Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Best easy-access savings accounts – earn up to 4.5%
Savings Easy-access savings accounts are offering inflation-busting rates of up to 4.5% on your cash savings, but they won't last for long. We look at the best interest rates on the market now
By Oojal Dhanjal Last updated
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Santander to close 44 branches across the UK – full list of affected locations
Santander will cut its network to just 305 branches following the closures
By Sam Walker Last updated
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‘Lifetime ISA reform rumours won’t fix the flaw – Reeves must address the property price problem’
Lifetime ISA reform was an exciting announcement in the Autumn Budget. But launching a new ISA product which fails to address the frozen property price cap would be disappointing, says Jessica Sheldon
By Jessica Sheldon Published
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The best bank switching offers – get up to £750
The best bank switching offers currently pay up to £750 in cash. Are you eligible, and how do you switch current accounts?
By Oojal Dhanjal Last updated
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Annuity rates jump more than 5% in a year – is now a good time to buy an annuity?
Annuity rates rose by 5.48% in 2025, the latest figures show, an increase worth up to £9,000 extra in lifetime income for a healthy 65-year-old. Should you buy an annuity?
By Laura Miller Last updated
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Lifetime ISA reform: Retirement option could be scrapped in overhaul
A consultation on a product replacing the Lifetime ISA is set to be launched this year, and the option to use it to save for retirement is expected to be axed in the shake-up
By Daniel Hilton Published
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Should you defer your state pension and stay in work?
You could boost your state pension by hundreds or thousands of pounds by deferring it if you don’t need the income right now. We look at how it works, and the pros and cons
By Laura Miller Last updated
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HMRC stamp duty crackdown sees probes of property deals jump 88% – what to watch out for
From bogus stamp duty refund claims to misleading the taxman about who owns a property, HMRC is increasing its scrutiny of stamp duty land tax reporting. Here’s how.
By Laura Miller Published
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Double inheritance tax payment window for pensions and family businesses, Lords tell government
The government is pressing ahead with plans to charge inheritance tax on pensions, farms and other family businesses but there are warnings that it will be harder for executors to administer an estate and pay HMRC
By Marc Shoffman Last updated
