Premium Bond winners – who drew the October £1 million jackpot?

National Savings & Investments (NS&I) has announce this month's Premium Bond winners, with two lucky savers becoming millionaires. 

The October Premium Bond jackpot winners were picked by NS&I's prize generator, ERNIE and come from Derbyshire and Gloucestershire.

The winner from Derbyshire holds bond number 535MK963637 and has £50,000 in Premium Bonds. They purchased the winning Bond in March 2023. The second winner from Gloucestershire holds £29,900 in Premium Bonds and drew bond number 203JB525288. The winning bond was purchased in February. 

Start your trial of MoneyWeek today

Get unparalleled financial insight, analysis and expert opinion you can profit from.

Start your trial

Sign up for MoneyWeek’s free twice-daily newsletter.

Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.

Join more than 165,000 subscribers and keep yourself informed with latest financial news, insights and expert analysis to help you understand what really matters when it comes to your finances.

Sign up

While the winners will have had a visit from Agent Million - other lucky winners can check from tomorrow for cash prizes that range between £25 and £100,000. 

Andrew Westhead, NS&I retail director said: "It’s not just about our jackpot winners though – this month saw one £100,000 prize go to a holder with just £275 invested, and another to a winner who bought their winning bond 47 years ago back in July 1977."

Here’s a full list of prizes up for grabs in October. 

October 2024 Premium Bond winners 

A total of 5,991,306 prizes worth £461,330,525 will be paid out in the October 2024, valued between £25 and £100,000. The odds of winning  are 21,000 to 1 for every bond. 

How to check if you’re an October NS&I Premium Bond winner 

If you hold Premium Bonds, you can check from tomorrow (2 October) to see if you have won any prizes this month, as well as previous draws. 

To check, use the NS&I prize checker tool on its website, or the NS&I app (downloadable on iOS and Android). You will need your Premium Bond number at hand. 

You can also check using Amazon Alexa if you have one, which lets you check for winnings since 1986. 

Alternatively, write to: NS&I, Sunderland SR43 2SB. It’s important to include:  

• Your name
• Current address
• Premium Bond number 
• Any previous addresses where you might have registered bonds 
• Your signature 

If you rather pick up the phone, you can call NS&I for free on 08085 007 007. But you will only qualify for this method if you’re registered for phone or online banking with NS&I. 

If you’ve held Premium Bonds for some years, it’s worth checking for any unclaimed Bonds too. You might have missed out on winnings as a result of moving house or not keeping your contact details up to date with NS&I. 

According to NS&I, there are a total of 2,459,320 unclaimed prizes worth £88,403,850 waiting to be claimed. More than 24,000 unclaimed prizes worth £861,35 sit idle in Derbyshire and 22,595 prizes with a total value of £768,875 are unclaimed in Gloucestershire. 

How will my prize be paid? 

Your prizes will be paid according to your preference. For example, those who have opted for automatic payments will get their cash prizes paid into their bank account. Or you might have set your winnings to be reinvested. 

NS&I says more than nine in ten prizes are paid directly into winners’ bank accounts or automatically reinvested into more Premium Bonds.

If you haven’t opted in for either, you will receive a cheque – so it’s worth checking your address is updated. You can change your payment method on the NS&I website if you wish.