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Repossessions reach a 14-year high
Tips Ruth Jackson looks at the rate of home repossessions - at a 14-year high but slowing - and rounds up the rest of this week's personal finance news.
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Should you fix your mortgage rate now?
Features The new year has brought some relatively good-looking mortgage deals to the market. But should you go for a variable or fixed rate deal? Ruth Jackson explains.
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Mortgage lenders change their terms
Features Mortgage lenders, including Northern Rock and Nationwide, have been criticised for unexpectedly changing their terms and conditions.
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Why interest-rate cuts won't affect your mortgage
Features Interest rates are now lower than they have been for decades, which sounds like good news. But when it comes to mortgages, personal debt and credit cards, the base rate makes practically no difference at all, says Merryn Somerset Webb. We're still paying through the nose.
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LIBOR: the world's most important number
Features LIBOR – the London Interbank Offered Rate - directly affects the cost of borrowing, from company loans to mortgages and overdrafts. Yet surprisingly few investors know what it is...
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Don't be tempted by mortgage insurance
Features You can now insure your mortgage repayments agains a rise in interest rates. But as with most insurance, you would probably be better off without it.
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The housing slump is here to stay
Features Mortgage approvals are in the gutter. One survey suggests that house prices are failing to keep up with inflation. And one lender has started asking buyers for a 25% deposit. Should we be worried?
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The truth behind rising mortgage fraud
Features High street banks are suddenly announcing stricter lending controls in response to rising levels of fraud. But why are they only beginning to 'discover' the mortgage cheats now?
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How we all get ripped off by the City
Tutorials The behaviour that passes for perfectly normal in the financial industry - from massive pay awards for executives to cynical exploitation of customers - is shocking, says Merryn Somerset Webb.
Tutorials