Latest articles by Marc Shoffman
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Will house prices fall in 2024?
House prices didn't crash - as some expected - in 2023. But how will the property market fare in 2024 as the market anticipates interest rate cuts?
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How to get the best travel money deal
Don't let travel money fees eat into your holiday budget. We round up the best travel money deals so you can make the most of your trips without denting your wallet
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What a Labour government could mean for your money
News A Labour government looks likely to take power later this year, current political polls suggest. Here's how its policies could affect your tax, savings and pensions.
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Pensions and divorce - how to split your retirement savings
Feature Searches for divorce have surged in the first months of the year but many overlook how to split retirement income
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Workers set for new national insurance tax cut – how much will you save?
News National insurance tax rates have fallen but frozen allowances may limit the benefits.
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Lasting power of attorney registrations have hit a record high – do you need one?
Feature A lasting power of attorney can be used to appoint a loved one to help with important financial and medical decisions. We explain when you should consider getting support.
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How increasing contributions could give your investment portfolio a spring boost
Advice Increasing your ISA or pension contributions in line with the inflation target of 2% could boost your portfolio by around £100,000. We explain why it may be worth increasing your investments.
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Buying vs renting: as mortgage rates remain at 5%, which is cheaper?
Advice In the UK, buying a home has traditionally been the preferred option over renting. But is that still true?
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Early bird ISA vs last-minute ISA investing – which is best for your portfolio?
Advice Does the early bird ISA catch the worm? We've looked at what the benefits of acting early can be in the new 2024/25 tax year.
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Cash ISA vs stocks and shares ISA: how to choose between them as new tax year begins
Feature With higher interest rates and volatile market conditions, does a cash ISA or a stocks and shares ISA come out on top?
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How to lower your capital gains tax bill in the new tax year 2024/25
With record numbers paying capital gains tax, and allowances being stripped back, we highlight how to keep your capital gains tax bill as low as possible.
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The regions where it was worth paying for an active fund manager in 2023
News Active funds continued to underperform compared with passive alternatives last year but where were the best and worst performers?
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Is now a good time to sell a house?
Tips House prices slumped for much 2023 and may drop further in 2024. If you're thinking of selling your house, would it be better to wait or should you take the plunge?
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Yorkshire Building Society launches 99% loan-to-value mortgage – is a low deposit loan a good idea?
News First-time buyers can get on the property ladder with just a £5,000 deposit, we explain how the new mortgage product works.
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Saving for retirement: ISAs vs. SIPPs
Features SIPPs offer more generous tax breaks overall, but ISAs are more flexible. So, which is better?
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What a Conservative general election win could mean for your money
Feature A date hasn't been set for a general election but the Tory Party has already hinted at what could be in its manifesto.
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Government identifies £570 million of state pension underpayments - are you owed money?
News We have the latest details of the government's investigation into underpaid state pensions following admin errors.
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Interest rates remain frozen - when will the Bank of England cut the cost of borrowing?
News The Bank of England has held interest rates for the fifth consecutive monetary policy meeting. Here is what it means for your money.
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HMRC to close self-assessment helpline this spring and summer just as tax allowances are cut
News HMRC plans to close its self-assessment helpline between April and September. Here is how it could affect you
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Is it time to dump global trackers as portfolios become more concentrated?
Advice The traditional mantra of relying on a global tracker is under threat as risky technology stocks dominate funds – how should you invest?
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Should you buy pet insurance or “self insure” your furry friend?
Advice Veterinary costs are soaring, but many pet insurance policies provide a poor level of cover.
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How increasing pension contributions can boost your child benefit and your retirement
Advice High earners don’t need to wait for reforms to to reduce their child benefit tax bill.
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RICS: Buyers and sellers are returning to the property market amid hopes of rate cuts
News Research suggests the property market is becoming busier after a lacklustre 2023, but how long will it last?
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GDP figures: UK economy grew in January – is the recession over already?
News Official figures show the UK economy rose in the first month of the year after falling into a recession at the end of 2023. How long will the recovery last?
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