Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Do you still have to file a tax return if you don’t owe any tax?
Even if you do not owe the taxman any money, failure to complete and submit your tax return could result in a penalty costing you up to £1,600.
By Daniel Hilton Last updated
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Is now a good time to buy a house?
Interest rate cuts and booming housing supply may make it cheaper to get on the property ladder in 2026 but there are other factors to consider
By Daniel Hilton Last updated
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Act now to avoid inheritance tax on your pension with this one simple change
A quick and easy paperwork change could avoid your children paying inheritance tax on your pension if you act now. Here’s how.
By Laura Miller Published
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Can you afford to retire in 2026?
From interest rates and inflation to tax changes, there are plenty of factors to consider if you plan to retire in 2026 – here is how to prepare
By Marc Shoffman Last updated
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What is capital gains tax and how does it work?
The government rakes in billions of pounds from capital gains tax. But how does the tax work, and when do you pay it?
By Sam Walker Last updated
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'Expect more policy U-turns from Keir Starmer'
Opinion Keir Starmer’s government quickly changes its mind as soon as it runs into any opposition. It isn't hard to work out where the next U-turns will come from
By Matthew Lynn Published
Opinion -

FCA proposes new ratings system for workplace pension schemes
The City watchdog has proposed new rules to help ensure pension schemes are providing value for money
By Marc Shoffman Published
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Best fixed rate cash ISAs – earn up to 4.17%
We look at the best fixed rate cash ISAs on the market right now for savers who are willing to lock their cash away for guaranteed tax-free gains
By Daniel Hilton Last updated
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The best cash ISAs – January 2026
Savings The best cash ISAs can help you make the most of your tax-free savings. But you may want to take advantage of top rates before they disappear
By Oojal Dhanjal Last updated
Savings
