Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
Explore Personal Finance
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How much should I pay into a pension?
One of the trickiest parts of retirement planning is working out how much to pay into a pension. We explore what to consider when deciding how much to contribute
By Ruth Emery Last updated
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Best fixed rate cash ISAs – earn up to 4.31%
We look at the best fixed rate cash ISAs on the market right now for savers who are willing to lock their cash away for guaranteed tax-free gains
By Daniel Hilton Last updated
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How income tax is calculated
Millions of taxpayers face paying more income tax due to frozen tax allowances. We explain how income tax is calculated.
By Holly Thomas Last updated
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How to limit how much of your Christmas bonus goes to the taxman
It's Christmas bonus season but the boosted pay packet may mean much of your hard-earned reward ends up with HMRC instead of in your pocket
By Marc Shoffman Published
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High earners face £15k income hit by 2029 following Autumn Budget
Rachel Reeves’s Autumn Budget means high earners – or HENRYs – are now looking at an income hit running into the thousands. Can you avoid it?
By Dan McEvoy Published
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Millions underestimate how many paydays are left until retirement - why you should be counting your payslips
Keeping track of how long you will be earning a salary for can help work out how much you need to put into a workplace pension
By Marc Shoffman Published
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HSBC promises to keep all of its bank branches open until 2027
HSBC has extended its branch promise meaning all 327 of its branches will remain open until at least 2027
By Sam Walker Published
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Mortgage market reforms: how the FCA's new affordability rules could help you onto the property ladder
The Financial Conduct Authority (FCA) will consult on a range of changes to mortgage lending rules in 2026 to help underserved borrowers
By Marc Shoffman Published
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How pet insurance can help cut the costs of vet bills
You can temper the expense of vet bills with pet insurance. There are four main types to consider
By Jessica Sheldon Published
