Latest articles by Marc Shoffman
-
Renters' Rights Act: how landmark rental reforms affect youThe new Renters' Rights Act has caused the biggest shakeup in the rental market in 40 years. Here is how the controversial reforms affect landlords and tenants.
-
Renters' Rights Act: The rules that landlords must follow to avoid a £7,000 fineNew rights for renters started taking effect from 1 May with more coming, giving councils new powers to ensure landlords are following the rules.
-
Should you move a Child Trust Fund into a Junior ISA?Millions of children born between September 2002 and January 2011 have child trust funds - but switching them to a Junior ISA could save money and give your child a better deal.
-
Simple assessment explained: are you at risk of an unexpected tax bill?Pensioners and savers could get shock letters from HMRC saying they owe more tax due to frozen thresholds, under a system known as simple assessment. Here is what it means for you.
-
How to avoid the savings interest tax trapMillions of savers are being urged to look at ways to shelter their cash from the taxman as the tax burden on savings escalates
-
Avoid the pensioner tax trap – six ways to reduce your tax bill in retirementHigher state pension payments and frozen tax thresholds mean more older people are getting dragged into paying tax on their retirement income. We look at ways to cut your bill.
-
Could a pay rise reduce your tax allowances? How to cut your income tax bill insteadMany people fear a pay rise will mean missing out on valuable tax benefits but there are steps you can take to earn more without losing out financially.
-
Investors warned against mini bonds after latest collapseThe Financial Conduct Authority has warned that retail investors are still coming across the risky products despite a marketing ban
-
Plug-in solar panels to hit supermarket shelves – will they save you money?Supermarkets and hardware stores can sell plug-in solar panels from 27 August. We examine how much of a difference they could make to your energy bill.
-
How to file a self-assessment tax returnMillions of people in the UK have to file a tax return to HMRC every year. Our step-by-step guide explains all the need-to-knows.
-
How the new First Time Buyer ISA would work – and what it would mean for Lifetime ISA saversThe government has revealed plans for its new Lifetime ISA-style product aimed solely at first-time buyers.
-
You're ten years from retirement: how to retire comfortablyRetirement costs are rising and it is important to plan ahead for your golden years. We look at what steps to take if you are 10 years away from retirement.
-
Number of UK millionaires hits lowest level since 2008 financial crisisHigh taxes and the volatile financial and property market is hitting the wealthy, research from the Adam Smith Institute shows.
-
7 ways to save money when booking a luxury cruiseDemand for booking a cruise is higher than ever, but there are still ways to enjoy luxury at sea without breaking the bank. We share our top tips.
-
State pension age could rise faster than expected – are you prepared?The Office for Budget Responsibility suggests the state pension age may increase faster than expected. Here is what you need to know.
-
Will the new buy now, pay later rules protect you?The rules give buy now, pay later borrowers stronger rights and clearer information when they access short-term lending.
-
Probate fees: the ‘cost of dying’ has increased sharplyThe Ministry of Justice has hiked the probate application fee by 75% – but experts said the increase would leave people feeling ‘ripped off’.
-
Bank bonuses hit post-crash high: should banking profits be diverted to poorer households?The TUC is calling for a higher windfall tax on banks to fund a social tariff on energy bills.
-
The £6,000 annual cost of going self-employed and how to avoid itGoing self-employed brings plenty of flexibility but you also have to forego workplace perks such as pensions and holiday pay.
-
Why HMRC’s payments on account scheme is unfairSelf-assessment taxpayers have until the end of July to pay their tax return, but is the charge fair? Here's why it's hurting self-employed people.
-
The new crypto tax rules investors need to prepare for nowFrom 2027, crypto platforms must report user data to HMRC, meaning investors could face penalties for failing to declare and pay owed capital gains tax
-
UK watchdog expects AI use to grow significantly – will you use it to manage money?Millions of adults are already using AI to manage their money and make financial decisions, here is how the regulator expects the technology to grow and the risks involved.
-
Average property values rise for first time in four months - will it last?UK house prices have increased on a monthly basis for the first time since the outbreak of the Iran war in February but regional differences persist.
-
What the EU’s Entry/Exit System means for your holidayBrits are facing longer waits at EU borders and are being urged to be ready to show insurance documents. How does the new Entry/Exit System work?
