Best easy-access savings accounts – earn up to 5%

Easy-access savings accounts now offer inflation-busting rates, but they won't last for long. We look at the best interest rates on the market now.

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(Image credit: Getty Images)

Easy-access savings accounts are a good option for savers who want minimal restrictions on their cash, allowing them to dip in and out of their savings as they like.

Currently, the top easy-access rate is 5% AER from Chase Bank. If you want to lock in rates before they drop, you can opt for a one-year fixed savings account.

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Chase Saver With Boosted Rate – 5% AER
Best easy-access

Chase Saver With Boosted Rate – 5% AER

You can earn a 5% boosted rate within your first 31 days of opening a Chase saver. It includes an extra 2.25% AER boost for 12 months on top of the standard variable rate.

There is no minimum deposit requirement, and you can go up to £3 million. This offer is only available to new customers. Interest is paid monthly, and the account can be opened online.

Read about whether the Chase easy access saver is a best buy and if you're eligible for the top rate.

Oojal Dhanjal
Editorial Content Producer

Oojal has a background in consumer journalism and is interested in helping people make the most of their money.Oojal has an MA in international journalism from Cardiff University, and before joining MoneyWeek, she worked for Look After My Bills, a personal finance website, where she covered guides on household bills and money-saving deals.Her bylines can be found on Newsquest, Voice Wales, DIVA and Sony Music, and she has explored subjects ranging from politics and LGBTQIA+ issues to food and entertainment.Outside of work, Oojal enjoys travelling, going to the movies and learning Spanish with a little green owl.