Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Rachel Reeves announces permanent 95% mortgage guarantee scheme
Mortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5%
By Ruth Emery Last updated
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Millions of homeowners to see mortgage payments rise
Mortgage holders with deals expiring soon can expect to pay more, according to Bank of England calculations, though the increase is less than previously forecast
By Laura Miller Published
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Reducing cash ISA limit will make lending difficult and expensive, warn providers
An open letter from the Building Societies Association has urged the chancellor to keep the cash ISA limit at £20,000. We look at whether a smaller cash ISA allowance will make it harder to get a mortgage or loan
By Daniel Hilton Published
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
By Holly Thomas Last updated
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Is a mortgage in retirement always a bad idea?
A mystery shopper exercise shows high street lenders are “shunning” retirees looking to take out a mortgage. Are they right to do so?
By Katie Williams Published
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Trump trade tariffs: UK mortgage rates fall in 'silver lining' for borrowers
Stock markets have been rattled by Trump's trade tariffs but benefits are emerging for mortgage customers
By Marc Shoffman Last updated
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Should you overpay your mortgage or invest?
Homeowners in the fortunate position of having spare cash may be weighing up if they should use it to reduce their mortgage debt or invest it. We explain which one might work best for you
By Ruth Emery Last updated
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Mortgage overpayment calculator: can you pay off your home loan early?
Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance.
By Holly Thomas Last updated
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RICS: UK housing market starts to lose momentum
The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties”
By Ruth Emery Published
