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£128 million in Premium Bonds prizes sitting unclaimed – could some of it be yours?
NS&I distributes millions of cash prizes to Premium Bonds holders every month, but some go unclaimed. Here's how to find out if you have ever won anything.
Millions of Premium Bonds prizes, including 14 payouts of £100,000, are waiting to be claimed by their winners.
While most people who hold Premium Bonds receive their prizes automatically, some people can forget to update their account details with NS&I meaning any winnings they receive are left unclaimed.
The Treasury-backed bank says it attempts to contact winners of any prizes, but if you’ve moved home or changed your email address or bank details and not told NS&I, you might not get the message.
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However, unclaimed Premium Bonds do not earn interest so the longer they are left untouched, the more they are eroded away by inflation. That means it is a good idea to get hold of your winnings as soon as possible, so you can save or invest it elsewhere.
How many unclaimed Premium Bonds prizes are there?
As of October 2026, there are 2,869,527 Premium Bonds prizes worth a total of £128,345,775 waiting to be claimed.
The majority (2,855,900) of these unclaimed prizes are worth £25, £50 and £100. However, there are also 477 unclaimed prizes of between £5,000 and £100,000.
Here is a breakdown of the current list of unclaimed prizes by count and value:
Swipe to scroll horizontally
Unclaimed Premium Bonds prizes by prize value
Row 0 - Cell 0
Count Of Prizes
Value
£25
1,808,857
£45,221,425
£50
736,779
£36,838,950
£100
310,264
£31,026,400
£250
14
£3,500
£500
9,941
£4,970,500
£1,000
3,195
£3,195,000
£5,000
245
£1,225,000
£10,000
114
£1,140,000
£25,000
75
£1,875,000
£50,000
29
£1,450,000
£100,000
14
£1,400,000
Total
2,869,527
£128,345,775
Source: NS&I, 1 October 2026
Where in the UK has the most unclaimed prizes?
The region with the highest number of unclaimed Premium Bonds prizes is London, with a total of 486,985 worth a collective £21,371,700.
This is closely followed by the South East of England where there are 432,140 Premium Bonds prizes waiting to be claimed worth a collective £19,153,250.
Meanwhile, Northern Ireland is the region with the least amount of unclaimed prizes, with just 34,560 prizes waiting to be collected.
Here is a breakdown of how many prizes are waiting to be claimed in each of the UK’s regions, and their total value.
Swipe to scroll horizontally
Unclaimed Premium Bonds prizes by region
Row 0 - Cell 0
Count Of Prizes
Value
London
486,985
£21,371,700
South East
432,140
£19,153,250
Unknown/Overseas
391,898
£19,079,225
East of England
256,576
£11,377,075
North West
242,357
£10,666,025
South West
231,972
£10,346,325
West Midlands
176,174
£7,831,200
Scotland
158,305
£7,057,900
Yorkshire and The Humber
140,992
£6,159,450
East Midlands
136,359
£5,790,525
Wales
113,396
£4,959,575
North East
67,813
£3,082,850
Northern Ireland
34,560
£1,470,675
Grand Total
2,869,527
£128,345,775
Source: NS&I, 1 October 2026
How to check for unclaimed Premium Bonds
1. NS&I’s prize checker website and app
The quickest, easiest option for tracking down potential Premium Bonds winnings is to use the prize checker on the NS&I website or download the official prize checker app (available for Android and iOS).
If checking via the website, you will need your Premium Bonds holder number. If using the app, you will need your NS&I number, which is 11 digits.
Using either of these methods will show you your winnings from the last six draws and highlight any unclaimed prizes if you have them.
2. Call NS&I
If you prefer to pick up the phone, you can call NS&I for free on 08085 007 007. But, they will only have you on record if you are registered for phone or online banking.
All previous addresses where you might have registered bonds
Your signature
You can send your letter to: NS&I, Sunderland SR43 2SB. Any prizes you claim will be sent to your home address.
NS&I states the quickest way is to download our prize checker app or use the Premium Bonds prize checker at nsandi.com prize checker.
You can also use the Tracing Service to help you check for any lost accounts with NS&I.
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Daniel is a financial journalist at MoneyWeek, writing about personal finance, economics, property, politics, and investing.
He covers savings, political news and enjoys translating economic data into simple English, and explaining what it means for your wallet.
Daniel joined MoneyWeek in January 2025 and previously worked at The Economist in their Audience team. He read history at Emmanuel College, Cambridge and edited Cambridge's student newspaper, Varsity.
In his free time, he likes reading, walking around Hampstead Heath, and cooking overambitious meals.
