Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
Latest
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Mortgage interest rates are signalling a return to lower inflation
Analysis The pricing of fixed-rate mortgage deals shows that markets are still betting on a return to lower inflation and low rates, says Cris Sholto Heaton.
By Cris Sholto Heaton Published
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Why you should consider an offset mortgage – and what the best deals are
Features Interest rates on savings are pitifully low at the moment. But you can still put your money to work: get an offset mortgage. Ruth Jackson-Kirby explains what they are and picks the best deals on offer now.
By Ruth Jackson-Kirby Published
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Don’t be tempted by cashback mortgage deals
Advice Many lenders are now offering “cashback mortgages” that can return up to £1,000 to you on completion. But beware, says Ruth Jackson-Kirby. Cashback offers can often hide an expensive mortgage.
By Ruth Jackson-Kirby Published
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Should you use your savings to overpay your mortgage?
Advice Early mortgage repayments could be a better way to save in a low interest-rate environment, says Ruth Jackson-Kirby.
By Ruth Jackson-Kirby Last updated
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How to keep your mortgage payments low as interest rates rise
Advice Rising interest rates pose a threat to your mortgage, but it’s not all bad news. Here are some ways to secure a better rate.
By Ruth Jackson-Kirby Published
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What to do if you still have a mortgage when you retire
Advice In the next few decades, many people will be paying back their home loans well into retirement. David Prosser explains their options.
By David Prosser Published
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Is it time to remortgage your home?
Advice Banks are already starting to prepare for higher interest rates, says Alex Rankine. Should you, too?
By Alex Rankine Last updated
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What will long-term mortgages mean for the UK housing market?
Analysis Kensington Mortgages is tapping into long-term fixed-rate mortgages. John Stepek breaks down what this tells us about the housing market.
By John Stepek Published
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Why homebuyers should be wary of the new crop of 95% mortgages
Advice The government has rolled out a new state-backed 95% loan-to-value mortgage scheme. But there are several drawbacks.
By Alex Rankine Last updated
Advice