Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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Buying vs renting: as mortgage rates drop, which is cheaper?
Advice In the UK, buying a home has traditionally been the preferred option over renting. But is that still true?
By Marc Shoffman Last updated
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What the Employment Rights Bill means for your job
New workplace reforms are set to give employees new rights to benefits and flexible working
By Marc Shoffman Published
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TSB fined £10.9 million over ‘woeful systems and controls’ for struggling customers
News The Financial Conduct Authority issued the fine for historic failings by TSB after mortgage, loan and credit card customers were treated unfairly
By Marc Shoffman Published
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Bank refund limit set for fraud victims – your rights when you get scammed
News Banks must now refund up to £85,000 of losses to victims of push payment fraud. Here is how your money is protected.
By Marc Shoffman Last updated
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Halifax: UK house prices approach 2022 peak but costs remain high for buyers ahead of Autumn Budget
News Average house prices rose for the third consecutive month during September - is now a good time to buy a property?
By Marc Shoffman Published
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The trading apps that let you put fractional shares in an ISA
Advice HMRC is set to change ISA rules to allow fractional shares to be included in the tax wrapper. Here are the trading platforms and trading apps that support this.
By Marc Shoffman Published
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Could an electric car charger boost your rental income?
Advice Landlords have seen their buy-to-let profits come under pressure but tenants may be willing to pay a premium for an electric car charger
By Marc Shoffman Published
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Nationwide: UK house prices growing at fastest rate since end of 2022
Property purchase values have been boosted by falling mortgage rates but could the Budget dampen house price growth?
By Marc Shoffman Published
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6 money mistakes to avoid in your 50s
Advice You may be at the peak of your career in your 50s but your kids may also come calling for support - here is how to prepare your finances for the decades ahead
By Marc Shoffman Published
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Will the Autumn Budget hit the housing market recovery?
Advice The housing market has just started recovering from the mini Budget but could history repeat itself after the new chancellor’s fiscal update in October?
By Marc Shoffman Published
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Rightmove reveals UK's busiest rental market – where are the buy-to-let opportunities?
News A large supply and demand imbalance is still benefiting landlords in some parts of the UK, with Wrexham seeing 54 enquiries per home. We reveal the top spots for buy-to-let investors
By Marc Shoffman Published
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FCA warns banks against rushing to cut deals as savings rates improve
News Savers are £4 billion a year better off following a Financial Conduct Authority cash savings market review. Will interest rate cuts spoil the savings market?
By Marc Shoffman Published
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Foxtons: rental demand and supply imbalance continues to boost landlord portfolios
News Landlords may be facing extra rules and taxes on their buy-to-let portfolio, but high levels of demand mean rents continue to rise
By Marc Shoffman Published
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How banks must now protect access to cash amid branch closures and disappearing ATMs
News Banks and building societies must now ensure local communities have access to cash following a landmark move from the Financial Conduct Authority
By Marc Shoffman Last updated
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7 pension mistakes to avoid before you retire
These are the 7 pensions mistakes you could be making - and how to avoid them
By Marc Shoffman Last updated
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Government confirms end of furnished holiday lettings tax perks
News The Labour government has resurrected previous Tory plans to scrap the furnished holiday lettings tax regime
By Marc Shoffman Last updated
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Why a Budget inheritance tax clampdown could be bad for the property market
Advice Chancellor Rachel Reeves could target inheritance tax in her efforts to balance the books during her Budget next month. But could changes stifle Labour’s housing policies?
By Marc Shoffman Published
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Should you buy pet insurance or “self insure” your furry friend?
Advice More people are giving up their puppies as veterinary costs are soaring. Are you better off self-insuring to save money and hold on to your hound?
By Ruth Jackson-Kirby Last updated
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Which Labour pension reforms could be worst for savers?
Advice From tax-free withdrawals to higher-rate reliefs, there are plenty of pension reforms that could save the Treasury money. We reveal how rumoured changes could affect you.
By Marc Shoffman Published
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Rightmove: UK asking prices up more than usual but Budget uncertainty remains
News The property website’s latest House Price Index shows sales are rising and buyers are benefiting from more choice – but will the Budget dent market confidence?
By Marc Shoffman Published
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The cost of a 'comfortable' retirement soars - how much will you need?
News New figures show the cost of retiring has rocketed amid high inflation and changing expectations. We look how much it costs to retire comfortably and and how to get there
By Marc Shoffman Last updated
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Zoopla: 21 tenants competing for each rental – is buy-to-let worth it for landlords?
News Research by Zoopla shows rental growth has halved but some parts of the UK are still providing double-digit gains for landlords
By Marc Shoffman Published
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Saving for retirement: ISAs vs. SIPPs
Features SIPPs offer more generous tax breaks overall, but ISAs are more flexible. So, which is better for your retirement?
By Marc Shoffman Last updated
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Renters’ Rights Bill: what reasons can landlords use to evict tenants?
Advice No-fault evictions are set to be banned and landlords will instead need to justify evicting a tenant. Here are the reasons landlords can use to get their property back
By Marc Shoffman Published
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