
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder
The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers
By Marc Shoffman Published
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Autumn Budget tax changes: how is your generation affected?
The chancellor expects everyone to do their bit to boost the nation's finances but the tax burden is by no means shared equally
By Marc Shoffman Published
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RICS: Budget failed to boost property market and recovery unlikely until spring 2026
Data from the Royal Institution of Chartered Surveyors suggests the Autumn Budget hasn't helped to improve property market sentiment
By Marc Shoffman Published
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Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests. But there are hidden costs to long term renting.
By Marc Shoffman Last updated
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The best real estate opportunities to invest in for 2026
House price growth may be slowing but offices and online shopping are driving growth in real estate investment
By Marc Shoffman Published
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How much do you need to earn to afford the average rent?
Rental growth is slowing and making rents more affordable for tenants, but what hwo much do you need to earn to afford the average UK rent?
By Marc Shoffman Published
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Rail fares to be frozen for first time in 30 years – how much could you save?
Chancellor Rachel Reeves will use her Budget to freeze rail fares but the savings could be offset by tax rises
By Marc Shoffman Last updated
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Are the rich leaving the UK due to high taxes? Where the wealthy are going
Feature Record numbers of millionaires are fleeing the UK as other countries such as Greece become more tax-friendly. We reveal the top destinations for migrating millionaires
By Marc Shoffman Last updated
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Salary sacrifice pensions cap: 3.3 million workers to be hit by contribution limits
The government has revealed further details of its controversial cap on pension contributions through salary sacrifice. Here is how the changes could affect you
By Marc Shoffman Published
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How much should you be paying your financial adviser?
Financial Conduct Authority data shows financial advisers are charging up to 3%. Here is how you know if you are getting value for money
By Marc Shoffman Published
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Halifax: UK house price growth derailed by Autumn Budget build-up
The latest Halifax House Price Index shows values were hit by Autumn Budget uncertainty but there are higher hopes for 2026
By Marc Shoffman Published
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Cash ISA cuts: millions of savers face £1,200 tax bill after five years
A combination of cuts to the cash ISA allowance and higher income tax on savings will deal a blow to savers as many could face a tax bill
By Marc Shoffman Last updated
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The best and worst performing UK stocks of 2025 as FTSE 100 approaches record year
The blue-chip index is heading for another top year despite investors steering clear of UK equity funds
By Marc Shoffman Published
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Transfers from stocks and shares to cash ISAs to be banned under Autumn Budget reforms
The government seems to be doing its best to push people away from cash ISAs by banning transfers
By Marc Shoffman Published
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What the Employment Rights Bill means for your job
New workplace reforms are set to give employees new rights to benefits and flexible working
By Marc Shoffman Last updated
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Mansion Tax: What does Rachel Reeves's new property tax for expensive houses mean for you?
The chancellor has confirmed plans for a yearly charge on homes with £2 million or more in the Autumn Budget. Who will pay more and how much?
By Marc Shoffman Published
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Savers will have to wait as long as 48 years to build a £1m cash ISA pot if allowance is cut
Chancellor Rachel Reeves is rumoured to be planning a cut to the cash ISA allowance in the Autumn Budget, making it harder for savers to build wealth. Will you still be able to build a £1 million cash ISA pot?
By Marc Shoffman Published
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UK regions where mansion tax proposals could hit homeowners hardest
Rumours a mansion tax could be announced in the Autumn Budget are already hitting the housing market but homeowners are being urged not to panic yet
By Marc Shoffman Last updated
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Can you rely on artificial intelligence for financial advice?
AI still has plenty to learn when it comes to financial planning, research suggests
By Marc Shoffman Published
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New Companies House ID checks have been introduced – how to avoid paying hundreds on verification
Company directors could end up paying hundreds of pounds to comply with new identity checks but it is possible to do so without paying a penny
By Marc Shoffman Last updated
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Renters' Rights Act: landlords have until May 2026 to prepare for rental reforms
The long-awaited housing bill gets its second reading in parliament on Wednesday - how will it affect you?
By Marc Shoffman Last updated
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ONS: UK house prices hit by September slump amid Autumn Budget uncertainty
The latest Land Registry data shows Budget rumours are hitting the UK housing market
By Marc Shoffman Published
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Investors continue to pull money from equity funds but at a slower rate – where is the money going?
Concerns about tax rises in the Autumn Budget continue to drive investor behaviour. Here is how fund sectors were affected in September
By Marc Shoffman Published
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Halifax: UK house price growth hits new high for 2025 despite Autumn Budget tax fears
Average UK house prices continue to rise but challenges remain, particularly in prime markets
By Marc Shoffman Published
