Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Rise of the mid-life downsizers: The generation planning to fund retirement with their family homes
With smaller pensions than the previous generation, over 45s are planning to turn to the family home to pay for their later years by selling up in favour of a smaller cheaper property
By Laura Miller Published
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Is Reeves planning an inheritance tax raid on lifetime gifts? How rules could change
Chancellor Rachel Reeves reportedly has inheritance tax in her sights again with potential changes to limit the gifts loved ones can make in a lifetime said to be being considered for the Autumn Budget
By Laura Miller Published
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Easy-access savings vs regular savings – where is your money better off?
We explore whether an easy-access savings or a regular savings account gives you best return on your money.
By Holly Thomas Last updated
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What is the Ofgem energy price cap and what does it mean for your bills?
Energy bills fell by 7% on 1 July when the new Ofgem price cap came into effect. What exactly is the cap?
By Ruth Emery Last updated
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Norfolk or Norway? Holidays you can afford with different-sized pension pots
Many people look forward to taking more holidays when they retire. But what sort of trips could your pension buy you? We look at the holidays to match different retirement incomes
By Ruth Emery Published
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Two million savers withdraw retirement cash before state pension age
Taking pension cash early is becoming the ‘new norm’ but experts warn this runs the risk of running out of money later in life
By Laura Miller Published
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Clinging to cash over investing fears? You could miss out on thousands of pounds
Overly-cautious savers could get stuck with low returns now the Bank of England has cut interest rates again amid predictions the base rate has further to fall
By Laura Miller Published
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M&S finally resumes click and collect service following April’s cyber attack
Marks & Spencer has switched its click and collect service back on, and said it will now accept returns in all UK stores. As the high-street giant continues to battle with the fallout from a cyber attack 15 weeks ago, should you invest in the retailer?
By Ruth Emery Last updated
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Can you pay into someone else’s pension – and how much can you pay?
Two-thirds of savers are unaware they can put money into someone else’s pension, but contributing to a loved one’s nest egg can be a sound financial decision. We explain the rules.
By Ruth Emery Last updated