Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
By Samantha Partington Last updated
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More borrowers are taking marathon mortgages that will last into retirement – how risky are they?
Quilter has uncovered a 251% increase in the number of borrowers taking out longer loan terms but the wealth manager suggests this isn't necessarily a bad thing. We examine the risks
By Marc Shoffman Published
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Rents outpace mortgages with 21% rise over three years
Renters have seen a bigger increase in their monthly housing costs since 2022 than mortgaged homeowners, according to Zoopla
By Ruth Emery Published
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Rachel Reeves announces permanent 95% mortgage guarantee scheme
Mortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5%
By Ruth Emery Last updated
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Millions of homeowners to see mortgage payments rise
Mortgage holders with deals expiring soon can expect to pay more, according to Bank of England calculations, though the increase is less than previously forecast
By Laura Miller Published
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Reducing cash ISA limit will make lending difficult and expensive, warn providers
An open letter from the Building Societies Association has urged the chancellor to keep the cash ISA limit at £20,000. We look at whether a smaller cash ISA allowance will make it harder to get a mortgage or loan
By Daniel Hilton Published
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
By Holly Thomas Last updated
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Is a mortgage in retirement always a bad idea?
A mystery shopper exercise shows high street lenders are “shunning” retirees looking to take out a mortgage. Are they right to do so?
By Katie Williams Published
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Trump trade tariffs: UK mortgage rates fall in 'silver lining' for borrowers
Stock markets have been rattled by Trump's trade tariffs but benefits are emerging for mortgage customers
By Marc Shoffman Last updated
