There are almost 2.5 million unclaimed Premium Bonds prizes, worth more than £90 million. The top unclaimed prize is £100,000 – with seven winners yet to claim this sum of money.
NS&I announces new winners each month, with prizes ranging from £25 up to two £1 million jackpot prizes. The prize fund rate will reduce to 4.00% from the January 2025 draw, but the odds of winning each month will remain at 22,000 to 1 per bond.
The Premium Bonds jackpot prize winners are notified by Agent Million. Other winners are told via post or email – meaning if you haven't updated your contact details you might not know you've won a prize. You will only be informed of any winnings if your account information is up-to-date. If not, you could be one of the millions sitting on an unclaimed Premium Bond prize worth up to £100,000.
Subscribe to MoneyWeek
Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE
Sign up to Money Morning
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
How many unclaimed Premium Bonds are there?
There are 2,484,321 unclaimed Premium Bonds prizes worth £90,963,050 waiting to be claimed, as of December 2024.
Here’s a list of the unclaimed Premium Bonds prizes, listed by their value:
| Prize | Number of prizes | Value |
|---|---|---|
| £25 | 1,842,557 | £46,063,925 |
| £50 | 534,886 | £26,744,300 |
| £100 | 113,182 | £11,318,200 |
| £250 | 14 | £3,500 |
| £500 | 5,902 | £2,951,000 |
| £1,000 | 1,958 | £1,958,000 |
| £5,000 | 128 | £640,000 |
| £10,000 | 59 | £590,000 |
| £25,000 | 27 | £675,000 |
| £50,000 | 12 | £600,000 |
| £100,000 | 8 | £800,000 |
| Total | 2,498,733 | £92,343,925 |
£250 was a prize value historically. It is no longer available to new winners.
If you think you might have some Premium Bonds but don't know the numbers or whether you have any winnings, read more on how to check for premium bonds and unclaimed prizes.
3 ways to check for unclaimed premium bonds
1. Prize Checker website and app
The quickest, easiest option for tracking down potential premium bond winnings is to use the prize checker on the NS&I website or download the official prize checker app (available for Android and iOS). If checking via the website, you will need your Premium Bond holder number. If using the app, you will need your NS&I number, which is 11 digits.
Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes if you have them.
2. Call NS&I
If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But, they will only have you on record if you are registered for phone or online banking.
3. Write to NS&I
You can also write to NS&I to check for any unclaimed prizes. If you choose this method, you should include the following details in your letter:
- Current name
- Current address
- Premium Bond holder number
- All previous addresses where you might have registered bonds
- Your signature
You can send your letter to: NS&I, Sunderland SR43 2SB. Any prizes you claim will be sent to your home address.
-
Chinese stocks slump on first trading day of 2025Chinese stocks suffered in the new year from their worst first day of trading since 2016, despite a state stimulus package
-
Is now a good time to buy UK housebuilders?Recent share price falls could make UK housebuilder stocks undervalued, though there is a great deal of market uncertainty to contend with
-
November NS&I Premium Bonds winners - check now to see what you wonIf you have money saved in NS&I Premium Bonds you can now check to see whether you have won a prize in the November prize draw. Here’s how to check your Premium Bonds.
-
October NS&I Premium Bond winners - have you claimed your prize yet?October NS&I Premium Bond winners were announced earlier this month - but have you claimed your prize yet? Here’s how to check you have not missed out
-
NS&I withdraws market-leading 6.2% one year fixed bond - what are the alternatives?National Savings & Investments (NS&I) has now dropped its one year fixed bond paying a table topping 6.2% interest rate a month after launch. Here’s where to find the next best alternative for one year fixed savings
-
October NS&I Premium Bonds winners - check now to see what you wonNS&I Premium Bonds holders can check now to see if they have won a prize this month. We explain how to check your premium bonds
-
NS&I Premium Bonds draw – when to check if you wonNS&I Premium Bonds winners will be announced later this morning. We look at how to check you won a prize in November's draw.
-
NS&I launches table-topping one year fixed rate bondThe Treasury backed savings provider is boosting the rate on its one-year fixed bonds to the highest level since they were launched in 2008.
