Personal Finance
The latest news, updates and opinions on Personal Finance from the expert team here at MoneyWeek
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Should you fix your mortgage or opt for a variable rate?
With speculation rife the Bank of England is set to continue cutting rates in May and throughout 2025, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Samantha Partington Last updated
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Billions of pounds languishing in low interest accounts as savings rates slashed
Savers are being urged to act as half a trillion pounds are earning paltry interest rates.
By Daniel Hilton Last updated
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What is the pensions dashboard?
Touted as a game-changer in how we manage our savings, the pensions dashboard initiative has been plagued by delays. So, what is it and when will it launch?
By Ruth Emery Last updated
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Should I use a workplace pension or a SIPP?
Choosing the right home for your retirement savings is crucial – it could leave you thousands of pounds better off. We explain the differences between a SIPP and workplace pension
By Holly Thomas Last updated
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Missed the tax return deadline? Contact HMRC now to avoid £10 a day fines
Still haven’t paid your 2023/24 tax bill? You are now three months late, meaning the taxman could start charging you £10 per day in additional penalties
By Katie Williams Last updated
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Should you defer your state pension and stay in work?
We’re living longer, healthier lives – it could make sense to defer your state pension and continue working. We look at how it works, and the pros and cons.
By Laura Miller Last updated
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Who won the £1 million jackpot in the May Premium Bonds prize draw?
NS&I has announced the winners of May’s Premium Bonds prize draw. Who won the £1 million jackpot and how can you find out if you scooped a prize this month?
By Daniel Hilton Published
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Is NS&I safe?
National Savings and Investments (NS&I) is popular for its Premium Bonds and savings products. But how safe is it?
By Daniel Hilton Last updated
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How to gift Premium Bonds
Could Premium Bonds be the gift that keeps on giving? We look at how to buy them for a child.
By Katie Williams Last updated