Latest articles by Laura Miller
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FCA car finance compensation: £700 each expected for 14 million drivers
Eligible motorists could get payouts from next year under the financial watchdog’s car finance compensation scheme but a consultation on how it will work is taking longer than first thought
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Reeves told scrapping pension salary sacrifice would cost average earner £377 a year
MPs – including chancellor Rachel Reeves – have received a letter warning of the dangers in reducing or removing salary sacrifice schemes for pension contributions, a plan under consideration by HMRC.
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Nest Pensions abandoned by 10 million workers – why are savers ditching the UK’s biggest workplace pension?
Savers are halting contributions and leaving millions of small pots behind them, Freedom of Information (FOI) data provided exclusively to MoneyWeek shows. We look at why and what it means.
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Warning to up to 3.5 million unmarried couples who risk losing their share of the home
The number of properties owned jointly but unequally by unmarried couples has jumped, leaving millions more exposed to problems if they decide to split. Here’s how to protect your assets.
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UK state pension is least generous in the G7 – how do other rich countries compare?
British retirees get substantially less in state pension than in other wealthy nations, and for fewer years, but the balance is a lower tax burden on working age people
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Inside a Budget: ex-Treasury minister reveals the chess game behind your tax rises
In an exclusive interview with MoneyWeek former government insider David Gauke says chancellor Rachel Reeves will ‘need to show the richest are making a big contribution’ in the upcoming Autumn Budget
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More pensioners dragged into 60% tax trap – could you be caught?
Frozen thresholds are pushing more older workers into paying income tax at levels much higher than the headline rate, new figures show. We look at why and how you can avoid being caught in the 60% tax trap.
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Higher earners face £377 bill if Reeves puts up income tax – do you fit the Treasury’s definition of ‘working people’?
Labour’s election manifesto pledged not to raise National Insurance, VAT or income tax but prime minister Keir Starmer appeared reluctant to repeat the promise this week
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Could Reeves limit pension tax-free cash to £100k? Experts warn retirees against pre-Budget rush
A prominent Labour group of which chancellor Rachel Reeves is a member has suggested more than halving the maximum amount of cash pensioners can take tax-free. But wealth experts are warning retirees against irreversible decisions before the Budget.
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Will taxes rise further in the 2025 Autumn Budget?
Tax hikes in the Autumn Budget are now widely expected as the only way for the chancellor to balance the Treasury’s books but questions remain over what – and who – Rachel Reeves will target
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Family investment companies explained: how the ultra wealthy shield their money from the taxman
Wealthy families are increasingly turning to family investment companies to keep more of their money away from HMRC – but what are these arrangements and how do they work?
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Number of high-earning women jumps 12% – how to convert income into pensions
More women than ever are paying the highest rate of tax as record numbers succeed in high paying professional roles. But their pension saving still needs to catch up
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Family feuds over inheritances surge 61% – how to win the game of will wrangling
Later inheritances, health issues and more complicated family dynamics are increasingly coming into play when it comes to fighting over the family’s fortune. Here’s what you need to know
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Twice as many taxpayers targeted in HMRC capital gains tax crackdown – could you be next?
A rise in the number of capital gains tax penalties follows significant cuts to tax-free allowances, catching more taxpayers out
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More than a million pensioners set to be hit by tax on savings accounts
A combination of higher interest rates and frozen tax thresholds is dragging more people into paying tax on their cash savings
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Inheritance tax receipts surge by £100m as loved ones pay up
Inheritance tax receipts have jumped again, with HMRC raking in £4.4 billion between April and September – £100 million more than the same period a year ago
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Romance scam nets £428k – the red flags most miss
Love and friendship is big business for fraudsters who tricked unsuspecting Brits out of more than £100 million last year. What can be done about it?
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The worst London boroughs to sell a second home as investors face £16k capital gains tax bill
Property investors selling up in London are benefiting from a decade’s worth of house price rises, but for many it’s resulting in higher capital gains tax bills
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4 ways HENRYs can use their pension to keep more of their six-figure incomes
A £100,000 salary isn’t what it used to be, after tax and other penalties. But by putting some of your current earnings into a pension you can end up holding onto more of your income in future. Here’s what you need to know if you’re a ‘HENRY’ – High Earners but Not Rich Yet.
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NHS pensioners rush to use retire-and-return scheme – how it works
The scheme to keep experienced staff from leaving the health service has been a success with a 300% rise in the number of people retiring and then returning to the NHS
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State pension could rise by 4.8% next year – triggering pensioner tax for first time
Frozen income tax thresholds are on a collision course with the state pension increases, dragging more pensioners into paying tax
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DIY pension investors take tax-free cash amid switch to ISAs
Self-invested personal pension (SIPP) investors are rushing to withdraw their tax-free cash and turning to ISAs amid fears of a pension tax raid in the Autumn Budget
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12 ways pensions could be reformed in Budget – including an alternative to charging IHT
Pension savers could face new rules after the Budget if chancellor Rachel Reeves targets their pots to fill her own fiscal black hole – what potential pension changes could be on the way?
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Charitable giving and inheritance tax: 7 tips to avoid complications
Giving some of your estate away to charity can save your family thousands in inheritance tax. But common pitfalls could mean your chosen cause loses out and your loved ones are left with a complex nightmare to unravel. We look at how to do donations right.
