Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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ISA quiz: How much do you know about the tax wrapper?
Quiz One of the most efficient ways to keep your savings or investments free from tax is by putting them in an Individual Savings Account (ISA). How much do you know about ISAs?
By MoneyWeek Published
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Watch out for Valentine’s Day scams – five common tactics to be aware of
Valentine’s Day is a prime opportunity for scammers to con you out of money – but there are ways to avoid being ensnared.
By Sam Walker Last updated
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Making Tax Digital: what is it and who does it affect?
Sole traders and landlords will have to start reporting their earnings digitally on a quarterly basis to HMRC from this April – here is what you need to know
By Laura Miller Last updated
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The ‘mirror will’ flaw which could mean your savings end up with strangers – how to protect your legacy
Writing a will lets you pass your wealth onto your loved ones. But couples with a so-called ‘mirror will’ could unintentionally leave their family exposed to being cut out.
By Laura Miller Published
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What is the Ofgem energy price cap and what does it mean for your bills?
The Ofgem energy price cap is reviewed every three months. What is its current level and how does it affect bills?
By Daniel Hilton Last updated
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What is the FSCS and how does it protect your savings and investments?
The Financial Services Compensation Scheme (FSCS) provides compensation for customers if a financial institution goes out of business. What is the limit and how does the scheme work?
By Daniel Hilton Last updated
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The single person pension shortfall in retirement: How to fill the gap
Being single may have plenty of benefits but it could leave you with a retirement shortfall. But even as a single person, there are things you can do to plug the gap before you stop working
By Marc Shoffman Last updated
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Does bank switching affect your credit score? UK credit ratings explained
Bank switching bonuses are becoming increasingly popular, but can changing current accounts affect your credit score? We look at the pros and cons.
By Sam Walker Last updated
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Pension Credit: should the mixed-age couples rule be scrapped?
The mixed-age couples rule was introduced in May 2019 to reserve pension credit for older households but a charity warns it is unfair
By Marc Shoffman Published
