Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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 Millions of Premium Bonds prizes are still unclaimed. Could some be yours?Millions of pounds sit in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out. By Daniel Hilton Last updated 
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 More retirees are buying inflation-protected annuities. What are they and how do they work?Sales of annuities where the income on offer increases every year have surged – and more people are also taking up enhanced rates that are higher due to illness By Laura Miller Published 
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 Will gas and electricity bills fall? Energy price forecastBillpayers in the UK have seen their energy bills rise by around £35 a year after the October price cap was introduced. Will prices rise or fall next year? By Daniel Hilton Last updated 
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 14 ways to save on your energy billAdvice As the weather gets colder and bills rise, we outline 14 ways you can save on your energy bills By Nicole García Mérida Last updated Advice
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 How do Premium Bonds work?NS&I’s Premium Bonds operate differently from typical savings accounts. We look at how they work. By Katie Williams Last updated 
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 ‘Current account coasters’ are leaving billions of pounds languishing in low interest accountsThe average saver with £10,000 or more in their zero interest current account is missing out on over £1,500 in potential interest payments, new research has revealed. By Daniel Hilton Last updated 
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 'Gen Z is facing an AI jobs bloodbath'Opinion It has always been tough to get your first job, but this year, it's proving tougher than ever. AI is to blame, says Matthew Lynn By Matthew Lynn Published Opinion
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 Inheritance tax raid sees families rush to take out life insurance to pay death billsLife insurance sales surged last year as families looked for ways to to pay inheritance tax bills, following the Autumn Budget announcement that more assets could be charged By Laura Miller Published 
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 Families paying up to £5k for fake ‘asset protection’ trusts – warning signs to avoidFraudulent schemes are being misused, offer no real protection and can trigger unintended legal and tax consequences, lawyers have warned By Laura Miller Published 
