The best 0% balance transfer credit cards

If you have credit card debt, 0% balance transfer credit cards can save you £1,000s and reduce your total cost of borrowing. We list some of the best deals on the market today

Handing Over a Credit Card for Contactless Payment
(Image credit: Getty Images)

Balance transfer credit cards can slash the costs of existing credit card debt and could save you thousands by reducing the interest you pay.

These cards allow you to transfer debt from one credit card provider to another at 0% interest — as long as you keep up with monthly payments and do not use the card for purchases. There is usually a one-off fee, though some cards offer no transfer fee and 0% interest.

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Vaishali has a background in personal finance and a passion for helping people manage their finances. As a former staff writer for MoneyWeek, Vaishali covered the latest news, trends and insights on property, savings and ISAs.

She also has bylines for the U.S. personal finance site Kiplinger.com and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury.

With contributions from