Millions of Premium Bonds prizes are still unclaimed. Could some be yours?

More than £95 million sits in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out.

Couple looking at laptop while sitting on sofa at home
(Image credit: The Good Brigade)

There are more than 2.5 million unclaimed Premium Bonds prizes, collectively worth more than £95 million.

The top unclaimed prize is £100,000 – with eight winners yet to claim this sum of money as of December 2024.

NS&I announces new Premium Bonds winners each month, with payouts ranging from £25 up to two £1 million jackpot prizes.

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The Premium Bonds jackpot prize winners are notified by Agent Million. Other winners are told via post or email – meaning if you haven't updated your contact details you might not know you've won a prize.

You will only be informed of any winnings if your account information is up-to-date. If not, you could be one of the millions sitting on an unclaimed Premium Bonds prize worth up to £100,000.

If you moved abroad after buying some Premium Bonds then you are still eligible to claim prizes, so it’s worth checking for unclaimed prizes or lost bonds even if you have left the UK.

How many unclaimed Premium Bonds are there? 

There are at least 2,530,260 unclaimed Premium Bonds prizes worth £95,312,325 waiting to be claimed, according to data from NS&I obtained in March 2025.

NS&I shared a list of unclaimed Premium Bonds prizes, organised by their value, in December 2024.

Swipe to scroll horizontally
Unclaimed Premium Bonds by prize value

Prize

Number of prizes

Value

£25

1,842,557

£46,063,925

£50

534,886

£26,744,300

£100

113,182

£11,318,200

£250

14

£3,500

£500

5,902

£2,951,000

£1,000

1,958

£1,958,000

£5,000

128

£640,000

£10,000

59

£590,000

£25,000

27

£675,000

£50,000

12

£600,000

£100,000

8

£800,000

Total

2,498,733

£92,343,925

£250 is a historical prize value no longer available to new winners. Data from December 2024

There is no time limit for investors to claim their Premium Bonds, and many historic prizes are yet to be taken.

NS&I’s data also shows that more than 2.2 million prizes have been left unclaimed since the turn of the century, leaving close to £100 million waiting to be redeemed by winners.

Here is a table showing the number of unclaimed prizes and their value sorted by the decade in which they were awarded:

Swipe to scroll horizontally

Decade of draw

Number of unclaimed prizes

Prize value

1950s

13

£350

1960s

1136

£31,700

1970s

13272

£520,525

1980s

69,487

£4,177,100

1990s

157,701

£9,392,100

2000s

314,814

£17,414,575

2010s

1,091,400

£30,538,200

2020s

1,108,047

£46,387,300

Data is only available from 1957 onwards, when Premium Bonds were first introduced. Data is accurate as of December 2024

If you think you might have some Premium Bonds but don't know the numbers or whether you have any winnings then you are still able to check using a number of free services provided by NS&I.

3 ways to check for unclaimed Premium Bonds

1. NS&I’s Prize Checker website and app
The quickest, easiest option for tracking down potential Premium Bonds winnings is to use the prize checker on the NS&I website or download the official prize checker app (available for Android and iOS). If checking via the website, you will need your Premium Bonds holder number. If using the app, you will need your NS&I number, which is 11 digits.

Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes if you have them.

2. Call NS&I
If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But, they will only have you on record if you are registered for phone or online banking.

3. Write to NS&I
You can also write to NS&I to check for any unclaimed prizes. If you choose this method, you should include the following details in your letter:

  • Current name
  • Current address
  • Premium Bonds holder number
  • All previous addresses where you might have registered bonds
  • Your signature

You can send your letter to: NS&I, Sunderland SR43 2SB. Any prizes you claim will be sent to your home address.

When asked what the best way to find unclaimed Premium Bonds is, a spokesperson for NS&I told MoneyWeek: “The quickest way is to download our prize checker app or use the Premium Bonds prize checker at nsandi.com prize checker.”

They added: “If you think you have some Premium Bonds but you're not totally sure, our Tracing Service can help you check for any lost accounts with NS&I.”

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Vaishali Varu

Vaishali has a background in personal finance and a passion for helping people manage their finances. As a former staff writer for MoneyWeek, Vaishali covered the latest news, trends and insights on property, savings and ISAs.

She also has bylines for the U.S. personal finance site Kiplinger.com and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury.

With contributions from