Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Pensioners withdraw a record £22 billion in tax-free lump sums – beware of the risksPensioners may have taken tax-free lump sums from their pension pots in the last tax year to pre-empt potential tax changes in the 2025 Autumn Budget that never materialised. When should and shouldn’t you take a lump sum?
By Daniel Hilton Published
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‘The state pension triple lock is unsustainable – changing the mechanism is overdue’Opinion The growing cost of the state pension triple lock is unsustainable. Prime minister Andy Burnham has made a tough decision, which other politicians have ignored for too long.
By Jessica Sheldon Published
Opinion -
Best credit cards for airport lounge accessCredit and debit cards can come with a host of rewards, with some opening the door to airport lounges. We list the top credit cards for complimentary or discounted airport lounge access.
By Jessica Sheldon Last updated
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Should you switch to a fixed energy tariff in 2026?Millions of people’s energy bills jumped in October and prices are set to go even higher in early 2027. Is now the time to look for a fixed energy tariff?
By Daniel Hilton Last updated
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How to get the best travel money ratesHere’s where you can find the best travel money rates so you can get the most bang for your buck when you’re on holiday.
By Oojal Dhanjal Last updated
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Why you might have more to live on in retirement than you thinkFinancial experts say reluctance among older people to spend money in later life is hampering their ability to enjoy retirement. How can you get over money-based anxieties in your golden years?
By Sam Walker Published
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Starling Bank launches 5% easy-access saver – is it worth it?Digital challenger bank Starling is offering new customers a 5% interest rate on its easy-access savings account. How does it compare to others on the market?
By Oojal Dhanjal Published
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Is NS&I safe?National Savings and Investments (NS&I) is popular for its Premium Bonds and savings products. But how safe is it?
By Daniel Hilton Last updated
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Premium Bonds saver wins £1 million jackpot with bond bought in July – who else scooped the top prize?More than 6.5 million Premium Bonds prizes will be distributed to winners in the October draw. Have you won tax-free cash?
By Sam Walker Published
