
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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Bank of England holds interest rates at 16-year high
News Interest rates have been frozen at 5.25% for the sixth consecutive monetary policy meeting. Here is what it means for your money.
By Marc Shoffman Last updated
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Pensions and divorce - how to split your retirement savings
Feature Searches for divorce have surged in the first months of the year but many overlook how to split retirement income
By Marc Shoffman Last updated
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Workers set for new national insurance tax cut – how much will you save?
News National insurance tax rates have fallen but frozen allowances may limit the benefits.
By Marc Shoffman Last updated
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Lasting power of attorney registrations have hit a record high – do you need one?
Feature A lasting power of attorney can be used to appoint a loved one to help with important financial and medical decisions. We explain when you should consider getting support.
By Marc Shoffman Published
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How increasing contributions could give your investment portfolio a spring boost
Advice Increasing your ISA or pension contributions in line with the inflation target of 2% could boost your portfolio by around £100,000. We explain why it may be worth increasing your investments.
By Marc Shoffman Published
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Early bird ISA vs last-minute ISA investing – which is best for your portfolio?
Advice Does the early bird ISA catch the worm? We've looked at what the benefits of acting early can be in the new 2024/25 tax year.
By Marc Shoffman Last updated
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The regions where it was worth paying for an active fund manager in 2023
News Active funds continued to underperform compared with passive alternatives last year but where were the best and worst performers?
By Marc Shoffman Published
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Yorkshire Building Society launches 99% loan-to-value mortgage – is a low deposit loan a good idea?
News First-time buyers can get on the property ladder with just a £5,000 deposit, we explain how the new mortgage product works.
By Marc Shoffman Published
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Interest rates remain frozen - when will the Bank of England cut the cost of borrowing?
News The Bank of England has held interest rates for the fifth consecutive monetary policy meeting. Here is what it means for your money.
By Marc Shoffman Published
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HMRC to close self-assessment helpline this spring and summer just as tax allowances are cut
News HMRC plans to close its self-assessment helpline between April and September. Here is how it could affect you
By Marc Shoffman Published
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Is it time to dump global trackers as portfolios become more concentrated?
Advice The traditional mantra of relying on a global tracker is under threat as risky technology stocks dominate funds – how should you invest?
By Marc Shoffman Published
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RICS: Buyers and sellers are returning to the property market amid hopes of rate cuts
News Research suggests the property market is becoming busier after a lacklustre 2023, but how long will it last?
By Marc Shoffman Published
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GDP figures: UK economy grew in January – is the recession over already?
News Official figures show the UK economy rose in the first month of the year after falling into a recession at the end of 2023. How long will the recovery last?
By Marc Shoffman Published
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Property stocks suffered after a housing market dip last year, but is it worth investing now?
Is it worth investing in property stocks after a market crash failed to materialise?
By Marc Shoffman Last updated
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How to earn a dividend yield above 5% by backing Britain
Feature We reveal how income investors can generate a yield above 5% through UK equity income investment trusts
By Marc Shoffman Published
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What to consider if you plan to unretire
Many retirees are returning to the workplace as their pension income fails to keep up with the cost of living, but could end up with a higher tax bill?
By Marc Shoffman Published
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Budget 2024: Chancellor scraps holiday lets tax perks – is property investing still worth it?
News Chancellor Jeremy Hunt unveiled plans to abolish the furnished holiday lettings tax regime in his Spring Budget. We explain what this could mean for the housing market.
By Marc Shoffman Published
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Spring Budget: What the latest National Insurance cut means for you
News Chancellor Jeremy Hunt announced a 2p cut in National Insurance in his latest fiscal update – how much could you actually save?
By Marc Shoffman Published
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Fundsmith Equity fund underperforms again - is it still a winner?
News Fund veteran Terry Smith has underperformed for the third successive year. Is it still worth backing his high-quality portfolio?
By Marc Shoffman Last updated
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Spring Budget 2024 - what it could mean for your finances
Feature The chancellor will unveil his Spring Budget tomorrow. We look at what could be in the red box, from a cut to National Insurance to 99% mortgages.
By Marc Shoffman Last updated
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Can you profit from Airbnb amid potential holiday let tax clampdown
Advice Hosts on Airbnb can make as much as £6,000 a year from letting out their spare room or house. We look at the pros and cons of listing your home on Airbnb and how to make it profitable.
By Nicole García Mérida Last updated
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In the doghouse: hundreds of investment funds are underperforming - is it time to sell?
News The latest Spot The Dog research from Bestinvest reveals 151 funds are failing to beat their benchmark. We reveal the worst performers
By Marc Shoffman Published
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Can a leap year make you richer?
Feature Investors have an extra day to put their money to work on the stock markets in 2024 – we reveal if leap years can give your portfolio a bounce
By Marc Shoffman Published
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How the rich invest: how traditional assets boosted wealthy investor portfolios in 2023
Feature Rising stock markets contributed to an increase in ultra-high net worth individuals last year. We explain how the wealthy boosted their portfolios in 2023
By Marc Shoffman Published
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