
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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Saving for retirement: ISAs vs. SIPPs
Features SIPPs offer more generous tax breaks overall, but ISAs are more flexible. So, which is better for your retirement?
By Marc Shoffman Last updated
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Bitcoin hits new high - should you invest in the cryptocurrency?
The Bitcoin price has hit a record high of $112,000 as investor interest grows, but it remains a risky asset
By Marc Shoffman Last updated
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How the government’s latest leasehold reforms will help you
The government is currently seeking views on service charge transparency and replacing leasehold ownership with commonhold – here is what you need to know
By Marc Shoffman Last updated
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RICS: homebuyers are returning after stamp duty shock
The housing market has been subdued since stamp duty thresholds dropped in April, but there are signs of a recovery
By Marc Shoffman Published
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The rich are leaving the UK due to high taxes. Where the wealthy are going
Feature Record numbers of millionaires are fleeing the UK as other countries such as Greece become more tax-friendly. We reveal the top destinations for migrating millionaires
By Marc Shoffman Last updated
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Fundsmith Equity Fund underperforms again - is Terry Smith still a winner?
The short-term returns of the Fundsmith Equity fund have been poor but it still seems to be delivering for investors
By Marc Shoffman Published
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Middle East tensions caused fund flow pause in June – where did investors put their money?
Investors remained cautious in June amid rising Middle East tensions but there was more of a pause than a panic for investment fund flows
By Marc Shoffman Published
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Is property investment still as safe as houses? Why golden era could be over
The golden era of property is over and investors are better off in the stock market, new research suggests
By Marc Shoffman Published
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The most popular ISA funds, stocks and investment trusts
As we enter the new tax year, we look at the most popular ISA funds, investment trusts and stocks over the past four months
By Marc Shoffman Last updated
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What is a robo-adviser and which is the best one for me?
“Robo-advisers” provide a middle ground between paying for financial advice and taking a DIY approach. Here is what’s available
By Marc Shoffman Last updated
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Company directors face new ID checks – how to avoid paying hundreds on verification
Company directors could end up paying hundreds of pounds to comply with new identity checks but it is possible to comply without paying a penny
By Marc Shoffman Last updated
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Tax return: HMRC’s payments on account deadline is approaching – here is why it is unfair for the self-employed
Self-assessment taxpayers have just under a week to pay the latest instalment of their tax return, but is the charge fair? Marc Shoffman explains why this is hurting self-employed people
By Marc Shoffman Last updated
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FCA reveals 'once in a generation' advice changes - what the reforms mean for you
Consumers to get free access to financial advice type help for pensions and investment following proposed changes from the regulator
By Marc Shoffman Published
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Renters' Rights Bill: how landmark reforms to end no-fault evictions will affect you
The long-awaited housing bill gets its second reading in parliament on Wednesday - how will it affect you?
By Marc Shoffman Last updated
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Side hustle tax: Do you owe HMRC money?
HMRC is urging side hustlers to check if they need to file a self assessment tax return
By Marc Shoffman Last updated
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500,000 more people pushed into 40% tax brackets – three ways higher earners are hit
Tax rates may not be rising but fiscal drag is still pushing up tax bills for higher earners
By Marc Shoffman Published
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New Zopa Bank Biscuit current account offers 7.1% regular saver – how tasty is it?
Zopa Bank has entered the current account market with a tantalising regular saver. How does the interest rate compare to the rest of the market?
By Marc Shoffman Published
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Pensions guide: the different types of pensions you need to know about
Tutorials Our pensions guide explains the different ways you can save for your retirement
By Marc Shoffman Last updated
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Pension transfers are taking longer – is it worth moving your retirement savings?
Pension transfer times have increased over the past year but it may be worth the wait for lower fees and less paperwork.
By Marc Shoffman Last updated
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You're ten years from retirement: how to retire comfortably
Retirement costs are rising and it is important to plan ahead for your golden years. We look at what steps to take if you are 10 years away from retirement.
By Marc Shoffman Published
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Inheritance tax receipts rise by 7% – how to cut your bill
Rising house prices and frozen tax thresholds continue to push inheritance tax bills up and receipts are only likely to rise further
By Marc Shoffman Published
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Will the National Housing Bank help the housing market?
The government claims its ‘housing bank’ will fund the building of 500,000 homes. Here is what you need to know
By Marc Shoffman Published
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Should the income protection age cap be lifted?
You can only get income protection cover if you are below age 59. With people now working for longer, should the limit be raised?
By Marc Shoffman Published
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'I have been freelance for almost a decade. Here are my 6 tips for pension saving'
Leaving the safety of a monthly wage and going self-employed can be scary so why should you prioritise your pension?
By Marc Shoffman Published