Why homebuyers should be wary of the new crop of 95% mortgages
Estate Agent displaying a very small living room
Mortgages

Why homebuyers should be wary of the new crop of 95% mortgages

The government has rolled out a new state-backed 95% loan-to-value mortgage scheme. But there are several drawbacks.
7 May 2021
Equity release: should you take money out of your home?
Model house on a pile of cash
Equity release

Equity release: should you take money out of your home?

Tapping your home for cash via equity release has never been cheaper or easier. But there are pitfalls – so is it right for you?
28 Apr 2021
The return of the 95% mortgage – what’s available and how much they cost
House for sale signs
Mortgages

The return of the 95% mortgage – what’s available and how much they cost

With the chancellor announcing a government guarantee on 95% mortgages in his Budget, products have started hitting the market. Nicole Garcia Merida l…
1 Apr 2021
Why are house prices so high? And what could make them more affordable?
House for sale in London
House prices

Why are house prices so high? And what could make them more affordable?

House prices in the UK are at an all-time high – but they just keep going higher. And that’s not because of rich foreign buyers or a lack of supply, s…
23 Mar 2021
Will Britain’s first 40-year fixed-rate mortgage tempt buyers?
Person looking in an estate agent's window
Mortgages

Will Britain’s first 40-year fixed-rate mortgage tempt buyers?

Online broker Habito has launched Britain’s first 40-year fixed-rate mortgage. Nicole Garcia Merida runs an eye over what’s on offer.
12 Mar 2021
Beware: mortgage payment holidays could cost you
Mortgages

Beware: mortgage payment holidays could cost you

Taking a break from mortgage or credit-card debt could ultimately cost you more in extra interest than the money you save.
26 May 2020
What can you do while the housing market is on ice?
Property

What can you do while the housing market is on ice?

Ruth Jackson-Kirby answers a few pressing questions about the current situation in the housing market.
17 Apr 2020
Cover of MoneyWeek magazine issue no 1022, Friday 23 October 2020

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Beware: a mortgage holiday is not free cash
Mortgages

Beware: a mortgage holiday is not free cash

You are piling up debt for the future if you pause your mortgage payments, says Ruth Jackson-Kirby.
6 Apr 2020
Coronavirus: what it means for your mortgage or your rent
Mortgages

Coronavirus: what it means for your mortgage or your rent

Ruth Jackson-Kirby looks at all the key questions for owners, renters and landlords affected by the coronavirus crisis.
29 Mar 2020
How Covid-19 could affect your mortgage
Mortgages

How Covid-19 could affect your mortgage

The Bank of England's cut in interest rates is good news for many mortgage holders.
20 Mar 2020
Overpay your mortgage to cut thousands off the cost of your home
Mortgages

Overpay your mortgage to cut thousands off the cost of your home

If you overpay your mortgage every month you could knock years off your repayment period and save thousands on the cost of your home.
3 Mar 2020
Act now to beat the spring remortgage rush
Personal finance

Act now to beat the spring remortgage rush

Many homeowners will see their bills jump in April as competitive mortgage deals expire. Find a new one now.
28 Jan 2020
Should you invest in a holiday let?
Property

Should you invest in a holiday let?

There is money to be made in the rapidly expanding holiday let market. But do your sums carefully before you buy.
4 Dec 2019
Tread carefully if you're thinking about equity release
Equity release

Tread carefully if you're thinking about equity release

The equity release market is getting its act together. But the cost means tapping your property for cash should be a last resort for most people. 
25 Nov 2019
Time to remortgage? Make sure you shop around
Personal finance

Time to remortgage? Make sure you shop around

Forget being loyal to your lender when you remortgage – the best deals are often only offered to new customers.
5 Nov 2019
Tesco cashes out of the mortgage business
Stockmarkets

Tesco cashes out of the mortgage business

Tesco Bank has left the mortgage market by selling its £3.7bn loan book. Its 23,000 customers will be moved to the Halifax, a subsidiary of Lloyds.
5 Sep 2019
More good news from the UK property market – house prices aren’t going anywhere
House prices

More good news from the UK property market – house prices aren’t going anywhere

House prices in the UK are stagnating. Far from a disaster, that's very good news for everyone, says John Stepek. Here's why.
30 Aug 2019
Help to Buy has been a waste of money
UK Economy

Help to Buy has been a waste of money

By artificially inflating house prices, the Help to Buy scheme has failed both homebuyers and taxpayers. But it has done wonders for housebuilders’ pr…
17 Jun 2019
What to know when picking a mortgage broker
Personal finance

What to know when picking a mortgage broker

When picking a mortgage broker, it’s important to know the different types, and how much you should expect to pay.
4 Jun 2019
How to prepare for a Corbyn government
Tax

How to prepare for a Corbyn government

The real risk to your finances is not Brexit, says Merryn Somerset Webb, it's that the mismanagement of Brexit could lead to a Corbyn government. So h…
9 May 2019
London house-price crash: is it all down to Brexit?
Brexit

London house-price crash: is it all down to Brexit?

London house-price growth is slowing down and the number of transactions is falling. Some are blaming Brexit – but the real reasons go much deeper tha…
23 Apr 2019
A good alternative to equity release
Equity release

A good alternative to equity release

Retirement interest-only mortgages could be a better way to access funds than equity-release products.
12 Mar 2019