Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Premium Bonds holders wait three years on average before winning a prize
Premium Bonds savers face waiting years before winning a prize, and those with lower holdings have less chance of a win.
By Daniel Hilton Published
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Government refuses to give families more time to pay inheritance tax on pensions
Calls to double the amount of time families have to pay inheritance tax when pensions are included from next April have been rejected by the government
By Laura Miller Last updated
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FCA car finance compensation: millions of drivers to get around £830 each
Millions of drivers will begin to get payouts within months, under the City watchdog’s redress scheme for mis-sold car finance
By Laura Miller Last updated
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State pension entitlement gaps: Blow as National Insurance credit system delayed until April 2027
A scheme to protect the state pension records of mothers affected by the introduction of the High Income Child Benefit Charge in 2013 has been delayed by a year.
By Laura Miller Published
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The elite £2m ISA club – here’s how to join
A £2 million ISA won’t be achievable for everyone – but almost 300 Brits have already reached this goal. How can you join them?
By Laura Miller Published
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How does the Lifetime ISA work? Key LISA rules
What is a Lifetime ISA (LISA) and how much could the government bonus boost your savings by? We look at the perks and the pitfalls.
By Dan McEvoy Last updated
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How Paresh Raja of MFS became “disruptor of the year”
Paresh Raja of Mayfair-based MFS was hailed in 2025 for shaking up the private credit market. That might prove to be apt for all the wrong reasons.
By Jane Lewis Published
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Your state pension could be compromised if you “contracted out”
If you contracted out of the state pension you may receive a smaller income in retirement. You should check your NI contributions – here's how
By David Prosser Published
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Should you take out life insurance to avoid inheritance tax?
People are taking out life insurance to avoid inheritance tax bills in the future. Does that make sense?
By David Prosser Published
