Online Isa & Sipp providers cost comparison table
Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. At the bottom, we pick some of the best. Table updated November 2019
The best stockbrokers and fund platforms for an Isa or Sipp | ||||
Broker | Isa account charges | Sipp account charges | Fund charges | UK share charges |
None | None | £1.50/trade. 0.25%/yr < £250,000 0.1% £250,000-£1m 0.05% £1m-2m; | £9.95/trade 0.25%/yr | |
None | £125+VAT/yr | 0.2%/yr £3 per online transction £1 per regular transaction | 0.1%/yr £3 per online transction £1 per regular transaction | |
0.4%/yr up to £250,000, 0.2%/yr £250,000-£1m Free over £1m | 0.3%/yr up to £250,000 0.2%/yr £250,000-£1m Free over £1m £100+VAT annual admin fee | No trading charges | £7.50/trade | |
| 0.25%/yr < £200,000 0.2% on whole balance over £200,000 | 0.25%/yr < £200,000 0.2% on whole balance over £200,000 | £10/trade (ISA) £3/trade (SIPP) £1.50/regular trade | |
None | £100+VAT, waived if you have investments with CS of over £30,000 | 0.35%/yr < £200,000, 0.2% £200,000-£500,000, 0.15% £500,000-£1m, 0.05% £1m-2m; 0% > £2m | £11.50/trade. | |
None | None | 0.35% < £7,500: (£45 a year without regular savings plan) 0.35% – £7,500-£250,000 0.2% – £250,000-£1m - No further charge above £1m | Not available | |
£12.50/yr | £22.50/qtr (SIPP value < £50,000) £45/qtr (SIPP value > £50,000) | £12.50/trade (online) £2/trade for regular investments | £12.50/trade £2/trade for regular investments | |
None | None | 0.45%/yr < £250,000, 0.25% £250,000-£1m, 0.1% £1m-£2m. No further charge above £2m | 0.45%/yr (max £45 in Isa, max £200 in Sipp). £11.95/trade | |
£10.50/qtr | Not available | Not available | £10.50/trade | |
£5/qtr | £5/qtr, plus variable charges depending on Sipp administrator | None. Restricted list of fund families available | £9.90/trade | |
£24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000 | £195/yr 0.18% < £500,000 0.15% £500,000-£1m 0.05% > £1m | Not available | £8/trade, reduced to £5/trade if you make more than ten trades a year | |
£9.99/mth, which includes 1 trade/mth | £10.00 plus £9.99/mth, which includes 1 trade/mth | £7.99/trade £0.99 regular investing charge | £7.99/trade £0.99 regular investing charge | |
| None (£25 account opening fee) | £22.50/qtr (under £50,000) £45.00/qtr (over £50,000) | £5/trade | £5/trade | |
None. | Not available | 0.35%/yr (min £8.75/qtr) < £500,000. No further charge above | £11.95/trade (up to 9 trades/yr) £9.75 (over ten trades) £1.50 regular investment charge | |
£17.49/qtr | £17.49/qtr + £118.80/yr | 0.3%/yr < £50,000 0.25%/yr £50,000-£250,000 0.15% > £250,000 (max £250/qtr) | £10.99/trade (£9.99 for ETFs) £5.99/trade for frequent traders (>20 trades/mth) £1.50 regular investment fee | |
£5/mth | £15/mth | 1%/trade (min £7.50) or pay £20+VAT/qtr “dealing option” fee and fixed £7.50/trade 0.5% (min £1) regular investing charge | 1%/trade (min £7.50) or pay £24/qtr “dealing option” fee and fixed £7.50/trade 0.5% (min £1) regular investing charge | |
None | £99+VAT/yr | Not available | £5.95/trade | |