Always late to the ISA party? It may have cost you £123k over the past 20 years

Delaying investing in stocks and shares ISAs until the end of the tax year has been a surefire way to lose money over the last two decades, according to new analysis

Man looking at a stock market screen showing losses
It generally pays to be an ISA early bird
(Image credit: Getty Images)

Early bird catches the worm, is the old adage. And rarely has this been truer than when it comes to investing.

Stock and shares investors who delayed until the end of the tax year to use their ISA allowance would have missed out on a whopping £123,000 each over the past 20 years, according to research by financial advice firm Bowmore Wealth.

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Laura Miller

Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites