news
Latest
-

HMRC confirms crypto ETN ISA rules
With crypto ETNs now technically available for UK retail investors, HMRC has confirmed they can be held in an ISA – but there’s a complication
By Dan McEvoy Published
-

Pensioners targeted in fine wine scams – the tactics to watch for
Wine has emerged as the latest lure in investment fraud, with pensioners being specifically targeted by scammers
By Laura Miller Published
-

Reeves warned against property tax shake-up – 3 ways it could backfire on first-time buyers
Rachel Reeves reportedly has her eye on high-end property taxes in the upcoming Budget, but there are concerns a shake-up could unintentionally hamper those trying to get on the housing ladder
By Laura Miller Published
-

Average Brits want to retire five years before they can – who has the widest retirement gap?
Brits are expecting to work for longer than ever but there are big disparities in the number of extra working years predicted. A small tweak could help close the gap
By Laura Miller Published
-

Which platforms will offer crypto ETNs?
A longstanding ban on the sale of crypto ETNs to UK retail investors lifts on 8 October. We outline which investment platforms intend to offer them to customers.
By Dan McEvoy Last updated
-

Halifax: House prices fell in September as rumoured tax hikes hang over the market
The average price of a UK house in September was £794 less than in the previous month, Halifax says, with prices remaining broadly stagnant in the past year.
By Daniel Hilton Published
-

Boom in under-18s pensions as families battle to beat inheritance tax crackdown
The number of children with pensions has jumped as grandparents and parents increase gifting to save their loved ones from inheritance tax bills
By Laura Miller Published
-

Barclays bank switch: how to get £400 'free' cash by moving accounts
Barclays has unveiled a £400 current account switching offer, running alongside its £500 ISA transfer deal. Which accounts are on offer, and are you eligible?
By Oojal Dhanjal Published
-

Millions of state pension records ‘set to be deleted’ – putting thousands at risk of never getting their money
Thousands of families could miss out on money owed to them if the government deletes historic state pension records.
By Laura Miller Published
-

What makes you wealthy in the UK? Could it make you a target in Rachel Reeves’ Budget?
Wealthy Brits could be at risk from a Budget tax raid – but how much money do you need to be considered wealthy in the UK?
By Laura Miller Published
-

More retirees are buying inflation-protected annuities. What are they and how do they work?
Sales of annuities where the income on offer increases every year have surged – and more people are also taking up enhanced rates that are higher due to illness
By Laura Miller Published
-

‘Current account coasters’ are leaving billions of pounds languishing in low interest accounts
The average saver with £10,000 or more in their zero interest current account is missing out on over £1,500 in potential interest payments, new research has revealed.
By Daniel Hilton Last updated
-

Inheritance tax raid sees families rush to take out life insurance to pay death bills
Life insurance sales surged last year as families looked for ways to to pay inheritance tax bills, following the Autumn Budget announcement that more assets could be charged
By Laura Miller Published
-

Families paying up to £5k for fake ‘asset protection’ trusts – warning signs to avoid
Fraudulent schemes are being misused, offer no real protection and can trigger unintended legal and tax consequences, lawyers have warned
By Laura Miller Published
-

What is the Ofgem energy price cap and what does it mean for your bills?
The Ofgem energy price cap is set to rise in October. What exactly is the cap and how does it affect bills?
By Ruth Emery Last updated
-

Pensioners cash out at double the recommended rate – are you ignoring the 4% rule?
A dash-to-drawdown is happening since last year’s Budget announcement that pensions will soon be subject to inheritance tax as pensioners ignore so-called ‘safe’ withdrawal limits
By Laura Miller Published
-

Nationwide: UK property values climb upwards despite Autumn Budget uncertainty
Average house price growth was steady in September but there were regional differences. Which region is the most expensive?
By Marc Shoffman Published
-

What does the US government shutdown mean for gold?
As the Senate’s stalemate brings the US government to a standstill, gold prices are reaching all new heights
By Dan McEvoy Published
-

J.P. Morgan set to retire Nutmeg as part of personal investing relaunch - what the changes mean for you
Nutmeg was one of the UK’s first robo wealth management platforms but will soon disappear as part of a rebrand
By Marc Shoffman Published
-

Would you give up takeaways, Netflix and the gym for a £157k bigger pension?
Small extra savings into your pension could boost your final pot by tens of thousands of pounds – but at the cost of giving up some of our favourite pleasures today. Would you do it?
By Laura Miller Published
-

October Premium Bonds winners announced: Saver with just £7 won £50,000
NS&I has announced the winners of October’s Premium Bonds prize draw, with over six million winning a prize between £25 and £1 million. Did you win this month?
By Daniel Hilton Published
-

Vanguard cuts fees on six equity ETFs – can you find cheaper elsewhere?
The investment platform is well known for its low-cost funds, but it is still worth shopping around as some similar products come with lower fees
By Katie Williams Published
-

Fresh warning over high-risk mini-bond investments – what to watch out for
Investors are being enticed by promises of high, often guaranteed, returns but buying investments from unregulated firms offers fewer protections when something goes wrong. Here’s what to look out for with mini-bonds.
By Laura Miller Published
-

Would your cash be better off in an investment trust?
With tens of billions in savings being eroded away by inflation, Brits could be better off putting their money to work in an investment trust
By Dan McEvoy Published
-

Investment clubs thrown lifeline after account closures – how to invest with friends
Interactive Investors’ decision to stop providing accounts to investment clubs put the novice trading groups at risk, but a new player has swooped in to enter the market and continue kitchen table trading
By Laura Miller Published
-

Landlord tax investigations net HMRC record £107m – the pitfalls to avoid
Residential landlords had to pay an average of £13,713 each in tax from undisclosed rental income last year, the highest amount since a crackdown began a little over a decade ago
By Laura Miller Published
-

Half of Baby Boomers don’t know how much is in their pension – here’s how to find out
Putting a figure on how much you have in pension savings now makes it much easier to work out how much you can drawdown each year in retirement without running out of money
By Laura Miller Published
-

Zoopla House Price Index: Budget tax speculation has stalled top end of the housing market
The latest Zoopla data suggests buyers and sellers are holding off amid rumours of property tax changes
By Marc Shoffman Published
-

What are British Airways Amex companion vouchers, and how do they work?
American Express customers with British Airways credit cards can effectively double the value of their Avios points by using a companion voucher. We look at what they are, and how you can use them.
By Daniel Hilton Last updated
