£125 million sitting in unclaimed Premium Bonds prizes

Stressed young woman working on laptop in busy office — *Millions of pounds' worth of Premium Bonds are sitting waiting to be claimed by their owners*

(Image credit: E+ via Getty Images)

Millions of Premium Bonds prizes worth a combined £125 million are waiting to be claimed by their rightful owners.

Unclaimed Premium Bonds could be worth anything between £25 to £100,000.

Prizes often go unclaimed when NS&I has not been informed of a change in personal details, such as a new address or email.

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Luckily, unclaimed prizes don’t expire, even if you’ve moved abroad, so you should be able to track any down.

How many unclaimed Premium Bonds prizes are there?

As of August 2026, there are 2,837,572 prizes yet to be claimed.

This includes 1,806,247 £25 prizes and 722,152 £50 prizes. There are also 13 £100,000 prizes and 26 £50,000 prizes waiting to be snapped up.

Below is a list of all the unclaimed prizes.

Swipe to scroll horizontally

Unclaimed Premium Bonds prizes by prize value
Value of prize	Count Of Prizes	Total value
£25	1,806,247	£45,156,175
£50	722,152	£36,107,600
£100	295,980	£29,598,000
£250	14	£3,500
£500	9,631	£4,815,500
£1,000	3,095	£3,095,000
£5,000	232	£1,160,000
£10,000	111	£1,110,000
£25,000	71	£1,775,000
£50,000	26	£1,300,000
£100,000	13	£1,300,000
Total	2,837,572	£125,420,775

Source: NS&I

Where in the UK has the most unclaimed prizes?

London has the highest number of unclaimed Premium Bonds prizes, with a total of 483,073, perhaps unsurprising given it’s home to over nine million people, according to the ONS.

There are 427,183 Premium Bonds prizes waiting to be claimed in the South East of England and 253,598 yet to be snapped up in the East of England.

Northern Ireland is the region with the least amount of unclaimed prizes, with a total of 34,001.

Swipe to scroll horizontally

Unclaimed Premium Bonds prizes by region
Region	Count Of Prizes	Total Value
Unknown or overseas	387,573	£18,706,825
East Midlands	135,083	£5,676,200
East of England	253,598	£11,037,450
London	483,073	£21,033,275
North East	66,859	£2,901,825
North West	239,531	£10,450,400
Northern Ireland	34,001	£1,420,075
Scotland	156,559	£6,930,550
South East	427,183	£18,666,000
South West	228,566	£10,024,875
Wales	111,996	£4,825,125
West Midlands	173,925	£7,711,550
Yorkshire and The Humber	139,625	£6,036,625
Total	2,837,572	£125,420,775

Source: NS&I

How to check for unclaimed Premium Bonds

1. NS&I’s prize checker website and app

The quickest, easiest option for tracking down potential Premium Bonds winnings is to use the prize checker on the NS&I website or download the official prize checker app (available for Android and iOS).

If checking via the website, you will need your Premium Bonds holder number. If using the app, you will need your NS&I number, which is 11 digits.

Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes if you have them.

2. Call NS&I

If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But, they will only have you on record if you are registered for phone or online banking.

3. Write to NS&I

You can also write to NS&I to check for any unclaimed Premium Bonds prizes. If you choose this method, you should include the following details in your letter:

Current name
Current address
Premium Bonds holder number
All previous addresses where you might have registered bonds
Your signature

You can send your letter to: NS&I, Sunderland SR43 2SB. Any prizes you claim will be sent to your home address.

NS&I states the quickest way is to download our prize checker app or use the Premium Bonds prize checker at nsandi.com prize checker.

You can also use the Tracing Service to help you check for any lost accounts with NS&I.

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Daniel is a financial journalist at MoneyWeek, writing about personal finance, economics, property, politics, and investing.

He covers savings, political news and enjoys translating economic data into simple English, and explaining what it means for your wallet.

Daniel joined MoneyWeek in January 2025 and previously worked at The Economist in their Audience team. He read history at Emmanuel College, Cambridge and edited Cambridge's student newspaper, Varsity.

In his free time, he likes reading, walking around Hampstead Heath, and cooking overambitious meals.

With contributions from

Sam WalkerWriter