Latest
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SIPP holders to get cash warnings and be offered default funds
News Providers will be required to offer investors a default fund and must warn customers of the inflationary risk of cash savings the regulator has said. What the new rules mean for your retirement pot?
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The best one-year fixed savings accounts – November 2023
Savings Earn nearly 6% on one-year fixed savings accounts – the best rate seen in 14 years. We have all the best deals available now
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Best easy-access savings accounts – November 2023
Savings Rising interest rates have boosted the returns on instant-access savings accounts with some of the highest rates for years. We look at the best easy-access savings accounts on the market now
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Zoopla: Asking price discounts hit a five-year high – is now the time to buy a property?
News Zoopla’s October House Price Index shows sellers are accepting discounts of 5.5% on average to secure a sale – we reveal where homeowners are taking the biggest asking price cuts
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Equity release rates drop – is it worth unlocking cash from your home?
News Lifetime mortgage rates are falling from their record highs - is equity release worth another look?
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Hargreaves Lansdown launches fixed-term cash ISA product
savings/hargreaves-lansdown-fixed-cash-isa-launch Investment platform Hargreaves Lansdown is to offer fixed term cash ISAs via its Active Savings platform paying 4.8%, tax free - but is it any good?
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Government unveils leasehold reforms - how will it help homeowners?
News Long-awaited legislation on reforming the leasehold system has been unveiled in Parliament - here is how it could help you
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Rents are still rising but could reach their limit by 2025 – is buy-to-let still worth it?
News Research by Savills claims rental growth could hit 9.5% this year, but will start to slow. Is buy-to-let still worth investing in?
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Trust in US TIPS to beat inflation
In an inflationary market TIPS, the US Treasury Inflation-Protected Securities are most compelling says Cris Sholto Heaton.
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The jury's out on the AI summit at Bletchley Park
World governments gathered for an AI summit at Bletchley Park in November, but were they too focused on threats at the expense of economic benefits?
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The best cash ISAs – November 2023
Savings Easy access and notice ISA rates are now at their highest since 2009. Here are the best cash ISAs on the market today.
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State pension gap: £2,600 shortfall to secure “basic retirement”
The state pension will rise 8.5% in April, reaching £11,502 a year. But that is still some way below the amount of money needed for a basic retirement income.
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Thousands of pensioners to be dragged into income tax net due to state pension boost
An extra 650,000 pensioners will have to start paying income tax as a result of next April’s 8.5% state pension increase
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Autumn Statement: Households still face an extra £4,000 tax bill despite NI cuts
News Autumn Statement tax give-aways will be offset by fiscal drag, the Resolution Foundation warns
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NatWest and RBS to shut doors on another 19 branches amid shift to digital banking
NatWest and RBS join hundreds of high-street banks closing their branches- see the full list of closures.
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Government considers selling remaining stake in NatWest – are the shares worth it?
News Retail investors may get a chance to buy the remaining taxpayer shares in NatWest but its performance so far this year may not make it an attractive investment.
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Will energy prices fall in 2024? The latest expert predictions
News The average household is paying around 7% less for their energy consumption, thanks to a fall in the energy price cap. But what will happen to prices next year? We look at the latest predictions for gas and electricity bills in 2024
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Gas and electricity bills to rise 5% under new energy price cap
News The energy price cap will increase in the new year Ofgem, the energy regulator, has announced. We look at what your energy bill will look like in the new year
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What is the energy price cap and what does it mean for your bills?
News The new energy price cap has been announced for January to March 2024. We explain what the energy price cap is and what it means for your bills.
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Nationwide unveils 5% easy-access account
News Nationwide's FlexOne Saver account is available for 11 to 17-year olds. How does it compare with other children's savings accounts?
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Autumn Statement gives boost to benefits with uplift in Universal Credit, plus help for renters and parents
The chancellor has confirmed a 6.7% rise in Universal Credit, an increase to the minimum wage, and help for people who rent privately. We have all the details
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Autumn Statement: taxes reformed for self-employed workers
Changes to National Insurance contributions will mean reduced tax bills for the self employed.
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Autumn Statement National Insurance cuts - what it means for you
Chancellor Jeremy Hunt has today announced that National Insurance will cut be by two percentage points from 12% to 10% from January 2024. Here’s what it means for your money
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Autumn Statement introduces new ISA flexibility – how the reforms could help you
News Savers will be able to back multiple types of the same ISA and include fractional shares. We explain the Autumn Statement ISA reforms.
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Autumn Statement 2023: Triple lock to stay plus National Insurance cut. Here's what has been announced
Chancellor Jeremy Hunt says he has 110 measures to help reduce inflation, increase GDP, and get more people into work. Here's what was announced in today's Autumn Statement
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Autumn Statement: state pension to jump 8.5% from April as triple lock is honoured
Pensioners will see a second straight large hike to state pension payments, going up 8.5% next year under the triple lock system
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Treasury unveils plans to give pension savers 'pot for life'
News Autumn Statement launches call for evidence on shift to a lifetime pension provider model - how would it work?
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Fixed ISA rates slashed - grab the top rates while you can
Fixed cash ISA rates are coming down amid interest rates freezing and falling inflation. Here’s why you need to grab the top rates before they get pulled
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Workers could get ‘pot for life’ pensions to keep track of retirement savings
/personal-finance/pensions/pot-for-life Chancellor Jeremy Hunt is considering letting staff rather than bosses choose pension pots, rumours suggest. Will this boost retirement savings?
