Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
By Holly Thomas
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Is a mortgage in retirement always a bad idea?
A mystery shopper exercise shows high street lenders are “shunning” retirees looking to take out a mortgage. Are they right to do so?
By Katie Williams
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Should you fix your mortgage or opt for a variable rate?
With speculation rife the Bank of England is set to continue cutting rates in May and throughout 2025, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Samantha Partington
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Trump trade tariffs: UK mortgage rates fall in 'silver lining' for borrowers
Stock markets have been rattled by Trump's trade tariffs but benefits are emerging for mortgage customers
By Marc Shoffman
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Should you overpay your mortgage or invest?
Homeowners in the fortunate position of having spare cash may be weighing up if they should use it to reduce their mortgage debt or invest it. We explain which one might work best for you
By Ruth Emery
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Mortgage overpayment calculator: can you pay off your home loan early?
Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance.
By Holly Thomas
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RICS: UK housing market starts to lose momentum
The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties”
By Ruth Emery
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What is an offset mortgage and should you consider one?
Offset mortgages are a good way to put your money to work. We explain what they are and if they might work for you.
By Holly Thomas
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Should mortgage lending rules be relaxed to boost the UK economy?
Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.
By Marc Shoffman