Join more than 165,000 subscribers and keep yourself informed with the latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
An account already exists for this email address, please log in.
NS&I February Premium Bonds winners revealed – did you win £1 million?
More than 2.7 million historic Premium Bonds prizes are still waiting to be claimed, NS&I says
There may still be a couple of weeks until Valentine’s Day but two Premium Bonds holders are already feeling the love after each winning a £1 million jackpot prize.
The lucky bond holders, from central Bedfordshire and Liverpool, will have been contacted by NS&I's Agent Million to tell them they have banked the top prize this month.
The first jackpot winner, from central Bedfordshire, won with the bond number 489TB013219. They purchased the winning Bond in February 2022 and hold £50,000 in Premium Bonds. They are the second jackpot winner from central Bedfordshire.
Try 6 free issues of MoneyWeek today
Get unparalleled financial insight, analysis and expert opinion you can profit from.
Sign up for MoneyWeek’s free twice-daily newsletter.
Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
They also hold £50,000 in Premium Bonds and purchased their winning Bond in October 2004. They are the fourth to win the £1 million jackpot in Liverpool.
Andrew Westhead, NS&I Retail Director, said: "Congratulations to our two jackpot winners from central Bedfordshire and Liverpool, who each start February £1 million richer. ERNIE has spread the love ahead of Valentine's Day and we hope this brings both winners and their loved ones plenty to celebrate.”
How many people won in the February 2026 Premium Bonds prize draw?
In February 2026, there were more than 6.1 million tax-free Premium Bonds prizes worth over £408 million up for grabs.
This brings the total won by Premium Bonds holders since the first draw in 1957 to £40 billion.
Premium Bonds prizes range from £25 up to the jackpot £1 million.
Some 78 people won £100,000 each this month, while 154 received £50,000, 311 will get £25,000 and £777 are due £10,000.
Swipe to scroll horizontally
Value of prize
Number of prizes
£1,000,000
2
£100,000
78
£50,000
154
£25,000
311
£10,000
777
£5,000
1,553
£1,000
16,322
£500
48,966
£100
1,735,948
£50
1,735,948
£25
2,643,007
Total value of prizes
Total number of prizes
£408,082,375
6,183,066
How to check if you’re owed a prize
The Premium Bonds £1 million prize draw winners are announced on the first working day of each month. You will be contacted and told if you have won the top prize.
Bond holders can check if they have won anything between £25 and £100,000 by using the Premium Bonds prize checker app or visiting the NS&I website the day after the first working day of each month. For this month’s draw, this is Tuesday 3 February.
To check for Premium Bonds prizes on the NS&I website, Bond holders will need their Premium Bonds holder’s number. Those using the Premium Bonds app can use their holder’s number or their NS&I number.
It is worth checking as currently there are 2,713,707 unclaimed prizes worth £114,769,950 waiting to be claimed.
In central Bedfordshire, there are currently around 10,400 unclaimed prizes worth £433,225 dating back to February 1968. The largest unclaimed prize in central Bedfordshire is worth £10,000 and was won in the January 2024 draw by a Bond holder with a holding of £100.
In Liverpool, there is a £5,000 prize from May 2023 yet to be claimed; this is currently the highest unclaimed prize in the area.
There are also 13 unclaimed £1,000 prizes dating back to November 1987.
The prospect of winning a top cash prize each month is exciting but the prize rate has dropped in recent months and your money could perform better elsewhere.
Join more than 165,000 subscribers and keep yourself informed with the latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
