Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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How ‘vast majority’ of pensioners could miss out on state pension tax concessionOnly one in 18 pensioners will benefit from the government’s planned income tax breaks, research suggests. Are there alternative options that would help more retirees?
By Sam Shaw Published
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Cash ISA vs stocks and shares ISA: which is better for your money?The debate over low-risk cash ISAs versus higher-returning stocks and shares ISAs overlooks the fact that both have an important role for different goals.
By Dan McEvoy Last updated
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How to find the best stocks and shares ISAWith so much choice it can be hard to work out which stocks and shares ISA is right for you. We explain how to compare providers.
By Laura Miller Last updated
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NS&I to boost Premium Bonds prize fund rate and raises interest rates on four savings accountsThe government-backed savings provider NS&I is boosting its Premium Bonds prize fund rate from July, as well as increasing interest rates on four other savings accounts
By Sam Walker Published
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What is salary sacrifice and how could it boost your pension?Salary sacrifice is a great way to increase your pension pot while lowering your tax bill. But the rules are changing from April 2029. We look at what salary sacrifice is and how to make the most of it now.
By Dan McEvoy Last updated
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London is the UK's tax error hotspot – common mistakes and how to avoid a fineMore than 3,000 Londoners admitted they paid the wrong tax last year, the highest across the UK. We look at the typical pitfalls when it comes to paying tax and avoiding fines.
By Laura Miller Published
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What makes you wealthy in the UK?What the government perceives as ‘wealthy’ counts when it comes to tax. We break down the figures and explain 10 ways to protect yourself from the taxman
By Laura Miller Last updated
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Inheritance tax scam warning – how to protect your pension pots ahead of 2027 rule changePensions will be included in estates for inheritance tax purposes from 2027 – but experts warn that savers should be wary of too-good-to-be-true avoidance schemes
By Laura Miller Last updated
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Are you one of 12 million people at risk of retirement poverty?A third of adults in the UK aren’t on track for a minimum lifestyle in retirement, new data shows. How can you boost your pension pot?
By Sam Walker Last updated
