Latest articles by Marc Shoffman
-
Leasehold reforms delayed until the new year: how the changes help you
The government has blamed “unforeseen delays” after it broke a pledge to introduce the Leasehold and Commonhold Reform Bill before the end of 2025. Here is what you need to know
-
Household savings ratio drops – are you setting enough aside for 2026?
High inflation has pushed the savings ratio down again and the figure could dip further next year
-
Investing trends for 2026 : What the analysts are watching out for
Investors started the year with worries about Trump tariffs and taxes but where will markets go in 2026?
-
Inheritance tax receipts rise to £5.8 billion as more loved ones pay up
Inheritance tax receipts look set to hit another record high for Treasury this financial year
-
Why UK investors are backing British stocks in 2026
The UK stock market may be lacking fashionable technology shares but investors are keen to buy British next year
-
How to limit how much of your Christmas bonus goes to the taxman
It's Christmas bonus season but the boosted pay packet may mean much of your hard-earned reward ends up with HMRC instead of in your pocket
-
Millions underestimate how many paydays are left until retirement - why you should be counting your payslips
Keeping track of how long you will be earning a salary for can help work out how much you need to put into a workplace pension
-
Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder
The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers
-
Autumn Budget tax changes: how is your generation affected?
The chancellor expects everyone to do their bit to boost the nation's finances but the tax burden is by no means shared equally
-
RICS: Budget failed to boost property market and recovery unlikely until spring 2026
Data from the Royal Institution of Chartered Surveyors suggests the Autumn Budget hasn't helped to improve property market sentiment
-
Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests. But there are hidden costs to long term renting.
-
The best real estate opportunities to invest in for 2026
House price growth may be slowing but offices and online shopping are driving growth in real estate investment
-
How much do you need to earn to afford the average rent?
Rental growth is slowing and making rents more affordable for tenants, but what hwo much do you need to earn to afford the average UK rent?
-
Rail fares to be frozen for first time in 30 years – how much could you save?
Chancellor Rachel Reeves will use her Budget to freeze rail fares but the savings could be offset by tax rises
-
Are the rich leaving the UK due to high taxes? Where the wealthy are going
Feature Record numbers of millionaires are fleeing the UK as other countries such as Greece become more tax-friendly. We reveal the top destinations for migrating millionaires
Feature -
Salary sacrifice pensions cap: 3.3 million workers to be hit by contribution limits
The government has revealed further details of its controversial cap on pension contributions through salary sacrifice. Here is how the changes could affect you
-
How much should you be paying your financial adviser?
Financial Conduct Authority data shows financial advisers are charging up to 3%. Here is how you know if you are getting value for money
-
Halifax: UK house price growth derailed by Autumn Budget build-up
The latest Halifax House Price Index shows values were hit by Autumn Budget uncertainty but there are higher hopes for 2026
-
Cash ISA cuts: millions of savers face £1,200 tax bill after five years
A combination of cuts to the cash ISA allowance and higher income tax on savings will deal a blow to savers as many could face a tax bill
-
The best and worst performing UK stocks of 2025 as FTSE 100 approaches record year
The blue-chip index is heading for another top year despite investors steering clear of UK equity funds
-
Transfers from stocks and shares to cash ISAs to be banned under Autumn Budget reforms
The government seems to be doing its best to push people away from cash ISAs by banning transfers
-
What the Employment Rights Bill means for your job
New workplace reforms are set to give employees new rights to benefits and flexible working
-
Mansion Tax: What does Rachel Reeves's new property tax for expensive houses mean for you?
The chancellor has confirmed plans for a yearly charge on homes with £2 million or more in the Autumn Budget. Who will pay more and how much?
-
Savers will have to wait as long as 48 years to build a £1m cash ISA pot if allowance is cut
Chancellor Rachel Reeves is rumoured to be planning a cut to the cash ISA allowance in the Autumn Budget, making it harder for savers to build wealth. Will you still be able to build a £1 million cash ISA pot?
