Personal Finance
The latest news, updates and opinions on Personal Finance from the expert team here at MoneyWeek
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What is capital gains tax and how does it work?
The government raked in £13 billion from capital gains tax in 2024/25. But how does the tax work, and when do you pay it?
By Ruth Emery Last updated
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Inheritance tax receipts surge by 10% – can you reduce your IHT liabilities?
Bereaved families are paying more than ever in inheritance tax, but there are some ways to reduce your bill.
By Laura Miller Published
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What to do with old £20 notes – how to exchange old notes and coins
Paper £20 notes and £50 are no longer legal tender. We explain what to do with old £20 and £50 notes and where you can exchange them
By Kalpana Fitzpatrick Last updated
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Premium Bonds hotspots: The UK counties with the best chances of winning
Millions of people across the UK hold money in Premium Bonds, but are you more likely to win if you live in a certain part of the country?
By Daniel Hilton Published
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Best cash ISAs: April 2025
We look at the best fixed-rate cash ISAs on the market right now for savers who are willing to lock their cash away for guaranteed tax-free gains
By Daniel Hilton Last updated
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The best cash ISAs – April 2025
Savings The best cash ISAs can help you make the most of your tax-free savings. Here are the top rates to grow your money – take advantage before they disappear
By Oojal Dhanjal Last updated
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Is investing in AIM still worth it after IHT clampdown?
HMRC expects to rake in £110 million a year from upcoming inheritance tax changes on AIM shares. The tax relief will be cut from April 2026, meaning you could find yourself paying 20% in inheritance tax.
By Katie Williams Published
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AI in finance: how is technology changing financial advice?
There are huge opportunities for AI to improve and democratise financial services, particularly financial advice. But is the regulatory environment ready for AI to become mainstream in finance?
By Dan McEvoy Published
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Lloyds axes foreign currency fees for ‘Club Lloyds’ subscription customers
Club Lloyds customers will be able to withdraw their money abroad without incurring any extra fees.
By Daniel Hilton Last updated