
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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New upfront rent rules: how landlords can verify tenantsThe Renters' Rights Act has limited upfront rental payments, removing a way to reduce the risk of rent arrears. But there are other affordability checks that landlords can make.
By Marc Shoffman Published
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The key dates that landlords need to be aware of amid new rules and regulationsThe Renters' Rights Act isn't the only change that landlords need to be aware of. Here are the key dates and deadlines that landlords need in their diaries
By Marc Shoffman Last updated
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The different types of pensions you need to know aboutTutorials Our pensions guide explains the different ways you can save for your retirement
By Marc Shoffman Last updated
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Can you still afford to retire in 2026?From high interest rates and inflation to tax changes, there are plenty of factors to consider if you plan to retire in 2026 – here is how to prepare.
By Marc Shoffman Last updated
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Salary sacrifice changes: millions set to cut pension contributionsPlans to restrict salary sacrifice on pension contributions will lead to lower levels of saving, according to the government's own estimates.
By Marc Shoffman Published
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How much money do I need to retire comfortably?We look how much it costs to enjoy a comfortable retirement lifestyle and how to get there
By Marc Shoffman Last updated
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Is now a good time to sell a house?The latest Middle East conflict may dampen demand in the housing market, making it crucial for sellers to be realistic about asking prices to attract interest
By Marc Shoffman Last updated
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Taxes to be cut on certain goods and activities – how could cost of living package help you?A temporary VAT reduction on family activities will take effect in late June to boost summer spending while tariffs on certain food products will be reduced.
By Marc Shoffman Last updated
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Renters' Rights Act: The rules that landlords must follow by the end of May to avoid a £7,000 fineNew rights for renters took effect from 1 May and landlords need to act fast to avoid a fine for not keeping tenants informed.
By Marc Shoffman Last updated
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Inheritance tax receipts fall to £0.7 billion in April – why more estates could be set to pay the ‘death tax’The government took £0.7 billion in inheritance tax in April, a fall from the same month in 2025, but more estates are likely to be dragged into HMRC’s net in the future.
By Marc Shoffman Last updated
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Are investment platforms already preparing for new cash ISA rules?Investors will be charged for earning interest on cash held within their stocks and shares ISA under reforms from April 2027 and changes are already being made.
By Marc Shoffman Published
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Chase to boost cashback deal to 2% – how can you get it?Chase bank is increasing its cashback offer to credit and debit card customers, but the criteria has changed – here's what you need to know.
By Marc Shoffman Published
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Mansion tax: How the government’s High Value Council Tax Surcharge will workWork is underway on a mansion tax for high value homes from April 2028. We reveal when you would need to pay the charge and how you could get an exemption.
By Marc Shoffman Published
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Will mortgage rates fall this year?Mortgage lenders are sending mixed messages to borrowers with a mixture of rate cuts and hikes as the conflict in the Middle East continues to rattle markets. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for 2026.
By Marc Shoffman Last updated
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Pensions Commission: Millions face a retirement shortfallThe government's revived Pensions Commission has released its interim report, warning of low levels of retirement saving and hinting at changes to auto-enrolment.
By Marc Shoffman Published
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Should the state pension triple lock be scrapped?Pressure is growing to reform or scrap the triple lock to preserve the state pension. Is the Labour government likely to make a change?
By Marc Shoffman Published
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Labour urged to introduce 'double lock' rent cap – how it could hit your buy-to-let portfolioA think tank has proposed a rent cap linked to wages and inflation to limit increases but would the policy work?
By Marc Shoffman Published
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What Labour's local election 'bloodbath' could mean for your moneyPrime minister Keir Starmer's future has been thrown into doubt after Labour lost hundreds of council seats. We explain what this means for your investments.
By Marc Shoffman Published
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Aberdeen takeover helps Herald Investment Trust shake off Saba interestThe hedge fund's ongoing interest in Herald is likely to end as part of a landmark Aberdeen deal
By Marc Shoffman Published
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Renters' Rights Act: Are you ready for the rental reforms?Under the new Renters' Rights Act, the rental market is undergoing its biggest shakeup in 40 years. Here's how the reforms could affect you.
By Marc Shoffman Last updated
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Activist investor Saba claims first victory in UK investment trust takeover attemptsHedge fund Saba Capital Management has managed to replace the board of the Edinburgh Worldwide Investment Trust at its third attempt. Here is what the move means for investors
By Marc Shoffman Published
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Buying vs renting: is it better to own or rent your home?Higher mortgage rates have made renting comparatively cheaper across the UK. But there are other costs tenants need to be aware of.
By Marc Shoffman Last updated
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Leasehold reforms: how the changes could help youThe government has finally published its draft Commonhold and Leasehold Reform Bill but it is unclear when any changes will be made.
By Marc Shoffman Last updated
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How to keep your tax bill down as frozen thresholds drive millions into paying higher ratesMillions more people are paying higher rates of tax but there are ways to limit how much you owe HMRC.
By Marc Shoffman Published
