Online Isa & Sipp providers cost comparison table

Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. Table updated January 2021

The best stockbrokers and fund platforms for an Isa or Sipp

Broker

Isa account charges

Sipp account charges

Fund charges

UK share charges

AJ Bell Youinvest

  • None
  • None
  • £1.50/trade,
  • 0.25%/yr < £250,000,
  • 0.1% £250,000-£1m,
  • 0.05% £1m-2m,
  • 0% £2m+
  • £9.95/trade (£4.95 if more than 10 a month),
  • 0.25%/yr (max £3.50/month for ISA, £10/month for SIPP),
  • £1.50 regular investment charge,
  • 1% div reinvestment (min £1.50 max £9.95)

Barclays Smart Investor

  • None
  • £125+VAT/yr
  • 0.2%/yr (min £4/month, max £125/month),
  • £3 per online transaction,
  • £1 per regular transaction
  • 0.1%/yr(min £4/month, max £125/month),
  • £6 per online transaction,
  • £1 per regular transaction

BestInvest

  • 0.4%/yr up to £250,000,
  • 0.2%/yr £250,000-£1m,
  • Free over £1m
  • 0.3%/yr up to £250,000,
  • 0.2%/yr £250,000-£500,000,
  • 0.15% £500,000-£1m,
  • 0.05% £1m-£2m,
  • 0% over £2m,
  • £100+VAT annual admin fee
  • No trading charges
  • £7.50/trade

Charles Stanley Direct

  • None
  • £100+VAT, waived if you have investments with CS of over £30,000
  • 0.35%/yr < £200,000,
  • 0.2% £200,000-£500,000,
  • 0.15% £500,000-£1m,
  • 0.05% £1m-2m,
  • 0% > £2m,
  • No trading charges
  • 0.35%/yr, min £24, max £240, waived for the month if you make a chargeable trade,
  • £11.50/trade.

EQi

  • £17.49/qtr (£22.48 for both ISA and Sipp),
  • 0.2% for a LISA, max £40/yr
  • £17.49/qtr (£22.48 for both ISA and Sipp)
  • 0.3%/yr < £50,000,
  • 0.25% £200,000+ (max £250),
  • 0.15% > £2m,
  • Custody fees offest against trading charges
  • £10.99/trade (£9.99 for ETFs),
  • £1.50 regular investments,
  • £1.50 div reinvestment

Fidelity

  • None
  • None
  • 0.35% < £7,500: (£45/yr without regular savings plan),
  • 0.35% – £7,500-£250,000,
  • 0.2% – £250,000-£1m,
  • No further charge above £1m
  • £10 per trade,
  • £1.50 regular investing & div reinvestment

Halifax Share Dealing

  • £12.50/yr
  • £22.50/qtr (SIPP value < £50,000),
  • £45/qtr (SIPP value > £50,000)
  • £12.50/trade (online),
  • £2/trade for regular investments
  • £12.50/trade,
  • £2/trade for regular investments,
  • 2% div reinvestment fee, max £12.50 per stock

Hargreaves Lansdown

  • None
  • None
  • 0.45%/yr < £250,000,
  • 0.25% £250,000-£1m,
  • 0.1% £1m-£2m,
  • No further charge above £2m
  • 0.45%/yr (max £45 in Isa, max £200 in Sipp),
  • £11.95/trade,
  • 1% div reinvestment fee, min £1, max £10

HSBC InvestDirect

  • £10.50/qtr,
  • Must have HSBC current account
  • Not available
  • Not available
  • £10.50/trade,
  • £7.95 for frequent trades (at least 9 deals/qtr)

iDealing

  • £5/qtr
  • £5/qtr, plus variable charges depending on Sipp administrator
  • None. Restricted list of fund families available
  • £9.90/trade

IG

  • £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000
  • Not available
  • Not available
  • £8/trade, reduced to £3/trade if you make more than 3 trades a month

Interactive Investor

  • £9.99/mth, which includes 1 trade/mth
  • £10.00 plus £9.99/mth, which includes 1 trade/mth
  • £7.99/trade
  • £7.99/trade,
  • £0.99 div reinvesting

iWeb Share Dealing

  • £100 account opening fee
  • £22.50/qtr (under £50,000)
  • £45/qtr (over £50,000)
  • £5/trade
  • £5/trade

Vanguard

  • 0.15%/yr
  • 0.15%/yr capped at £375
  • No charge to switch holdings, deal, make payments or exit
  • £7.50 for ETF trades

X-O

  • None
  • £99+VAT/yr
  • Not available
  • £5.95/trade

Recommended

Buying foreign shares is easier than you think – here's how to do it
Investment strategy

Buying foreign shares is easier than you think – here's how to do it

UK investors are increasingly turning their attention to shares listed in the US and beyond. Cris Sholto Heaton looks at five common questions about t…
11 Jun 2021
Why was Deliveroo’s IPO such a disaster? And what should investors do now?
UK stockmarkets

Why was Deliveroo’s IPO such a disaster? And what should investors do now?

Takeaway delivery service Deliveroo had a stinker of an IPO – the share price immediately dropped by around a third. John Stepek looks at what went wr…
1 Apr 2021
Invest in a better future for your kids with an ethical Jisa
Sponsored

Invest in a better future for your kids with an ethical Jisa

If you’re looking for a home for your children’s Jisa allowances this year, why not contribute to a better future with The Big Exchange?
31 Mar 2021
What ‘buy-and-forget’ investors really need
Advertisement Feature

What ‘buy-and-forget’ investors really need

How Alliance Trust can help you plan an effective retirement with a Sipp.
26 Mar 2021

More on Stocks and shares ISAs

Buying foreign shares is easier than you think – here's how to do it
Investment strategy

Buying foreign shares is easier than you think – here's how to do it

UK investors are increasingly turning their attention to shares listed in the US and beyond. Cris Sholto Heaton looks at five common questions about t…
11 Jun 2021
Why was Deliveroo’s IPO such a disaster? And what should investors do now?
UK stockmarkets

Why was Deliveroo’s IPO such a disaster? And what should investors do now?

Takeaway delivery service Deliveroo had a stinker of an IPO – the share price immediately dropped by around a third. John Stepek looks at what went wr…
1 Apr 2021
Invest in a better future for your kids with an ethical Jisa
Sponsored

Invest in a better future for your kids with an ethical Jisa

If you’re looking for a home for your children’s Jisa allowances this year, why not contribute to a better future with The Big Exchange?
31 Mar 2021
The MoneyWeek model portfolio: the top-six investment trusts to put in your Isa
Investment trusts

The MoneyWeek model portfolio: the top-six investment trusts to put in your Isa

MoneyWeek’s favourite investment trusts are top-notch long-term choices for your portfolio
19 Mar 2021
Look beyond cash Isas to stocks and shares
Stocks and shares ISAs

Look beyond cash Isas to stocks and shares

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
7 Jul 2020
Child Trust Funds: where is your child’s cash?
Personal finance

Child Trust Funds: where is your child’s cash?

Your offspring may have a child trust fund tucked away. If so, their money is being consumed by fees
15 Oct 2019
Shares Isas: protect your assets from the taxman
Savings

Shares Isas: protect your assets from the taxman

Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you…
15 Mar 2019
Duck the dividend tax with share Isas
Personal finance

Duck the dividend tax with share Isas

Our cash-strapped government is coming after shareholders with higher dividend taxes, but investment Isas are still tax-free.
16 Mar 2018
How to invest in a stocks and shares Isa
Isas

How to invest in a stocks and shares Isa

Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.
2 Apr 2014