Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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The top funds to buy according to DIY pension investorsPension investors in both the saving and spending stage are turning to cautious funds to ride out the recent volatility in markets. We look at their best funds to buy right now.
By Laura Miller Published
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How to keep your tax bill down as frozen thresholds drive millions into paying higher ratesMillions more people are paying higher rates of tax but there are ways to limit how much you owe HMRC.
By Marc Shoffman Published
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Are you missing out on Pension Credit? How to claim the benefit worth £4,500 a yearThousands of eligible households are still failing to apply for Pension Credit. We explain who qualifies for Pension Credit and how to apply
By Laura Miller Last updated
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Child Benefit: how it works, eligibility criteria and how to claimChild Benefit is worth hundreds of pounds per year and claiming it can help build up your state pension entitlement but there are tax pitfalls. We look at who is eligible and how to get the payment
By Marc Shoffman Last updated
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What is the 67% inheritance tax trap on pensions – and can you avoid it?Your loved ones could find themselves paying an effective tax rate of 67% once pensions are brought into the inheritance tax net from April 2027. The concern has sparked more – and higher – withdrawals from pensions.
By Laura Miller Last updated
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NS&I hikes interest rates on savings accounts – are they best buys?NS&I has boosted interest rates on nine of its savings accounts – but savers can get better rates elsewhere.
By Sam Walker Published
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What is a default pension fund and should you switch?Most employees save into a workplace pension scheme, but where is the money invested? We look at how default funds work and whether there is ever a case for switching.
By Laura Miller Last updated
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How heat pumps work – and how to get up to £9,000 off the cost of installationTips The government wants Britain to install more heat pumps as part of its drive to decarbonise the UK economy – but how do they work and can you get help paying for them?
By Sam Walker Last updated
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Best fixed rate cash ISAs – earn up to 4.65%Savings The best fixed rate cash ISAs are returning up to 4.65% on your savings. We look at the top deals for those willing to earn guaranteed tax-free gains.
By Oojal Dhanjal Last updated
Savings
