Revealed: Over two million NS&I Premium Bond prizes sit unclaimed

There are more than two million unclaimed Premium Bond prizes worth more than £84 million. Could some of this money be yours? Here's how to find out.

Couple looking at laptop while sitting on sofa at home
(Image credit: The Good Brigade)

Over two million Premium Bond prizes worth over £84 million are sitting unclaimed, MoneyWeek can reveal. The top unclaimed prize is £100,000 - could you be holding the winning Bond? 

NS&I announces new winners each month, with prizes starting from £25 to £100,000 – plus two lucky people win a million-pound jackpot. The May 2024 NS&I Premium Bond prize draw has already been announced. Although the prize fund rate recently dropped to 4.4%, the odds of winning are still 21,000 to 1 for every Bond. 

Luckily for the £1m jackpot winners, they get notified by Agent Million, but other winners are told via post or email – meaning anyone who has not updated their contact details may not know they have won a prize. 

Subscribe to MoneyWeek

Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE

Get 6 issues free

Sign up to Money Morning

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Sign up

You will have only been informed of any winnings if your information is up-to-date – otherwise you could be among the millions sitting on unclaimed Premium Bond prizes worth up to £100,000. 

Find out how many prizes remain unclaimed and how to check for your winnings

How many unclaimed Premium Bonds are there? 

According to the latest stats provided to MoneyWeek by NS&I, there are 2,410,630 unclaimed Premium Bond prizes worth £84,085,800 as of May 2024. 

Four unclaimed prizes are worth a whopping £100,000. Here’s where the unclaimed prizes are from and when the Premium Bonds were drawn:

Swipe to scroll horizontally
LocationDraw dateBond number
Hereford And WorcesterAugust 2014005FZ109702
EalingFebruary 2007008LK522839
StockportSeptember 2010050PB780494
Cheshire EastFebruary 2022255QP699407

There are 63,780 unclaimed prizes worth £2,104,350 in Hampshire, one of the winning regions in May's prize draw. In the other winning region, Outer London, there are 222,004 unclaimed prizes worth £7,746,975.

If you held Premium Bonds in the past but do not know if you have any winnings, we tell you how you can check for any unclaimed prizes. 

How to check if you have unclaimed Premium Bond prizes

The quick and easy option is to use the prize checker on the nsandi website, or you can download the official prize checker app (available on Android and iOS). 

For the website, you will need your Premium Bond holder number, and for the app, you will need your NS&I number which is made up of 11 digits. 

Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes you have from them. 

If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But they will only have you on record if you are registered for phone or online banking. 

You can also write to NS&I to check for any unclaimed prizes. If you choose this method, you should include the following details in your letter: 

  • Current name
  • Current address
  • Premium Bond holder number 
  • All previous addresses where you might have registered bonds
  • Your signature 

You can send your letter to: NS&I, Sunderland SR43 2SB.

Any prizes you claim will be sent to your home address.

Vaishali Varu
Staff Writer

Vaishali has a background in personal finance and a passion for helping people manage their finances. As a staff writer for MoneyWeek, Vaishali covers the latest news, trends and insights on property, savings and ISAs.

She also has bylines for the U.S. personal finance site and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury

Before joining MoneyWeek, Vaishali worked in marketing and copywriting for small businesses. Away from her desk, Vaishali likes to travel, socialise and cook homely favourites