Home insurance and storm damage: how the 55mph storm damage definition could affect you

If Storm Éowyn damaged your home, then this 55mph could mean you may not be able to make a claim on your home insurance

person with union jack umbrella in storm
(Image credit: Getty Images/paul mansfield photography)

Households are braced for damage to their homes and gardens amid the latest storm to hit the UK.

This could cause yet another rise in home insurance claims and payouts but there is a storm definition that insurers can use to reject claims – the 55mph rule.

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Marc Shoffman
Contributing editor

Marc Shoffman is an award-winning freelance journalist specialising in business, personal finance and property. His work has appeared in print and online publications ranging from FT Business to The Times, Mail on Sunday and the i newspaper. He also co-presents the In For A Penny financial planning podcast.