
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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Top 3 reasons families fight over inheritance – and how to avoid disputes
Delays in the probate process mean more cases are hitting the courts, with family tensions fizzing over as they wait for a resolution to inheritances
By Laura Miller Published
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Government launches full review of parental leave and pay – what could it mean for you?
The government wants parental leave to be fairer - will its shake-up fix the widespread problem for families?
By Laura Miller Published
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Portfolio landlords could save £8,500 by remortgaging – or risk costs soaring by £23,000
Buy-to-let landlords with multiple properties could save thousands by taking advantage of this year’s lower mortgage rates, but failing to refinance could see them hit with a £23,000 bill.
By Laura Miller Published
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‘Inheritance tax insurance’ enquiries are soaring – but is it worth it?
Premiums for whole of life insurance can run to £5,000 a month to cover a £300,000 inheritance tax bill, with policies costing more the older you take them out.
By Laura Miller Published
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What house features do homebuyers look for? How to boost house price by £20k
When it comes to selling property, these house features are likely to seal the deal for prospective buyers
By Laura Miller Last updated
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7 potential stock market winners from Labour’s industrial strategy
Investing on the coat-tails of government ambition can be a good way to take advantage of public support for certain private projects.
By Laura Miller Published
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How you could boost household income by £16k tax-free – five legal loopholes
Knowing your way around the tax system means you can take advantages of ways to keep more of your income tax-free
By Laura Miller Published
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HSBC UK slashes financial advice fee to 1% for Premier customers – how does it compare to other £100k accounts?
Natwest and Lloyds offer competing accounts with a range of perks from cheaper mortgages to cashback to entice those with £100,000 or more in savings and investments. Is HSBC’s reduced fee worth considering?
By Laura Miller Published
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How to find the best stocks and shares ISA
With so much choice it can be hard to work out which stocks and shares ISA is right for you. We explain how to compare providers.
By Laura Miller Published
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Brits could use ‘highly effective’ estate planning tool to cut inheritance tax rate by 10%
Inheritance tax policy changes are prompting a surge in individuals overhauling their plans for their estate, say professional advisers
By Laura Miller Published
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Inheritance tax pension rule could make six times more over 55s liable – how investing in onshore bonds can help
Financial advisers have switched to recommending onshore bonds to help clients avoid inheritance tax and pass on wealth
By Laura Miller Published
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‘Reeves’s inheritance tax policy is causing sheer terror for our family business’
Thousands of families fear they’ll have no option but to look at selling their firms in a fire sale to pay inheritance tax bills, due to Rachel Reeves’s changes to business property relief
By Laura Miller Published
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Millions of over 50s fear pension investment risk – how should you position your portfolio?
To de-risk or not to de-risk, that is the question. Act too late and you could face irreversible losses. Move too early and miss out on significant gains that could transform your retirement.
By Laura Miller Published
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Why getting sick will cost you £500 a month in pension savings
More people could face a state pension shortfall as the healthy life expectancy age declines. Do you have £500 extra a month to cover your sick years?
By Laura Miller Published
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Inheritance tax scam warning – how to protect your pension pots ahead of 2027 rule change
Pensions are expected to be included in estates for inheritance tax purposes from 2027 - but experts warn that savers should be wary of too-good-to-be-true avoidance schemes
By Laura Miller Published
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Inheritance tax home loan scheme beats HMRC but lawyers warn of the risks
Schemes widely sold to the middle classes in the early 2000s to avoid inheritance tax are now finding their way to the courts as the tax office disputes their legality
By Laura Miller Published
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Will writing services rated for customer service amid DIY dangers
Badly written wills can lead to costly fights over probate with many DIY firms shirking liability
By Laura Miller Published
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The higher earners who are a significant target for taxes – and how they could be hit in Autumn Budget
Frozen income tax thresholds and the high cost of housing is squeezing many Britons, and their finances could suffer from further tax hikes aimed at the wealthy
By Laura Miller Published
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Pension frenzy: 55-year-olds taking lump sums surges – three things to consider before withdrawing early
Looming inheritance tax rule changes are expected to trigger more demand for pension cash among younger retirees in coming years, prompting experts to warn they could run out of money
By Laura Miller Published
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5 reasons why now is the time to audit your savings and investments
Last-minute decisions made in April’s rush towards the end of the financial year could cost you
By Laura Miller Published
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Pensioner poverty hotspots – where in the UK retirement is most of a struggle
We look at where in the UK over 50s are at greater risk of financial vulnerability due to low homeownership and higher cost of living
By Laura Miller Published
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Divorce financial settlement fights surge – why it pays to agree terms early
Lawyers expect more court battles as tax rises and sharp falls in asset values make divorcing financially more difficult.
By Laura Miller Published
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High pension fees could take £70k from your retirement pot – time to check what you’re paying
Eight out of 10 savers have no idea what fees they are paying to their pension provider to manage their retirement fund, and these charges can vary wildly.
By Laura Miller Published
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Family left with £20k IHT bill because of out-of-date tax advice
Frozen tax thresholds and dated guidance helped drag the estate into an inheritance tax liability despite extensive use of gifting to avoid a bill
By Laura Miller Published