Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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How to file a self-assessment tax return
Millions of people in the UK have to file a tax return to HMRC every year. We share our step-by-step guide.
By Marc Shoffman Last updated
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ISAs vs savings accounts: what’s the best home for your cash savings?
Competitive savings interest rates can put savers at risk of being taxed on the interest earned. After changes to cash ISAs and the tax rate on savings interest were announced in the Autumn Budget, we compare the pros and cons of cash ISAs with other savings accounts.
By Jessica Sheldon Last updated
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The pros and cons of smart meters: Are they any good?
Smart meters can help you track and budget your energy usage. We compare them to regular meters and consider whether it’s worth getting one.
By Daniel Hilton Last updated
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MoneyWeek Talks: The funds to choose in 2026
Podcast Fidelity's Tom Stevenson reveals his top three funds for 2026 for your ISA or self-invested personal pension
By Kalpana Fitzpatrick Published
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Should you add gold to your pension?
Gold price movements have been eye-catching over the past year. Should you put some gold in your pension?
By Dan McEvoy Published
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Millions of Premium Bonds prizes are still unclaimed. Could some be yours?
More than £114 million is sitting idle in unclaimed Premium Bonds prizes. Could you have unknowingly won a prize in the Premium Bonds draw? Here's how to find out.
By Daniel Hilton Last updated
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What’s happening with UK house prices? Latest property market moves and forecasts
House price growth appears to be on the rebound following a subdued 2025. Where are prices heading in 2026 and beyond?
By Daniel Hilton Last updated
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How Junior ISAs could help with inheritance tax planning
Looming inheritance tax changes will limit how much pension wealth can be passed on but more people may be maxing out their loved ones’ JISA allowance instead
By Marc Shoffman Published
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How to check for Premium Bonds prizes
NS&I’s Premium Bonds prize draw makes two people millionaires overnight every month. We explain how to check to see if you’ve won any cash
By Daniel Hilton Last updated
