Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Household savings ratio drops – are you setting enough aside for 2026?
High inflation has pushed the savings ratio down again and the figure could dip further next year
By Marc Shoffman Published
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What MoneyWeek writers read and watched in 2025
Here's a roundup of MoneyWeek's favourite books, films and TV shows in 2025
By Dr Matthew Partridge Last updated
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Modern Monetary Theory and the return of magical thinking
The Modern Monetary Theory is back in fashion again. How worried should we be?
By Simon Wilson Published
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How gifting money this Christmas could lower your inheritance tax bill
Cash is an easy and quick present to give over Christmas – and it could protect some of your estate from the taxman down the line
By Sam Walker Published
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What is the average salary by age – and how do you compare?
Are you making more than your peers? We look at the average salary by age to see how much the typical Brit earns at different stages of their life
By Daniel Hilton Last updated
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£100 contactless card limit to be lifted
Consumers will be able to set their own contactless limits from March 2026, under new rules from the Financial Conduct Authority
By Sam Walker Published
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Inheritance tax receipts rise to £5.8 billion as more loved ones pay up
Inheritance tax receipts look set to hit another record high for Treasury this financial year
By Marc Shoffman Last updated
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The coming collapse in the jobs market
Opinion Once the Employment Bill becomes law, expect a full-scale collapse in hiring, says Matthew Lynn
By Matthew Lynn Published
Opinion -

What does an interest rate cut mean for my pension?
Interest rates have been cut from 4% to 3.75%. For pension savers and retirees the effects of the drop will depend on the type of retirement pot they have, but could be significant.
By Laura Miller Published
