Latest articles by Laura Miller
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Millions face savings tax bills – how to shield your money
Millions of Brits could face savings tax this year as their interest earned exceeds the personal savings allowance. Are you at risk?
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Cash ISA vs stocks and shares ISA: which is better for your money?
The debate over low-risk cash ISAs versus higher-returning stocks and shares ISAs overlooks the fact that both have an important role for different goals
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Pension tax relief: what it is and how it can boost your retirement savings
Most Brits don’t know their pension tax relief rate. As the end of the tax year approaches, savers may be missing a valuable opportunity to boost their retirement pot via this valuable perk.
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How to manage higher private school fees
Private school fees have soared by thousands following the addition of VAT, and further increases could lie in store going forward. We explain how to manage the higher costs.
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What are ‘deprivation of assets’ care cost rules? – and how to stick to them
Care costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ‘deprivation of assets’ rules when it comes to paying for care.
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Is it still worth paying into a pension in your 60s?
What are the financial benefits of continuing to pay into a pension as you approach retirement age? In an exclusive analysis, we show the reality of pension saving into your 60s.
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How Avios points work: how to collect and spend them
Avios points offer worthwhile rewards for the savvy traveller but the cost of using them is on the rise. We explain how to collect, keep track of, and make the most of your Avios points
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Three simple inheritance tax mistakes could cost your family £100,000s – are you missing out?
About 3,700 more deaths resulted in inheritance tax in 2022-2023, according to the latest data from HMRC. But some families are paying more IHT than they need to because they are not taking advantage of valuable loopholes. We explain how.
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FCA to lift pause on car finance complaints in May 2026
The FCA will lift the pause on car finance complaints on 31 May 2026. It is important that complaints are now dealt with promptly, the regulator said
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Pensioners ‘running down larger pots’ to avoid inheritance tax as rule change looms
Changes to inheritance tax (IHT) rules for unused pension pots from April 2027 could trigger an ‘exodus of large defined contribution pension pots’, as retirees spend their savings rather than leave their loved ones with an IHT bill.
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Gender pensions gap widens – how women can boost their pension
Women are making do, on average, with just two thirds of the pension of a man, according to new analysis, as time out for caring exacerbates the gender pay gap and further widens the gender pension gap. We look at five ways women can boost their pension.
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Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a year
Thousands of eligible households are still failing to apply for Pension Credit. We explain who qualifies for Pension Credit and how to apply
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Why getting sick will cost you up to £700 a month in pension savings
More people could face a state pension shortfall as the healthy life expectancy age declines to its lowest level for 15 years. Do you have £700 extra a month to cover your sick years?
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Carers facing retirement shortfall - how to boost your pension
A growing pensions gap shows carers retire with significantly less private pension income than the national average
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Pensions vs savings accounts: which is better for building wealth?
Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?
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ISA fund and trust picks for every type of investor – which could work for you?
Whether you’re an ISA investor seeking reliable returns, looking to add a bit more risk to your portfolio or are new to investing, MoneyWeek asked the experts for funds and investment trusts you could consider in 2026
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Inheritance fights are on the rise – here’s why and what to do if it happens to you
Families are increasingly disputing inheritances, as age-related and economic factors force a tussle over the last will and testament of loved ones. What should you do if you find yourself in the middle of a fight over money?
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An experienced investor’s end of tax year checklist
The clock is ticking down before the end of the 2025/26 tax year, when any tax-free savings and investment allowances are lost. For experienced investors, though, the deadline for some tax-saving schemes is even earlier.
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13 ways to get a tax-free income every year
Millions more people are paying income tax as a result of frozen thresholds. But there are still more than a dozen ways to generate an income legally without handing over any of it to HMRC.
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Should you combine your pensions? Pros, cons and key checks
Combining your pensions into a single pot can make managing the money easier – and cheaper. But some old pensions have valuable features you won’t want to lose. We weigh up the pros and cons of consolidating your retirement funds.
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More than 200,000 landlords and sole traders ‘face up to 10%’ cost hike as Making Tax Digital looms
Around 212,500 UK businesses face potentially ‘tens of millions’ in extra accountancy costs under the government’s incoming Making Tax Digital initiative, experts have warned
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Inheritance tax investigations chase 14,000 bereaved families for underpayment
HMRC investigated a third more families over inheritance tax bills in the three years to April 2025 following a government crackdown on underpayments.
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What is a care fees annuity and how much does it cost?
How we will be cared for in our later years – and how much we are willing to pay for it – are conversations best had as early as possible. One option to cover the cost is a care fees annuity. We look at the pros and cons.
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How to navigate the inheritance tax paperwork maze in nine clear steps
Families who cope best with inheritance tax (IHT) paperwork are those who plan ahead, say experts. We look at all documents you need to gather, regardless of whether you have an IHT bill to pay.
