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Premium Bonds high value hotspots: Where does your region rank?
There’s no guarantee you’ll get a prize in the Premium Bonds draw – but some regions statistically record more wins than others. We look at the number of high value winners where you are.
Premium Bonds are one of the most popular savings products in the UK with around 22.7 million people having at least some money in them.
The unique attraction of Premium Bonds is the possibility of winning between £25 and £1 million in the monthly draw, with prizes being tax-free.
You won’t earn any interest on the money held in Premium Bonds though – so if you don’t win, the spending power of your money could be eroded by inflation.
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This means that regions whose residents save the most in Premium Bonds are likely to get the most prizes, while regions with the least in the savings vehicle are likely to win the least.
MoneyWeek looks at the locations where the highest number of higher value prizes have been won.
The UK’s high value Premium Bond hotspots
The area of the UK with the most prizes over £1,000 won in 2025 was Essex, where 9,472 high value prizes were distributed, though nobody won the £1 million jackpot.
That does not necessarily mean 9,472 individual people won prizes as one person could win more than one higher value prize over the course of the year.
Bondholders in Essex won the most high value prizes of each denomination apart from £100,000 and £1 million in 2025.
Hampshire and the Isle of Wight was in second place, with a collective 8,404 high value Premium Bonds prizes won in 2025. Kent was a close third, with 8,317 high value prizes won in the region last year.
Swipe to scroll horizontally
Top 10 areas for high value Premium Bonds prizes
Area
£1,000
£5,000
£10,000
£25,000
£50,000
£100,000
£1,000,000
Total high value prizes won
Essex
8,029
786
404
140
76
37
0
9,472
Hampshire And Isle Of Wight
7,139
668
355
137
65
40
0
8,404
Kent
7,052
707
345
125
61
27
0
8,317
Surrey
6,633
589
314
123
59
25
0
7,743
Outer London
6,257
580
269
111
51
32
0
7,300
Hertfordshire
5,126
505
264
116
49
22
1
6,083
Devon
4,911
467
230
94
40
20
0
5,762
West Sussex
4,661
441
212
82
52
19
0
5,467
Unknown
4,393
410
203
104
40
23
2
5,175
Inner London
4,055
366
187
84
46
18
0
4,756
Source: NS&I data covering 2025, obtained by MoneyWeek
On the other hand, Premium Bonds holders in the City of Edinburgh were the least likely to win a high value prize in 2025.
Savers in the Scottish capital won just 111 high value prizes between them in the entirety of 2025.
The area with the second-fewest high value prizes won was Australia, as only 202 high value prizes were distributed to holders in the country last year.
Swipe to scroll horizontally
Regions with the fewest high value Premium Bonds prizes
Area
£1,000
£5,000
£10,000
£25,000
£50,000
£100,000
£1,000,000
Total high value prizes won
City Of Edinburgh
86
11
8
3
1
1
1
111
Australia
178
14
7
2
1
0
0
202
East Midlands
205
13
7
2
2
0
0
229
Ealing
285
42
14
3
11
2
0
357
Sheffield
387
37
18
9
2
2
0
455
Merseyside
398
34
19
10
4
0
0
465
Glasgow City
506
51
16
6
9
1
0
589
West Central Scotland
551
45
20
5
4
1
0
626
Coventry
540
58
23
7
2
3
0
633
Liverpool
609
60
28
14
4
4
1
720
Source: NS&I data covering 2025, obtained by MoneyWeek
Premium Bonds hotspots: Where does your region rank?
You can use the searchable table below to find out how many high value Premium Bonds prizes were won in your region last year.
Premium Bonds jackpot hotspots
The £1 million Premium Bonds jackpot is the most coveted prize in every monthly draw.
There are two £1 million payouts in every prize draw, meaning there were 24 jackpot prizes in 2025.
There were two jackpot winners in Cumberland and in Norwich last year. A further two were won by people in unknown parts of the country.
Swipe to scroll horizontally
2025 Premium Bonds jackpot winners by region
Area
Number of jackpots won
Cumberland
2
Norwich
2
Unknown
2
City Of Edinburgh
1
Liverpool
1
Kirklees
1
Stockport
1
South Yorkshire
1
Central Bedfordshire
1
York
1
North Eastern Scotland
1
Shropshire
1
County Durham
1
Nottingham
1
Suffolk
1
Overseas
1
Gloucestershire
1
Cornwall
1
Source: NS&I data covering 2025, obtained by MoneyWeek
Where are the most individual high value Premium Bonds winners?
The above data shows the total number of high value Premium Bonds prizes won in each region, but the rankings differ slightly when looking at the regions with the most individuals who won Premium Bonds prizes in 2025.
While the top 10 regions remain the same, there are some regions that climb or fall in the ranking when looking just at unique winners as some people win a high value prize more than once.
You can search the list below to see the regions with the most individual high value Premium Bonds winners.
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Daniel is a financial journalist at MoneyWeek, writing about personal finance, economics, property, politics, and investing.
He covers savings, political news and enjoys translating economic data into simple English, and explaining what it means for your wallet.
Daniel joined MoneyWeek in January 2025 and previously worked at The Economist in their Audience team. He read history at Emmanuel College, Cambridge and edited Cambridge's student newspaper, Varsity.
In his free time, he likes reading, walking around Hampstead Heath, and cooking overambitious meals.
