Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
-
Pensions and divorce - how to split your retirement savings
Feature Searches for divorce have surged in the first months of the year but many overlook how to split retirement income
By Marc Shoffman Last updated
Feature -
Workers set for new national insurance tax cut – how much will you save?
News National insurance tax rates have fallen but frozen allowances may limit the benefits.
By Marc Shoffman Last updated
News -
Lasting power of attorney registrations have hit a record high – do you need one?
Feature A lasting power of attorney can be used to appoint a loved one to help with important financial and medical decisions. We explain when you should consider getting support.
By Marc Shoffman Published
Feature -
How increasing contributions could give your investment portfolio a spring boost
Advice Increasing your ISA or pension contributions in line with the inflation target of 2% could boost your portfolio by around £100,000. We explain why it may be worth increasing your investments.
By Marc Shoffman Published
Advice -
Early bird ISA vs last-minute ISA investing – which is best for your portfolio?
Advice Does the early bird ISA catch the worm? We've looked at what the benefits of acting early can be in the new 2024/25 tax year.
By Marc Shoffman Last updated
Advice -
Cash ISA vs stocks and shares ISA: how to choose between them as new tax year begins
Feature With higher interest rates and volatile market conditions, does a cash ISA or a stocks and shares ISA come out on top?
By Marc Shoffman Last updated
Feature -
The regions where it was worth paying for an active fund manager in 2023
News Active funds continued to underperform compared with passive alternatives last year but where were the best and worst performers?
By Marc Shoffman Published
News -
Yorkshire Building Society launches 99% loan-to-value mortgage – is a low deposit loan a good idea?
News First-time buyers can get on the property ladder with just a £5,000 deposit, we explain how the new mortgage product works.
By Marc Shoffman Published
News -
Government identifies £570 million of state pension underpayments - are you owed money?
News We have the latest details of the government's investigation into underpaid state pensions following admin errors.
By Marc Shoffman Published
News -
Interest rates remain frozen - when will the Bank of England cut the cost of borrowing?
News The Bank of England has held interest rates for the fifth consecutive monetary policy meeting. Here is what it means for your money.
By Marc Shoffman Published
News -
HMRC to close self-assessment helpline this spring and summer just as tax allowances are cut
News HMRC plans to close its self-assessment helpline between April and September. Here is how it could affect you
By Marc Shoffman Published
News -
Is it time to dump global trackers as portfolios become more concentrated?
Advice The traditional mantra of relying on a global tracker is under threat as risky technology stocks dominate funds – how should you invest?
By Marc Shoffman Published
Advice -
How increasing pension contributions can boost your child benefit and your retirement
Advice High earners don’t need to wait for reforms to to reduce their child benefit tax bill.
By Marc Shoffman Published
Advice -
RICS: Buyers and sellers are returning to the property market amid hopes of rate cuts
News Research suggests the property market is becoming busier after a lacklustre 2023, but how long will it last?
By Marc Shoffman Published
News -
GDP figures: UK economy grew in January – is the recession over already?
News Official figures show the UK economy rose in the first month of the year after falling into a recession at the end of 2023. How long will the recovery last?
By Marc Shoffman Published
News -
Property stocks suffered after a housing market dip last year, but is it worth investing now?
Is it worth investing in property stocks after a market crash failed to materialise?
By Marc Shoffman Last updated
-
How to earn a dividend yield above 5% by backing Britain
Feature We reveal how income investors can generate a yield above 5% through UK equity income investment trusts
By Marc Shoffman Published
Feature -
What to consider if you plan to unretire
Many retirees are returning to the workplace as their pension income fails to keep up with the cost of living, but could end up with a higher tax bill?
By Marc Shoffman Published
-
How to buy gold bullion
There are many different ways to buy gold bullion or physical gold. We've put together a guide of what to consider and where to buy gold bars and coins.
By Marc Shoffman Published
-
Budget 2024: Chancellor scraps holiday lets tax perks – is property investing still worth it?
News Chancellor Jeremy Hunt unveiled plans to abolish the furnished holiday lettings tax regime in his Spring Budget. We explain what this could mean for the housing market.
By Marc Shoffman Published
News -
Spring Budget: What the latest National Insurance cut means for you
News Chancellor Jeremy Hunt announced a 2p cut in National Insurance in his latest fiscal update – how much could you actually save?
By Marc Shoffman Published
News -
Fundsmith Equity fund underperforms again - is it still a winner?
News Fund veteran Terry Smith has underperformed for the third successive year. Is it still worth backing his high-quality portfolio?
By Marc Shoffman Last updated
News -
Spring Budget 2024 - what it could mean for your finances
Feature The chancellor will unveil his Spring Budget tomorrow. We look at what could be in the red box, from a cut to National Insurance to 99% mortgages.
By Marc Shoffman Last updated
Feature -
Can you profit from Airbnb amid potential holiday let tax clampdown
Advice Hosts on Airbnb can make as much as £6,000 a year from letting out their spare room or house. We look at the pros and cons of listing your home on Airbnb and how to make it profitable.
By Nicole García Mérida Last updated
Advice