Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Higher earners face £50k pension hole if Reeves caps salary sacrifice in Budget
Chancellor Rachel Reeves Reeves’ rumoured plan to fill her own fiscal black hole by capping salary sacrifice schemes in the Budget could cost workplace pension savers tens of thousands of pounds at retirement
By Laura Miller Last updated
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What is the state pension triple lock?
The UK state pension triple lock is loved by pensioners but hated by economists. What is the triple lock – and what does its future hold?
By Katie Williams Last updated
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Over 50s turn to equity release to clear average £30,000 debt
Equity release is on the rise as homeowners in their 50s seek ways to tap into years of house price rises to pay off mid-life debts
By Laura Miller Published
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Is now a good time to buy a house?
With mortgage rates falling and affordability pressures easing, now could be a good time to buy a house. But if you want to be moved in by Christmas you had better act fast.
By Daniel Hilton Last updated
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Nationwide promises to protect all its branches from closures until at least 2030
The building society has extended its pledge to keep all high street Nationwide and Virgin Money branches open, now until at least 2030.
By Daniel Hilton Published
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Could dividend tax nearly double in the Budget?
Self-employed directors and investors, including pensioners, who get an income from company shares would be hit if the rumoured move to hike dividend tax goes ahead.
By Laura Miller Published
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Waspi women compensation decision to be reconsidered by the government
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years. We outline the journey so far and explore whether they might finally receive some money.
By Ruth Emery Last updated
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Rishi Sunak: We need a cultural change to make people invest
Podcast On the MoneyWeek Talks podcast, Rishi Sunak tells Kalpana Fitzpatrick that we need better numeracy skills to improve financial literacy and boost the economy.
By Kalpana Fitzpatrick Published
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Reeves ‘won’t target tax-free pension cash’ – but damage already done for some savers
Chancellor Rachel Reeves has reportedly ruled out a cut to the amount of pension money retirees can take tax-free. But after months of speculation, it will be too late for anyone who pulled out of their pension based on pre-Budget jitters, as wealth experts warn against irreversible decisions.
By Laura Miller Last updated
