
Marc Shoffman
Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.
Latest articles by Marc Shoffman
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Can you afford to retire in 2026?
From interest rates and inflation to tax changes, there are plenty of factors to consider if you plan to retire in 2026 – here is how to prepare
By Marc Shoffman Last updated
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FCA proposes new ratings system for workplace pension schemes
The City watchdog has proposed new rules to help ensure pension schemes are providing value for money
By Marc Shoffman Published
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Fund inflows hit a six-month high in November – where are investors putting their money?
Investors returned to the financial markets amid the Autumn Budget in November 2025 but caution remains.
By Marc Shoffman Published
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Revealed: The most viewed properties on Rightmove amid Boxing Day boost
The property website predicts that the housing market is set for a busy 2026 based on user activity over the festive period. Here are the most viewed homes on Rightmove during Boxing Day
By Marc Shoffman Published
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Child Benefit: how it works, eligibility criteria and how to claim
Child Benefit is worth hundreds of pounds per year and claiming it can help build up your state pension entitlement but there are tax pitfalls. We look at who is eligible and how to get the payment
By Marc Shoffman Last updated
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How cancelling unused direct debits could boost your pension by £37,000
A new year refresh of your spending could save you money and help boost your pension pot.
By Marc Shoffman Published
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Household savings ratio drops – are you setting enough aside for 2026?
High inflation has pushed the savings ratio down again and the figure could dip further next year
By Marc Shoffman Published
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Investing trends for 2026 : What the analysts are watching out for
Investors started the year with worries about Trump tariffs and taxes but where will markets go in 2026?
By Marc Shoffman Last updated
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Why UK investors are backing British stocks in 2026
The UK stock market may be lacking fashionable technology shares but investors are keen to buy British next year
By Marc Shoffman Published
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How to limit how much of your Christmas bonus goes to the taxman
It's Christmas bonus season but the boosted pay packet may mean much of your hard-earned reward ends up with HMRC instead of in your pocket
By Marc Shoffman Published
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Millions underestimate how many paydays are left until retirement - why you should be counting your payslips
Keeping track of how long you will be earning a salary for can help work out how much you need to put into a workplace pension
By Marc Shoffman Published
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Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder
The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers
By Marc Shoffman Published
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Autumn Budget tax changes: how is your generation affected?
The chancellor expects everyone to do their bit to boost the nation's finances but the tax burden is by no means shared equally
By Marc Shoffman Published
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RICS: Budget failed to boost property market and recovery unlikely until spring 2026
Data from the Royal Institution of Chartered Surveyors suggests the Autumn Budget hasn't helped to improve property market sentiment
By Marc Shoffman Published
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Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests. But there are hidden costs to long term renting.
By Marc Shoffman Last updated
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The best real estate opportunities to invest in for 2026
House price growth may be slowing but offices and online shopping are driving growth in real estate investment
By Marc Shoffman Published
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How much do you need to earn to afford the average rent?
Rental growth is slowing and making rents more affordable for tenants, but what hwo much do you need to earn to afford the average UK rent?
By Marc Shoffman Published
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Rail fares to be frozen for first time in 30 years – how much could you save?
Chancellor Rachel Reeves will use her Budget to freeze rail fares but the savings could be offset by tax rises
By Marc Shoffman Last updated
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Are the rich leaving the UK due to high taxes? Where the wealthy are going
Feature Record numbers of millionaires are fleeing the UK as other countries such as Greece become more tax-friendly. We reveal the top destinations for migrating millionaires
By Marc Shoffman Last updated
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Salary sacrifice pensions cap: 3.3 million workers to be hit by contribution limits
The government has revealed further details of its controversial cap on pension contributions through salary sacrifice. Here is how the changes could affect you
By Marc Shoffman Published
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How much should you be paying your financial adviser?
Financial Conduct Authority data shows financial advisers are charging up to 3%. Here is how you know if you are getting value for money
By Marc Shoffman Published
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Halifax: UK house price growth derailed by Autumn Budget build-up
The latest Halifax House Price Index shows values were hit by Autumn Budget uncertainty but there are higher hopes for 2026
By Marc Shoffman Published
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Cash ISA cuts: millions of savers face £1,200 tax bill after five years
A combination of cuts to the cash ISA allowance and higher income tax on savings will deal a blow to savers as many could face a tax bill
By Marc Shoffman Last updated
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The best and worst performing UK stocks of 2025 as FTSE 100 approaches record year
The blue-chip index is heading for another top year despite investors steering clear of UK equity funds
By Marc Shoffman Published
