Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
Explore Personal Finance
-

What is a trust – and should you use it to avoid inheritance tax?
Trusts are surging in popularity as a way to avoid inheritance tax, according to new government figures and financial advisers on the frontline of estate planning. We look at what trusts are and if they are right for you.
By Laura Miller Last updated
-

Could pensions inheritance tax rule change create liquidity crisis for Sippholders?
Pension inheritance tax rule changes from April 2027 could create a liquidity crisis for some self-invested personal pensions (Sipps) holding commercial property. We reveal what you can do to mitigate the impact.
By Sam Walker Published
-

Pension Schemes Bill: what’s changing and what it means for you
The government’s latest reforms to pensions are designed to make saving for retirement easier and better value for money – but will they leave you better off?
By Laura Miller Last updated
-

Taxpayers told to check capital gains tax return or risk penalty after rate changes
With the self-assessment deadline just three weeks away, taxpayers who need to report capital gains should take extra care to avoid a penalty after recent changes, accountants have warned. Here’s how.
By Laura Miller Published
-

Is now a good time to sell a house?
Activity in the housing market has picked up following a lull in the wake of stamp duty changes, but sellers may need to be realistic when setting an asking price
By Marc Shoffman Last updated
-

Do you still have to file a tax return if you don’t owe any tax?
Even if you do not owe the taxman any money, failure to complete and submit your tax return could result in a penalty costing you up to £1,600.
By Daniel Hilton Last updated
-

Is now a good time to buy a house?
Interest rate cuts and booming housing supply may make it cheaper to get on the property ladder in 2026 but there are other factors to consider
By Daniel Hilton Last updated
-

Act now to avoid inheritance tax on your pension with this one simple change
A quick and easy paperwork change could avoid your children paying inheritance tax on your pension if you act now. Here’s how.
By Laura Miller Published
-

Can you afford to retire in 2026?
From interest rates and inflation to tax changes, there are plenty of factors to consider if you plan to retire in 2026 – here is how to prepare
By Marc Shoffman Last updated
