Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Savers will have to wait as long as 48 years to build a £1m cash ISA pot if allowance is cut
Chancellor Rachel Reeves is rumoured to be planning a cut to the cash ISA allowance in the Autumn Budget, making it harder for savers to build wealth. Will you still be able to build a £1 million cash ISA pot?
By Marc Shoffman Published
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How to earn over 4% on your cash… using a stocks and shares ISA
Savers worried about a potential cut to the cash ISA limit in the Autumn Budget could shield their money from the taxman using a money market fund or other assets in a stocks and shares ISA. We explain how
By Ruth Emery Last updated
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Warning over cash ISA headline rates - why you could end up with a poor deal
Five of the top 10 paying instant access cash ISAs dropped down the rankings after headline bonus rates expired. Why you need to check your cash ISA now
By Sam Walker Published
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UK regions where mansion tax proposals could hit homeowners hardest
Rumours a mansion tax could be announced in the Autumn Budget are already hitting the housing market but homeowners are being urged not to panic yet
By Marc Shoffman Last updated
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Will taxes rise further in the 2025 Autumn Budget?
Tax hikes in the Autumn Budget are now widely expected as the only way for the chancellor to balance the Treasury’s books but questions remain over what – and who – Rachel Reeves will target
By Laura Miller Last updated
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Steve Webb: MoneyWeek Talks
Podcast Sir Steve Webb spoke to Kalpana Fitzpatrick on the MoneyWeek Talks podcast – about the triple lock and using pensions for property.
By Kalpana Fitzpatrick Published
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How retirement pots risk running out 11 years early if inflation remains high
Pension savers could find their retirement income may not last as long as they anticipated over fears that inflation may not slow down
By Sam Walker Published
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How extending stealth tax freeze would cancel out pensioners’ Winter Fuel Payment by 2030
Pensioners relying on just the full new state pension face paying tax on their income within a few years, as the payment rises but thresholds remain frozen
By Sam Walker Published
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What is salary sacrifice and how could it boost your pension?
Salary sacrifice could potentially be at risk in this week’s Autumn Budget. What is salary sacrifice, and how can you use it to increase your pension contributions?
By Dan McEvoy Last updated
