Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Are you likely to run out of money in retirement?
Working out how much to withdraw from a pension can be tricky given the uncertainty when planning for living costs, investment returns and longevity.
By Laura Miller Published
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Pension fees: how to check yours for a retirement boost worth thousands
Nearly three in five UK adults are unaware of the fees they pay on their pension, despite research showing that higher fees could wipe tens of thousands of pounds off the value of your retirement fund
By Dan McEvoy Published
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Beware the savings tax trap: pensioners face paying £2.5 billion in tax on their interest
Savers are being urged to look at ways to shelter their cash from the taxman as the tax burden on savings escalates.
By Ruth Emery Last updated
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The common ways you could have invalidated your travel insurance – and how to avoid them
It can be easy to accidentally breach the terms of your travel insurance. We look at the most common ways this can happen, and how you can avoid them.
By Daniel Hilton Published
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What to do with old £20 notes – how to exchange old notes and coins
We explain what to do with old £20 and £50 notes as they are no longer legal tender in the UK — plus where you can exchange them for new polymer banknotes
By Oojal Dhanjal Last updated
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Green mortgages: how do they work and how much can you save?
Most high-street lenders now offer some kind of green mortgage deal. We look at who’s eligible, how to apply and the mortgage rates and cashback on offer
By Ruth Emery Published
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Rachel Reeves urged to avoid pension tax relief raid or risk ‘Omnishambles Budget’
It might seem like low-hanging fruit, but cutting pension tax relief would be a dangerous move for the chancellor, says former pensions minister Steve Webb
By Katie Williams Published
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Will mortgage rates fall this year?
Average mortgage rates have climbed slightly, amid signs that lenders have become “jittery”. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
By Ruth Emery Last updated
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Disposable income divide – areas with the most and least cash at the end of the month
Not much left over after you’ve paid all your bills? You could be living in a low financial resilience area. Here’s what to do about it – and the picture across the country.
By Laura Miller Published