
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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Pensions vs savings accounts: which is better for building wealth?
Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?
By Laura Miller Published
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ISA fund and trust picks for every type of investor – which could work for you?
Whether you’re an ISA investor seeking reliable returns, looking to add a bit more risk to your portfolio or are new to investing, MoneyWeek asked the experts for funds and investment trusts you could consider in 2026
By Laura Miller Last updated
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Inheritance fights are on the rise – here’s why and what to do if it happens to you
Families are increasingly disputing inheritances, as age-related and economic factors force a tussle over the last will and testament of loved ones. What should you do if you find yourself in the middle of a fight over money?
By Laura Miller Published
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An experienced investor’s end of tax year checklist
The clock is ticking down before the end of the 2025/26 tax year, when any tax-free savings and investment allowances are lost. For experienced investors, though, the deadline for some tax-saving schemes is even earlier.
By Laura Miller Published
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13 ways to get a tax-free income every year
Millions more people are paying income tax as a result of frozen thresholds. But there are still more than a dozen ways to generate an income legally without handing over any of it to HMRC.
By Laura Miller Published
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Should you combine your pensions? Pros, cons and key checks
Combining your pensions into a single pot can make managing the money easier – and cheaper. But some old pensions have valuable features you won’t want to lose. We weigh up the pros and cons of consolidating your retirement funds.
By Laura Miller Published
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More than 200,000 landlords and sole traders ‘face up to 10%’ cost hike as Making Tax Digital looms
Around 212,500 UK businesses face potentially ‘tens of millions’ in extra accountancy costs under the government’s incoming Making Tax Digital initiative, experts have warned
By Laura Miller Published
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Inheritance tax investigations chase 14,000 bereaved families for underpayment
HMRC investigated a third more families over inheritance tax bills in the three years to April 2025 following a government crackdown on underpayments.
By Laura Miller Published
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What is a care fees annuity and how much does it cost?
How we will be cared for in our later years – and how much we are willing to pay for it – are conversations best had as early as possible. One option to cover the cost is a care fees annuity. We look at the pros and cons.
By Laura Miller Published
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How to navigate the inheritance tax paperwork maze in nine clear steps
Families who cope best with inheritance tax (IHT) paperwork are those who plan ahead, say experts. We look at all documents you need to gather, regardless of whether you have an IHT bill to pay.
By Laura Miller Published
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Power up your pension before 5 April – easy ways to save before the tax year end
With the end of the tax year looming, pension savers currently have a window to review and maximise what’s going into their retirement funds – we look at how
By Laura Miller Published
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How much state pension will I get?
There are several things that determine how much state pension you'll get when you reach state pension age. Here's how to work out your entitlement
By Laura Miller Last updated
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How to pick a SIPP
Self-invested personal pensions (SIPPs) let you manage your retirement savings, but charges and customer service vary greatly between providers. We explain how to choose a SIPP in 2026
By Laura Miller Last updated
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ISAs vs pensions – which is better for retirement?
Pensions are more tax-efficient overall but ISAs offer greater flexibility. Which is the best option as you save for retirement?
By Laura Miller Last updated
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8 ways the ‘sandwich generation’ can protect wealth
People squeezed between caring for ageing parents and adult children or younger grandchildren – known as the ‘sandwich generation’ – are at risk of neglecting their own financial planning. Here’s how to protect yourself and your loved ones’ wealth.
By Laura Miller Published
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Pensioners with larger pots are driving record annuity sales – is now a good time to buy an annuity?
Fewer annuities were sold last year but of the people who did buy them, more used bigger pension pots, according to the latest data. Should you buy an annuity?
By Laura Miller Last updated
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Making Tax Digital: what is it and who does it affect?
Sole traders and landlords will have to start reporting their earnings digitally on a quarterly basis to HMRC from this April – here is what you need to know
By Laura Miller Last updated
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The ‘mirror will’ flaw which could mean your savings end up with strangers – how to protect your legacy
Writing a will lets you pass your wealth onto your loved ones. But couples with a so-called ‘mirror will’ could unintentionally leave their family exposed to being cut out.
By Laura Miller Published
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Average income tax by area: The parts of the UK paying the most tax mapped
The UK’s total income tax bill was £240.7 billion 2022/23, but the tax burden is not spread equally around the country. We look at the towns and boroughs that have the highest average income tax bill.
By Laura Miller Published
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Inheritance tax investigations net HMRC an extra £246m from bereaved families
HMRC embarked on almost 4,000 probes into unpaid inheritance tax in the year to last April, new figures show, in an increasingly tough crackdown on families it thinks have tried to evade their full bill
By Laura Miller Published
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Pension tax relief: why the taxman could owe you money
Millions of pounds in pension tax relief is going unclaimed. If you haven't yet completed your tax return ahead of the 31 January deadline, don't forget to claim any tax relief you’re owed.
By Laura Miller Last updated
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Top reasons homeowners use equity release to access £4 trillion housing wealth
The equity release market grew 11% in 2025, according to the latest data, as the over 55s rushed to make use of the trillions of pounds tied up in their homes. Here’s what they did with the money.
By Laura Miller Published
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Waspi women compensation rejected again by the government
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years. We outline the journey so far and explore whether they might finally receive some money.
By Laura Miller Last updated
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Best places to live in England and Wales in 2026 – and how much they cost
Criteria like value for money, natural beauty, good schools, jobs and a high quality of life are key for those looking at areas to buy a house – but how much will it cost you to live in a high ranking town or city? We reveal the best places to live in England and Wales.
By Laura Miller Published
