Latest articles by Laura Miller
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Low risk ways to cut your inheritance tax bill before a potential Budget crackdown
More tightening of the rules around inheritance tax – especially around gifting – could potentially be coming in the Budget. Making safe, smart use of the gifting allowances as they currently stand may be a good idea.
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More women are money savvy but wealth worried – 5 ways to boost financial confidence
Women have gained financial empowerment since 1975 but wealth and confidence lags behind. There are some simple ways everyone can build a smart money plan.
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Brits overestimate price of life insurance by 184% – how much does it really cost?
Cost is the biggest barrier to people financially protecting their loved ones with life insurance, with some estimating the cover is ‘too expensive’, but it can be much cheaper than often believed
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26 million Brits at risk of retirement shortfall if state pension triple lock were to be scrapped
Current projections of pensioner poverty assume the state pension triple lock will be in place for the next 50 years. Critics say this is unlikely and revised figures showing pension undersaving among millions more people give a truer picture of the crisis
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Young pension savers expect to ‘need £100,000 plus a year’ for a good retirement
Some under 40s are aiming high for their pensions, reckoning they will need a pot big enough to generate six figures a year in retirement income, according to new research. Those much closer to taking their pension expect to need far less.
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Lasting power of attorney rejections soar 200% costing families £5 million – how to get it right
Reasons for lasting power of attorney applications being rejected include human error but can also be due to the inconsistent views of those reviewing the application.
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Lloyds refunds customers £2 million using chargeback – here’s how it works
More than 40,000 Lloyds customers got their money back when goods didn’t arrive as described, using the chargeback scheme. We look at how chargeback works and ways to protect yourself when shopping online.
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Highest value stocks and shares ISAs worth 17 times more than cash
Ahead of potential ISA reforms in the Budget, new FOI data highlights the significant gap between saving and investing your yearly tax-free allowance
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1 million pensioners relying solely on state pension face £1.4k shortfall
The shortfall between the ‘minimum’ required for Pensions UK’s basic Retirement Living Standards and the full new state pension will be thrust into the spotlight on Saturday
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‘I lost £5k playing the stock market – cutting the cash ISA limit won’t make me invest’
Will chancellor Rachel Reeves cut the cash ISA limit in the Budget to get more Brits investing in UK companies? One reader tells MoneyWeek why Reeves is wrong to turn against cautious savers like him.
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Warren Buffett’s three lessons for pension investors
In his final letter to investors, outgoing Berkshire Hathaway CEO Warren Buffett has some last words of wisdom before, as he says, he will “go quiet” when he steps down at the end of the year.
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Higher earners face £50k pension hole if Reeves caps salary sacrifice in Budget
Chancellor Rachel Reeves Reeves’ rumoured plan to fill her own fiscal black hole by capping salary sacrifice schemes in the Budget could cost workplace pension savers tens of thousands of pounds at retirement
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Over 50s turn to equity release to clear average £30,000 debt
Equity release is on the rise as homeowners in their 50s seek ways to tap into years of house price rises to pay off mid-life debts
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Could dividend tax nearly double in the Budget?
Self-employed directors and investors, including pensioners, who get an income from company shares would be hit if the rumoured move to hike dividend tax goes ahead.
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Reeves ‘won’t target tax-free pension cash’ – but damage already done for some savers
Chancellor Rachel Reeves has reportedly ruled out a cut to the amount of pension money retirees can take tax-free. But after months of speculation, it will be too late for anyone who pulled out of their pension based on pre-Budget jitters, as wealth experts warn against irreversible decisions.
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Radical reforms to state pension age and guaranteed payouts proposed
The state pension age should rise by one year every decade “for the foreseeable future” to make the payments more affordable, former pensions minister Steve Webb has suggested
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Savers tell Reeves: we'll snub stocks and shares ISAs even if cash limit is cut
Chancellor Rachel Reeves could find her rumoured plans to get Britain investing in UK Plc by cutting the cash ISA limit backfire as most savers have said they still wouldn’t switch to stocks and shares if she goes ahead with the move
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What a 2p tax rise in the Budget could mean for the self-employed
Chancellor Rachel Reeves could find her rumoured plans to get Britain investing in UK Plc by cutting the cash ISA limit backfire as most savers have said they still wouldn’t switch to stocks and shares if she goes ahead with the move
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Have a will? It may not be enough to secure your wishes – here’s what you need too
Incorporating a letter of wishes into your estate planning can provide a unique opportunity to personally guide your loved ones on your final wishes for them and you. We explain how a letter of wishes works.
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FCA car finance compensation: £700 each expected for 14 million drivers
Eligible motorists could get payouts from next year under the financial watchdog’s car finance compensation scheme but a consultation on how it will work is taking longer than first thought
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Nest Pensions abandoned by 10 million workers – why are savers ditching the UK’s biggest workplace pension?
Savers are halting contributions and leaving millions of small pots behind them, Freedom of Information (FOI) data provided exclusively to MoneyWeek shows. We look at why and what it means.
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Warning to up to 3.5 million unmarried couples who risk losing their share of the home
The number of properties owned jointly but unequally by unmarried couples has jumped, leaving millions more exposed to problems if they decide to split. Here’s how to protect your assets.
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UK state pension is least generous in the G7 – how do other rich countries compare?
British retirees get substantially less in state pension than in other wealthy nations, and for fewer years, but the balance is a lower tax burden on working age people
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Inside a Budget: ex-Treasury minister reveals the chess game behind your tax rises
In an exclusive interview with MoneyWeek former government insider David Gauke says chancellor Rachel Reeves will ‘need to show the richest are making a big contribution’ in the upcoming Autumn Budget
