Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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 What is a default pension fund and should you switch?Most employees save into a workplace pension scheme, but where is the money invested? We look at how default funds work and whether there is ever a case for switching. By Katie Williams Last updated 
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 What is the 7 year inheritance tax rule and how does it help cut your bill?Speculation is rife chancellor Rachel Reeves has plans to target inheritance tax once again in her upcoming Budget. But the 7 year inheritance tax rule can save you thousands - here’s how it works. By Laura Miller Published 
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 Pensioners targeted in fine wine scams – the tactics to watch forWine has emerged as the latest lure in investment fraud, with pensioners being specifically targeted by scammers By Laura Miller Published 
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 FCA car finance compensation: £700 each expected for 14 million driversEligible motorists could begin getting a payout from next year under the financial watchdog’s planned car finance compensation scheme By Laura Miller Published 
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 Is now a good time to buy a house?Mortgages may be getting cheaper but stamp duty costs remain a challenge for those looking to get on or move up the property ladder By Daniel Hilton Last updated 
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 Average Brits want to retire five years before they can – who has the widest retirement gap?Brits are expecting to work for longer than ever but there are big disparities in the number of extra working years predicted. A small tweak could help close the gap By Laura Miller Published 
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 Boom in under-18s pensions as families battle to beat inheritance tax crackdownThe number of children with pensions has jumped as grandparents and parents increase gifting to save their loved ones from inheritance tax bills By Laura Miller Published 
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 Barclays bank switch: how to get £400 'free' cash by moving accountsBarclays has unveiled a £400 current account switching offer, running alongside its £500 ISA transfer deal. Which accounts are on offer, and are you eligible? By Oojal Dhanjal Published 
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 Millions of state pension records ‘set to be deleted’ – putting thousands at risk of never getting their moneyThousands of families could miss out on money owed to them if the government deletes historic state pension records. By Laura Miller Published 
