50/qtr

Not available

Not available

£10.50/trade

iDealing

£5/qtr

£5/qtr, plus variable charges depending on Sipp administrator

None. Restricted list of fund families available

£9.90/trade

IG

£24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000

£195/yr

0.18% < £500,000

0.15% £500,000-£1m

0.05% > £1m

Not available

£8/trade, reduced to £5/trade if you make more than ten trades a year

Interactive Investor

£9.99/mth, which includes 1 trade/mth

£10.00 plus £9.99/mth, which includes 1 trade/mth

£7.99/trade

£0.99 regular investing charge

£7.99/trade

£0.99 regular investing charge

iWeb Share Dealing

None (£25 account opening fee)

£22.50/qtr (under £50,000)

£45.00/qtr (over £50,000)

£5/trade

£5/trade

Saga Share Direct

None.

Not available

0.35%/yr (min £8.75/qtr) < £500,000.

No further charge above

£11.95/trade (up to 9 trades/yr)

£9.75 (over ten trades)

£1.50 regular investment charge

Selftrade

£17.49/qtr

£17.49/qtr + £118.80/yr

0.3%/yr < £50,000

0.25%/yr £50,000-£250,000

0.15% > £250,000 (max £250/qtr)

£10.99/trade (£9.99 for ETFs)

£5.99/trade for frequent traders (>20 trades/mth)

£1.50 regular investment fee

Share Centre

£5/mth

£15/mth

1%/trade (min £7.50) or pay £20+VAT/qtr “dealing option” fee and fixed £7.50/trade

0.5% (min £1) regular investing charge

1%/trade (min £7.50) or pay £24/qtr “dealing option” fee and fixed £7.50/trade

0.5% (min £1) regular investing charge

X-O

None

£99+VAT/yr

Not available

£5.95/trade

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