Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Cold Weather Payment: who can get it and when?
As temperatures decline, millions of people could be eligible for Cold Weather Payments from the government. The scheme runs from 1 November to 31 March - we explain who qualifies and how to check if a payment is due
By Ruth Emery Last updated
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Autumn Budget tax changes: how is your generation affected?
The chancellor expects everyone to do their bit to boost the nation's finances but the tax burden is by no means shared equally
By Marc Shoffman Published
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Revealed: pension savers ditch investment trusts and favour passive funds
Demand for investment trusts is cooling among self-invested personal pension (Sipp) customers, who are increasingly choosing money market funds, passive funds and individual shares
By Ruth Emery Published
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How much should I have in emergency savings?
One in five have less than £1,000 in emergency savings, leaving them vulnerable to unexpected costs. How much should you have in your rainy day fund?
By Sam Walker Last updated
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Are Premium Bonds worth it? Two-thirds of holders have never won a prize
NS&I’s Premium Bonds are popular thanks to the allure of winning in their monthly prize draw. But data reveals that the majority of savers are yet to win a penny.
By Daniel Hilton Last updated
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How to get an ISA and SIPP cashback bonus
Tips Here are the best pension and ISA transfer offers, with some providers giving away as much as £2,000 in cashback for transferring an account
By Ruth Emery Last updated
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FCA launching targeted support to help savers with complex financial decisions
The regulator wants to help you get to grips with investing and pension planning. Here’s how its new targeted support framework will help you
By Sam Walker Published
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Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests. But there are hidden costs to long term renting.
By Marc Shoffman Last updated
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The pros and cons of smart meters: Are they any good?
Smart meters can help you track and budget your energy usage. We compare them to regular meters and consider whether it’s worth getting one.
By Daniel Hilton Last updated
