
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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What the government’s baby boomer retirement data says about the future of pensions
A study of the retirement routes of people born in 1958 paints a worrying picture for people’s pension savings
By Marc Shoffman Published
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4 alternatives to Premium Bonds: What other savings prize draws are there?
If you’re looking for a Premium Bond alternative, a prize draw might be an option, with one offering up to £100,000.
By Marc Shoffman Last updated
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7 of the best luxury cruise lines to see the world with five-star service
From onboard butlers who will unpack for you to visiting more unique destinations, there are plenty of reasons to indulge in a luxury cruise
By Marc Shoffman Last updated
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Inheritance tax receipts rise to £7.1 billion as more families pay up
Inheritance tax receipts look set to hit another record high for Treasury this financial year
By Marc Shoffman Last updated
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Leasehold reforms revealed: how the changes help you
The government has finally published its draft Commonhold and Leasehold Reform Bill. Here is what you need to know
By Marc Shoffman Last updated
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The most single-friendly areas to buy a property
There can be a single premium when it comes to getting on the property ladder but Zoopla has identified parts of the UK that remain affordable if you aren’t coupled-up
By Marc Shoffman Published
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RICS: UK housing market showing signs of 'tentative recovery'
RICS members are becoming less negative about property sales and house prices. What does the latest data mean for the property market?
By Marc Shoffman Published
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Alphabet 'is planning a 100-year bond': would you back Google for 100 years?
Google owner Alphabet is reported to be joining the rare century bond club
By Marc Shoffman Published
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The single person pension shortfall in retirement: How to fill the gap
Being single may have plenty of benefits but it could leave you with a retirement shortfall. But even as a single person, there are things you can do to plug the gap before you stop working
By Marc Shoffman Last updated
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Pension Credit: should the mixed-age couples rule be scrapped?
The mixed-age couples rule was introduced in May 2019 to reserve pension credit for older households but a charity warns it is unfair
By Marc Shoffman Published
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Is a £250,000 pension pot enough to retire on?
What would your retirement income be with a £250K pension pot? Knowing how much you can get makes it easier to plan for your golden years.
By Marc Shoffman Last updated
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BBC TV licence fee hike confirmed: can you reduce how much you pay?
The cost of a TV licence fee is set to rise by over 3%, but there are ways to reduce the bill.
By Marc Shoffman Published
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The most popular fund sectors of 2025 as investor outflows continue
It was another difficult year for fund inflows but there are signs that investors are returning to the financial markets
By Marc Shoffman Published
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Will mortgage rates fall this year?
The mortgage price war may be over in a blow for borrowers. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for mortgage rates this year and into 2026
By Marc Shoffman Last updated
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What happens to your pension when you die
The way your pension is passed on to your loved ones is set for a shake-up. Here is what you need to know about who inherits your pension and why naming a beneficiary is so important
By Marc Shoffman Last updated
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How to file a self-assessment tax return
Millions of people in the UK have to file a tax return to HMRC every year. We share our step-by-step guide.
By Marc Shoffman Last updated
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How Junior ISAs could help with inheritance tax planning
Looming inheritance tax changes will limit how much pension wealth can be passed on but more people may be maxing out their loved ones’ JISA allowance instead
By Marc Shoffman Published
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Nationwide: UK house price growth bounced back in January
House price growth slowed in 2025 but the new year is showing more positive signs for the property market
By Marc Shoffman Published
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February Premium Bonds winners announced – did you win £1m?
More than 2.7 million historic Premium Bonds prizes are still waiting to be claimed, NS&I says
By Marc Shoffman Published
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Double inheritance tax payment window for pensions and family businesses, Lords tell government
The government is pressing ahead with plans to charge inheritance tax on pensions, farms and other family businesses but there are warnings that it will be harder for executors to administer an estate and pay HMRC
By Marc Shoffman Last updated
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Flat fees vs percentage fees - are you paying too much?
We investigate whether it’s better to choose an investment platform with flat fees, or whether percentage charges could work out cheaper.
By Marc Shoffman Last updated
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RICS: Seller confidence hits new high but buyers are yet to return to the property market
The latest Residential Market Survey from the Royal Institution of Chartered Surveyors (RICS) shows there are signs that confidence is slowly returning to the housing market
By Marc Shoffman Published
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How the mansion tax could affect you even if your home is valued below £2 million
The mansion tax will apply to homes worth above £2 million from April 2028 but even lower-value properties could be looked at, MPs have been told.
By Marc Shoffman Published
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Is now a good time to sell a house?
Activity in the housing market has picked up following a lull in the wake of stamp duty changes, but sellers may need to be realistic when setting an asking price
By Marc Shoffman Last updated
