Online Isa & Sipp providers cost comparison table

Below is a breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website. Table updated March 2022

The best stockbrokers and fund platforms for an Isa or Sipp

Broker

Isa account charges

Sipp account charges

Fund charges

UK share charges

AJ Bell Youinvest

  • None
  • None
  • £1.50/trade,
  • 0.25%/yr < £250,000,
  • 0.1% £250,000-£1m,
  • 0.05% £1m-2m,
  • 0% £2m+
  • £9.95/trade (£4.95 if more than 10 a month),
  • 0.25%/yr (max £3.50/month for ISA, £10/month for SIPP),
  • £1.50 regular investment charge,
  • 1% div reinvestment (min £1.50 max £9.95)

Barclays Smart Investor

  • None
  • £125+VAT/yr
  • 0.2%/yr (min £4/month, max £125/month),
  • £3 per online transaction,
  • £1 per regular transaction
  • 0.1%/yr(min £4/month, max £125/month),
  • £6 per online transaction,
  • £1 per regular transaction

BestInvest

  • 0.4%/yr up to £250,000,
  • 0.2%/yr £250,000-£1m,
  • Free over £1m
  • 0.3%/yr up to £250,000,
  • 0.2%/yr £250,000-£500,000,
  • 0.1% £500,000-£1m,
  • 0% over £1m,
  • £100+VAT annual admin fee
  • No trading charges
  • £4.95/trade

Charles Stanley Direct

  • None
  • £100+VAT, waived if you have investments with CS of over £30,000
  • 0.35%/yr < £200,000,
  • 0.2% £200,000-£500,000,
  • 0.15% £500,000-£1m,
  • 0.05% £1m-2m,
  • 0% > £2m,
  • No trading charges
  • 0.35%/yr, min £24, max £240, waived for the month if you make a chargeable trade,
  • £11.50/trade.

EQi

  • £17.49/qtr (£22.48 for both ISA and Sipp),
  • 0.2% for a LISA, max £40/yr
  • £17.49/qtr (£22.48 for both ISA and Sipp)

     

  • 0.3%/yr < £50,000,
  • 0.25% £200,000-£2m,
  • 0.15% > £2m (max £250 per qtr),
  • Custody fees offest against trading charges
  • £10.99/trade (£9.99 for ETFs),
  • £1.50 regular investments,
  • £1.50 div reinvestment

Fidelity

  • None
  • None
  • 0.35% < £7,500: (£45/yr without regular savings plan),
  • 0.35% – £7,500-£250,000,
  • 0.2% – £250,000-£1m,
  • No further charge above £1m
  • £10 per trade,
  • £1.50 regular investing & div reinvestment

Halifax Share Dealing

  • £36/yr
  • £22.50/qtr (SIPP value < £50,000),
  • £45/qtr (SIPP value > £50,000)
  • £9.50/trade (online),
  • £2/trade for regular investments
  • £9.50/trade,
  • £2/trade for regular investments,
  • 2% div reinvestment fee, max £9.50 per stock

Hargreaves Lansdown

  • None
  • None
  • 0.45%/yr < £250,000,
  • 0.25% £250,000-£1m,
  • 0.1% £1m-£2m,
  • No further charge above £2m
  • 0.45%/yr (max £45 in Isa, max £200 in Sipp),
  • Max £11.95/trade,
  • 1% div reinvestment fee, min £1, max £10

HSBC InvestDirect

  • £10.50/qtr,
  • Must have HSBC current account
  • Not available
  • 0.25%
  • £10.50/trade,
  • £7.95 for frequent trades (at least 9 deals/qtr)

iDealing

  • £5/qtr
  • £5/qtr, plus variable charges depending on Sipp administrator
  • None. Restricted list of fund families available
  • £9.90/trade

IG

  • £24/qtr, waived if you trade at least 3 times in the qtr, or hold more than £15,000
  • Not available
  • Not available
  • £8/trade, reduced to £3/trade if you make more than 3 trades a month

Interactive Investor

  • £9.99/mth, which includes 1 trade/mth
  • £12.99/mth or £10/mth if you hold an II Isa
  • £7.99/trade
  • £7.99/trade,
  • £0.99 div reinvesting

iWeb Share Dealing

  • £100 account opening fee, no annual charge
  • £22.50/qtr (under £50,000)
  • £45/qtr (over £50,000)
  • £5/trade

     

  • £5/trade

Vanguard

  • 0.15%/yr
  • 0.15%/yr capped at £375
  • No charge to switch holdings, deal, make payments or exit
  • £7.50 for real-time ETF trades

X-O

  • None
  • £99+VAT/yr
  • Not available
  • £5.95/trade

Recommended

Isa basics: all you need to know
Isas

Isa basics: all you need to know

All you need to know about how Isas work, including how much you can pay in, what you can hold, and how to transfer an Isa.
7 Sep 2022
Isa basics: all you need to know
Isas

Isa basics: all you need to know

All you need to know about how Isas work, including how much you can pay in, what you can hold, and how to transfer an Isa.
7 Sep 2022
Should I use a workplace pension or a SIPP?
Pensions

Should I use a workplace pension or a SIPP?

Workplace pensions and SIPPs both have attractive qualities, but which one will produce the best returns of investors?
30 Aug 2022
How to protect your pension pot from market turmoil
Pensions

How to protect your pension pot from market turmoil

The traditional way to protect your pension fund from market risk is to begin shifting your savings out of equities well ahead of retirement. But th…
26 Jul 2022

More on Stocks and shares ISAs

Isa basics: all you need to know
Isas

Isa basics: all you need to know

All you need to know about how Isas work, including how much you can pay in, what you can hold, and how to transfer an Isa.
7 Sep 2022
Looking for Isa season ideas? Load up on investment trusts
Sponsored

Looking for Isa season ideas? Load up on investment trusts

Investment trusts have had a poor start to the year. But, while there are still plenty of risks, there are plenty of opportunities too. Max King looks…
22 Mar 2022
Investing for children: should you get your child a Jisa?
Isas

Investing for children: should you get your child a Jisa?

There are several tax-efficient savings options for your children, with a junior individual savings account (Jisa) one of the more popular. So should …
7 Dec 2021
Buying foreign shares is easier than you think – here's how to do it
Investment strategy

Buying foreign shares is easier than you think – here's how to do it

UK investors are increasingly turning their attention to shares listed in the US and beyond. Cris Sholto Heaton looks at five common questions about t…
11 Jun 2021
The MoneyWeek model portfolio: the top-six investment trusts to put in your Isa
Investment trusts

The MoneyWeek model portfolio: the top-six investment trusts to put in your Isa

MoneyWeek’s favourite investment trusts are top-notch long-term choices for your portfolio
19 Mar 2021
Look beyond cash Isas to stocks and shares
Stocks and shares ISAs

Look beyond cash Isas to stocks and shares

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
7 Jul 2020
Child Trust Funds: where is your child’s cash?
Personal finance

Child Trust Funds: where is your child’s cash?

Your offspring may have a child trust fund tucked away. If so, their money is being consumed by fees
15 Oct 2019
Shares Isas: protect your assets from the taxman
Savings

Shares Isas: protect your assets from the taxman

Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you…
15 Mar 2019
Duck the dividend tax with share Isas
Personal finance

Duck the dividend tax with share Isas

Our cash-strapped government is coming after shareholders with higher dividend taxes, but investment Isas are still tax-free.
16 Mar 2018
How to invest in a stocks and shares Isa
Isas

How to invest in a stocks and shares Isa

Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.
2 Apr 2014