A saver with just £7,000 in Premium Bonds has become a millionaire overnight in the August 2025 prize draw.
The jackpot winner is from Central Bedfordshire, and won with the Bond number 148YD123622 – which they bought in December 2008.
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This includes 75 prizes worth £100,000.
NS&I’s retail director, Andrew Westhead, said: “Our Central Bedfordshire winner shows that you don’t need to have the full amount invested to win big, as every £1 Bond has an equal chance of winning the £1 million jackpot.
How many prizes were there in the August 2025 Premium Bonds prize draw?
A new, lower Premium Bonds prize fund rate took effect from this month's draw, reducing from 3.8% to 3.6%. It meant the total value of prizes was cut this month.
There is no guaranteed interest with Premium Bonds. The odds of winning a prize stand at 22,000 to one per £1 holding.
This month, there were a total of 6,005,404 prizes worth £396,356,500.
The total number of eligible Bond numbers in the draw was 132,118,833,579.
Value of prize | Number of prizes |
|---|---|
£1,000,000 | 2 |
£100,000 | 75 |
£50,000 | 151 |
£25,000 | 301 |
£10,000 | 753 |
£5,000 | 1,506 |
£1,000 | 15,854 |
£500 | 47,562 |
£100 | 1,686,065 |
£50 | 1,686,065 |
£25 | 2,567,070 |
Total value of prizes | Total number of prizes |
£396,356,500 | 6,005,404 |
The prize checker will be updated on 2 August 2025.
NS&I will notify Premium Bonds savers when they win a prize, but they might not always get the message – such as if they’ve moved or changed contact details and not updated NS&I.
There are currently 2,615,187 unclaimed Premium Bonds prizes worth £105,022,575.
We look at how safe NS&I is, as well as alternatives to Premium Bonds, in separate articles.
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