Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Should you overpay your mortgage or invest?
Homeowners in the fortunate position of having spare cash may be weighing up if they should use it to reduce their mortgage debt or invest it. We explain which one might work best for you
By Ruth Emery Last updated
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Mortgage overpayment calculator: can you pay off your home loan early?
Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance.
By Holly Thomas Last updated
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RICS: UK housing market starts to lose momentum
The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties”
By Ruth Emery Published
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What is an offset mortgage and should you consider one?
Offset mortgages are a good way to put your money to work. We explain what they are and if they might work for you.
By Holly Thomas Last updated
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Should mortgage lending rules be relaxed to boost the UK economy?
Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.
By Marc Shoffman Published
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Mortgage warning: Surge in “ultra-long” home loans that run past state pension age even as rates are falling
One million homeowners have taken out mortgages that they will still be paying off in retirement even as rates drop. We take a close look at the figures - plus, how to make your mortgage more affordable.
By Ruth Emery Last updated
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TSB did not breach 'mortgage prisoner' contracts, judge rules
News The preliminary ruling could undermine a class action being brought by 'mortgage prisoners', who claim they have been unfairly tied in to high interest rates.
By Henry Sandercock Last updated
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Nationwide allows first-time buyers to borrow six times earnings - but is it a good idea?
The UK's biggest building society is to allow first-time buyers with a 5% deposit to borrow up to six times their income
By Chris Newlands Published
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How did the August interest rate cut affect savings and mortgages?
Analysts at Moneyfacts have analysed the impact the last Bank of England interest rate cut had on personal finances. Here’s what they found.
By Henry Sandercock Published