Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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4 ways HENRYs can use their pension to keep more of their six-figure incomes
A £100,000 salary isn’t what it used to be, after tax and other penalties. But by putting some of your current earnings into a pension you can end up holding onto more of your income in future. Here’s what you need to know if you’re a ‘HENRY’ – High Earners but Not Rich Yet.
By Laura Miller Published
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The best bank switching offers – get up to £400
The best bank switching offers currently pay up to £400 in cash. Are you eligible, and how do you switch current accounts?
By Oojal Dhanjal Last updated
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Two thirds of easy access savings accounts come with restrictions – can you access your savings in an emergency?
Out of the top 30 easy access savings on the market, 22 come with some sort of restriction on how fast you can access your money, according to new research.
By Daniel Hilton Published
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NHS pensioners rush to use retire-and-return scheme – how it works
The scheme to keep experienced staff from leaving the health service has been a success with a 300% rise in the number of people retiring and then returning to the NHS
By Laura Miller Published
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State pension could rise by 4.8% next year – triggering pensioner tax for first time
Frozen income tax thresholds are on a collision course with the state pension increases, dragging more pensioners into paying tax
By Laura Miller Last updated
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DIY pension investors take tax-free cash amid switch to ISAs
Self-invested personal pension (SIPP) investors are rushing to withdraw their tax-free cash and turning to ISAs amid fears of a pension tax raid in the Autumn Budget
By Laura Miller Published
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12 ways pensions could be reformed in Budget – including an alternative to charging IHT
Pension savers could face new rules after the Budget if chancellor Rachel Reeves targets their pots to fill her own fiscal black hole – what potential pension changes could be on the way?
By Laura Miller Published
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Will mortgage rates fall this year?
Average mortgage rates have climbed slightly, amid signs that lenders have become “jittery”. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
By Ruth Emery Last updated
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The biggest fossil fuel financing banks – is yours on the list?
You may not know it, but your savings could be being used to finance the fossil fuel industry. We look at the banks with the best and worst climate policies.
By Daniel Hilton Published
