Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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ONS: UK house prices fell 1.4% in 2023 – is now a good time to buy?
News The latest Office for National Statistics data shows the housing market dropped in 2023 but there are signs of a recovery – how long will it last?
By Marc Shoffman Published
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How to minimise the risks of a stocks and shares Junior ISA
Parents are opting for cash rather than stocks and shares when it comes to choosing a Junior ISA (JISA) for their child. But investing could build a bigger nest-egg – here is what to consider
By Marc Shoffman Published
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Rents hit record high but are reaching affordability ceiling – is buy-to-let still worth it?
News Rightmove data shows landlords are reaching the limit of what they can charge tenants
By Marc Shoffman Last updated
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More than £4 billion of tax reliefs and perks are unclaimed – does HMRC owe you money?
Feature We explain the main tax reliefs people fail to claim for and how to get your money back before the end of the tax year
By Marc Shoffman Published
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Will China roar for investors as it enters Year of the Dragon?
Feature It’s been a volatile few years for investors in China, but is now the time to buy as it marks the Chinese New Year?
By Marc Shoffman Published
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RICS: Property market confidence is rising amid hopes of rate cuts
News Research shows buyers and seller sentiment has turned positive and that could mean house prices rise later this year
By Marc Shoffman Published
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Car finance explained: everything you need to know when buying a car
Advice From personal contract to hire purchase and leasing, we explain the different routes to getting behind the wheel
By Marc Shoffman Last updated
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State pension age may rise to 71 – when will you get yours?
News Research warns the shrinking workforce and rising life expectancy may push up the state pension age
By Marc Shoffman Published
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Bank of England holds interest rates at 5.25% for fourth consecutive meeting – are cuts coming?
News The interest rate freeze has continued. We explain what it means for borrowers and savers.
By Marc Shoffman Published
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Under 1% of capital gains reported to HMRC’s real time tool – are you filing a self-assessment tax return unnecessarily?
Advice Just 0.04% of the total capital gains tax collected came through HMRC's real time reporting service last year. We explain who can use this underutilised payment option
By Marc Shoffman Published
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Nationwide: Average house prices rose in January – will property values recover in 2024?
News The latest Nationwide house price index shows lower mortgage rates are boosting house prices. What does this mean for the property market?
By Marc Shoffman Published
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Households still face paying over the odds for fixed rate energy tariffs as deals improve
Fixed rate energy tariffs are becoming more competitive but even the cheapest is still more expensive than the price cap – is it worth fixing your gas and electricity bill?
By Marc Shoffman Published
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Halifax: First-time buyer mortgage deposits fell 15% in 2023 - is now the time to buy?
News Buyers who could afford higher mortgage rates paid lower deposits to get on the property ladder last year amid the market slowdown
By Marc Shoffman Published
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Stock markets are hitting record highs - is now a good time to invest?
Advice The S&P 500 has reached record levels while the FTSE 100 is performing well. We explain what this means for investors adding to their portfolios.
By Marc Shoffman Published
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Tax return deadline: Will you get your self-assessment forms in on time to HMRC?
Feature There is just a day until the tax return deadline - here is how to get your self-assessment in on time
By Marc Shoffman Last updated
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Pension tax refunds approach £1.2 billion - are you owed money from a shock bill?
News HMRC has refunded almost £1.2 billion in overpaid tax since pension freedom rules were introduced. Here is how retirees can avoid an unexpected bill.
By Marc Shoffman Published
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Saving vs investing: which is better to help you make more money?
Advice Expectations of base rate cuts mean savings rates are falling. We look at savings vs investing – where should you put your money?
By Ruth Emery Last updated
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Inheritance tax receipts move closer to record year after £400 million rise
News The Treasury raked in £5.7 billion from inheritance tax between April and December 2023 as it heads for record receipts
By Marc Shoffman Published
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RICS: Falling mortgage rates are providing respite for house prices
News Property professionals appear less concerned about house prices drops but values are still forecast to fall
By Marc Shoffman Published
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ONS: House prices fell at fastest rate since 2011 in November
News The latest data from the Office for National Statistics showed property prices continued to drop at the end of 2023 but has the market turned a corner?
By Marc Shoffman Published
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Pension transfers are taking longer - is it worth moving your retirement savings?
News Pension transfer times have increased over the past three years but it may be worth the wait for lower fees and less paperwork.
By Marc Shoffman Published
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How to get a £1million pension boost with your employer
Feature New calculations by interactive investor shows how much you really earn depends on your employer’s pension contributions. Here is the difference it can make to your retirement
By Marc Shoffman Published
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Record numbers of landlords launched buy-to-let companies in 2023 – but what are the risks?
News Increasing numbers of landlords are running buy-to-let portfolios in a company structure to manage higher mortgage rates. We explain the pros and cons
By Marc Shoffman Published
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Rightmove: New year boost for property asking prices
News Asking prices are starting to rise again as mortgage rates drop – is now the time to sell a property?
By Marc Shoffman Published
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