Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
Explore Personal Finance
-
Fresh warning over high-risk mini-bond investments – what to watch out for
Investors are being enticed by promises of high, often guaranteed, returns but buying investments from unregulated firms offers fewer protections when something goes wrong. Here’s what to look out for with mini-bonds.
By Laura Miller Published
-
Would your cash be better off in an investment trust?
With tens of billions in savings being eroded away by inflation, Brits could be better off putting their money to work in an investment trust
By Dan McEvoy Published
-
What is the 25% pension tax-free cash - and when should you take it?
There’s plenty of speculation that the 25% tax-free cash savers can take from their pension pots could be cut in the forthcoming Autumn Budget. But, what is it and how does it work?
By Ruth Emery Last updated
-
Energy meter reading day October: how to take one as Ofgem energy price cap rises
Meter reading day takes place every three months when the new energy price cap kicks in. Households will want to take a reading on 1 October as energy bills for those on variable tariffs are set to rise by 2%.
By Daniel Hilton Last updated
-
11 reasons you need to register for self-assessment before 5 October
There are lots of reasons why you may need to register for self-assessment. But you’ll need to act fast to meet the 5 October deadline
By Ruth Emery Last updated
-
Investment clubs thrown lifeline after account closures – how to invest with friends
Interactive Investors’ decision to stop providing accounts to investment clubs put the novice trading groups at risk, but a new player has swooped in to enter the market and continue kitchen table trading
By Laura Miller Published
-
Generation X falls behind on retirement savings: how to boost your pension pot
The over-50s are lagging behind other generations when it comes to pension savings – here's why
By Marc Shoffman Published
-
How are Premium Bonds prize winners notified – and who is Agent Million?
We look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million?
By Ruth Emery Last updated
-
Landlord tax investigations net HMRC record £107m – the pitfalls to avoid
Residential landlords had to pay an average of £13,713 each in tax from undisclosed rental income last year, the highest amount since a crackdown began a little over a decade ago
By Laura Miller Published