Millions of Premium Bonds prizes are still unclaimed – are you missing out on a prize?
Millions of pounds are sitting idle in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out.
Over 2.8 million Premium Bonds prizes, worth more than £123 million, are waiting to be claimed by their rightful winners.
The unclaimed prizes range from £25, the smallest Premium Bonds prize available, to as much as £100,000, the second-largest prize.
Millions win in the Premium Bonds prize draw each month, with the two luckiest bondholders getting £1 million each.
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In July’s draw alone, over six million tax-free Premium Bonds prizes will be distributed, worth over £433 million.
Jackpot winners are unlikely to miss the fact they have become millionaires since they are told in person by Agent Million, an anonymous NS&I employee that travels the country to inform jackpot winners of their newfound wealth.
However, it can be easy to miss if you win one of the smaller prizes, especially if you have not kept your personal information up to date with NS&I.
The good news is that unclaimed prizes do not expire, so even if you won a prize as far back as the 1950s, when Premium Bonds were launched, you can still contact NS&I and redeem the cash.
Your prizes do not expire if you move abroad, either.
How many unclaimed Premium Bonds prizes are there?
As of July 2026, there are 2,817,080 unclaimed Premium Bonds prizes worth a combined total of £123,537,625, according to NS&I.
Over half of these unclaimed prizes (1.8 million) are worth £25 each, but a significant number of higher-value prizes are also unclaimed.
There are 3,466 Premium Bonds prizes of £1,000 or more that have not been claimed, including 3,031 worth £1,000, 106 worth £10,000, and 12 worth £100,000.
NS&I shared a list of unclaimed Premium Bonds prizes up to 1 July 2026, organised by their value, which can be found below.
Value | Number of unclaimed prizes | Total value of unclaimed prizes |
£25 | 1,803,001 | £45,075,025 |
£50 | 713,592 | £35,679,600 |
£100 | 287,550 | £28,755,000 |
£250 | 14 | £3,500 |
£500 | 9,457 | £4,728,500 |
£1,000 | 3,031 | £3,031,000 |
£5,000 | 226 | £1,130,000 |
£10,000 | 106 | £1,060,000 |
£25,000 | 67 | £1,675,000 |
£50,000 | 24 | £1,200,000 |
£100,000 | 12 | £1,200,000 |
Total | 2,817,080 | £123,537,625 |
Source: NS&I, 1 July 2026
Which part of the UK is home to the most unclaimed Premium Bonds prizes?
Some parts of the UK have more prizes left unclaimed than others.
Premium Bonds holders in London have the highest number of unclaimed prizes, with 480,139 yet to be claimed by winners.
There are also 423,751 prizes yet to be claimed in the South East and 252,032 unclaimed in the East of England.
The region with the lowest number of unclaimed prizes is Northern Ireland, where only 33,713 prizes are unaccounted for.
A hoard of unclaimed Premium Bonds prizes also exist where the winners are either from overseas or unknown areas – there are 384,774 unclaimed prizes in this category, worth a collective £18,320,600.
Region | Number of unclaimed prizes | Total value of unclaimed prizes |
Overseas or unknown | 384,774 | £18,320,600 |
East Midlands | 133,996 | £5,594,850 |
East of England | 252,032 | £10,895,600 |
London | 480,139 | £20,799,975 |
North East | 66,391 | £2,863,675 |
North West | 237,760 | £10,305,575 |
Northern Ireland | 33,713 | £1,401,925 |
Scotland | 155,488 | £6,836,050 |
South East | 423,751 | £18,353,250 |
South West | 226,450 | £9,856,500 |
Wales | 110,985 | £4,748,725 |
West Midlands | 172,860 | £7,616,850 |
Yorkshire and The Humber | 138,741 | £5,944,050 |
Total | 2,817,080 | £123,537,625 |
Source: NS&I, 1 July 2026
Premium Bonds prize winners receive notifications of their winnings if they have registered their contact details.
Sometimes customers may relocate or forget to update their details with NS&I. This can lead to unclaimed prizes, especially for those who opt to receive their prizes via cheque rather than bank transfer.
Unclaimed prizes gradually accumulate every month and usually belong to bond holders who have not registered their details or have moved without telling NS&I.
How to check for unclaimed Premium Bonds
1. NS&I’s prize checker website and app
The quickest, easiest option for tracking down potential Premium Bonds winnings is to use the prize checker on the NS&I website or download the official prize checker app (available for Android and iOS).
If checking via the website, you will need your Premium Bonds holder number. If using the app, you will need your NS&I number, which is 11 digits.
Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes if you have them.
2. Call NS&I
If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But, they will only have you on record if you are registered for phone or online banking.
3. Write to NS&I
You can also write to NS&I to check for any unclaimed Premium Bonds prizes. If you choose this method, you should include the following details in your letter:
- Current name
- Current address
- Premium Bonds holder number
- All previous addresses where you might have registered bonds
- Your signature
You can send your letter to: NS&I, Sunderland SR43 2SB. Any prizes you claim will be sent to your home address.
NS&I states the quickest way is to download our prize checker app or use the Premium Bonds prize checker at nsandi.com prize checker.
You can also use the Tracing Service to help you check for any lost accounts with NS&I.
