Personal Finance
The latest news, updates and opinions on Personal Finance from the expert team here at MoneyWeek
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Will mortgage rates fall this year?
Mortgage rates have tumbled following a cut to the Bank of England base rate, with some sub-4% deals now on offer. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
By Ruth Emery Last updated
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What are National Insurance contributions?
Most of us pay National Insurance contributions but few of us really understand them. Here’s our guide to demystifying National Insurance.
By Holly Thomas Last updated
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How much stamp duty do you pay on buy-to-let properties?
Stamp duty is an important cost to consider when buying property. We explain what rates landlords can expect to pay when purchasing a buy-to-let.
By Holly Thomas Published
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How much stamp duty will I pay in 2025?
Stamp duty thresholds will revert to their original levels in April, which could add thousands to the cost of moving house. How much stamp duty will you have to pay in 2025?
By Katie Williams Last updated
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Should you sacrifice your salary for a bigger pension?
With employers’ National Insurance set to rise, salary sacrifice is becoming an increasingly popular means of reducing tax and maximising pension contributions
By Dan McEvoy Last updated
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Annuity sales reach 10-year high - is now a good time to buy an annuity?
Sales of annuities soared last year, as pension savers took advantage of improved annuity rates. Should you buy an annuity?
By Ruth Emery Last updated
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How to get an ISA and SIPP cashback bonus
Tips Here are the best deals available, with some providers giving away as much as £5,000 in cashback for opening or transferring an account
By Ruth Emery Last updated
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Reeves’s cash ISA raid: do cash hoarders deserve a tax break?
Opinion Rachel Reeves is desperate for her plan for economic growth to work - but meddling with the tax benefits of cash ISAs is simply a step too far, says Kalpana Fitzpatrick
By Kalpana Fitzpatrick Published
Opinion -
6 ways to reduce your tax bill in retirement
The full new state pension will rise by another £470 in April, but with income tax thresholds still frozen, you could find yourself giving more away to the taxman. We look at ways you can cut your bill.
By Katie Williams Last updated