Latest
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Should you fix your mortgage or opt for a variable rate?
Following the Bank of England’s first interest rate cut of 2025, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
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What’s happening with UK house prices? Latest property market moves explained
House prices recovered in 2024 and could get a boost from the upcoming stamp duty deadline. Will house prices rise or fall in 2025?
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Should mortgage lending rules be relaxed to boost the UK economy?
Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.
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Mortgage warning: Surge in “ultra-long” home loans that run past state pension age even as rates are falling
One million homeowners have taken out mortgages that they will still be paying off in retirement even as rates drop. We take a close look at the figures - plus, how to make your mortgage more affordable.
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
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TSB did not breach 'mortgage prisoner' contracts, judge rules
News The preliminary ruling could undermine a class action being brought by 'mortgage prisoners', who claim they have been unfairly tied in to high interest rates.
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Nationwide allows first-time buyers to borrow six times earnings - but is it a good idea?
The UK's biggest building society is to allow first-time buyers with a 5% deposit to borrow up to six times their income
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How did the August interest rate cut affect savings and mortgages?
Analysts at Moneyfacts have analysed the impact the last Bank of England interest rate cut had on personal finances. Here’s what they found.
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Major lenders reduce time window to lock in new mortgage deal - are you affected?
Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details
