NS&I February Premium Bonds winners revealed – did you win £1 million?

There may still be a couple of weeks until Valentine’s Day but two Premium Bonds holders are already feeling the love after each winning a £1 million jackpot prize.

The lucky bond holders, from central Bedfordshire and Liverpool, will have been contacted by NS&I's Agent Million to tell them they have banked the top prize this month.

The first jackpot winner, from central Bedfordshire, won with the bond number 489TB013219. They purchased the winning Bond in February 2022 and hold £50,000 in Premium Bonds. They are the second jackpot winner from central Bedfordshire.

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The second Premium Bonds £1 million jackpot Bond number is 040QJ919368. It is held by someone in Liverpool.

They also hold £50,000 in Premium Bonds and purchased their winning Bond in October 2004. They are the fourth to win the £1 million jackpot in Liverpool.

Andrew Westhead, NS&I Retail Director, said: "Congratulations to our two jackpot winners from central Bedfordshire and Liverpool, who each start February £1 million richer. ERNIE has spread the love ahead of Valentine's Day and we hope this brings both winners and their loved ones plenty to celebrate.”

Test your NS&I knowledge with MoneyWeek's Premium Bonds quiz.

How many people won in the February 2026 Premium Bonds prize draw?

In February 2026, there were more than 6.1 million tax-free Premium Bonds prizes worth over £408 million up for grabs.

This brings the total won by Premium Bonds holders since the first draw in 1957 to £40 billion.

Premium Bonds prizes range from £25 up to the jackpot £1 million.

Some 78 people won £100,000 each this month, while 154 received £50,000, 311 will get £25,000 and £777 are due £10,000.

How to check if you’re owed a prize

The Premium Bonds £1 million prize draw winners are announced on the first working day of each month. You will be contacted and told if you have won the top prize.

Bond holders can check if they have won anything between £25 and £100,000 by using the Premium Bonds prize checker app or visiting the NS&I website the day after the first working day of each month. For this month’s draw, this is Tuesday 3 February.

To check for Premium Bonds prizes on the NS&I website, Bond holders will need their Premium Bonds holder’s number. Those using the Premium Bonds app can use their holder’s number or their NS&I number.

It is worth checking as currently there are 2,713,707 unclaimed prizes worth £114,769,950 waiting to be claimed.

In central Bedfordshire, there are currently around 10,400 unclaimed prizes worth £433,225 dating back to February 1968. The largest unclaimed prize in central Bedfordshire is worth £10,000 and was won in the January 2024 draw by a Bond holder with a holding of £100.

In Liverpool, there is a £5,000 prize from May 2023 yet to be claimed; this is currently the highest unclaimed prize in the area.

There are also 13 unclaimed £1,000 prizes dating back to November 1987.

The prospect of winning a top cash prize each month is exciting but the prize rate has dropped in recent months and your money could perform better elsewhere.

We look at the alternatives to Premium Bonds in a separate piece.