Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
Explore Personal Finance
-

What is Bed and ISA and how can it help shield you from tax?
A Bed and ISA transaction is a great way to protect your investment returns from the taxman. With the new tax year in April approaching, should you complete a transfer now?
By Daniel Hilton Last updated
-

Who will miss out on the state pension triple lock?
Not all pensioners have their state pensions increased each year in line with the triple lock. We explain who misses out
By Sam Walker Last updated
-

Saving vs investing: which is better to help you make more money?
While saving is great for short-term goals, investing can help your money grow over the long term. But is one better than the other – and what is the real difference?
By Holly Thomas Last updated
-

Ovo Energy, British Gas, Octopus Energy: which are the best and worst energy suppliers?
Citizens Advice has ranked 16 energy suppliers for customer service but which one has been crowned the best and which one is the worst?
By Sam Walker Last updated
-

£100 contactless card limit lifted – what does it mean for you?
Consumers can set their own contactless limits from 19 March 2026 under new rules from the Financial Conduct Authority (FCA)
By Sam Walker Last updated
-

What is the state pension triple lock?
The UK state pension triple lock is loved by pensioners but hated by economists. What is the triple lock – and what does its future hold?
By Sam Walker Last updated
-

Cash ISA vs stocks and shares ISA: which is better for your money?
The debate over low-risk cash ISAs versus higher-returning stocks and shares ISAs overlooks the fact that both have an important role for different goals
By Laura Miller Last updated
-

Pension tax relief: what it is and how it can boost your retirement savings
Most Brits don’t know their pension tax relief rate. As the end of the tax year approaches, savers may be missing a valuable opportunity to boost their retirement pot via this valuable perk.
By Laura Miller Last updated
-

The best bank switching offers – get up to £500
The best bank switching offers currently pay up to £500 in cash. Are you eligible, and how do you switch current accounts?
By Oojal Dhanjal Last updated
