
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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Zoopla: house price growth stalled in 2025 but forecasts for 1.5% higher next yearSales soared this year with more than a million deals done but buyers drove hard bargains keeping a lid on prices. A small bounceback in valuations is predicted for 2026, depending on where you live.
By Laura Miller Published
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What does an interest rate cut mean for my pension?Interest rates have been cut from 4% to 3.75%. For pension savers and retirees the effects of the drop will depend on the type of retirement pot they have, but could be significant.
By Laura Miller Published
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What are my retirement income options?We’re all told to save into a pension, but there’s widespread confusion about how to take an income from our savings and investments at retirement, a new study has found. We look at your retirement income options.
By Laura Miller Published
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A quarter of a million more pensioners in poverty after state pension age rises – will it go higher?When the state pension age rose to 66, the percentage of 65-year-olds in income poverty more than doubled, new research suggests
By Laura Miller Published
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FCA launches scam checker tool after 800,000 suspected to have lost money to fraudstersSavers and investors can use the tool to check if a firm is the 'real deal' and is actually authorised to provide the services it is offering
By Laura Miller Published
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Making financial gifts to loved ones? Write it down or risk giving an IHT bill tooGiving gifts can be a way to pass on wealth and reduce the inheritance tax bill on your estate but do it wrong and you could leave family and friends more than they bargained for.
By Laura Miller Published
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How to boost your pension potRetirees are at risk of falling short by 10 years or more. Here’s how you can boost your pension pot to plug the shortfall
By Laura Miller Last updated
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The new 4% rule – how much should retirees really draw from their pension in 2026?Brits retiring in 2026 could be withdrawing too much from their pension pots if they stick to an old rule about ‘safe’ limits – with the risk of running out of money in retirement
By Laura Miller Published
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Leaving it too late to gift inheritances costs some of Britain’s wealthiest families £3m eachEven average Brits are being landed with huge and unexpected inheritance tax bills because of a little understood rule around gifting, new figures show
By Laura Miller Published
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Later life ‘brain fog’ could cost you £30,000 – and your investments may be the reasonWealthier households are likely to lose more of their money when cognitive decline sets in, a new report finds, with exposure to the stock markets a potential cause
By Laura Miller Published
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Will taxes rise further in the 2025 Autumn Budget?Tax hikes in the Autumn Budget are now widely expected as the only way for the chancellor to balance the Treasury’s books but questions remain over what – and who – Rachel Reeves will target
By Laura Miller Last updated
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Low risk ways to cut your inheritance tax bill before a potential Budget crackdownMore tightening of the rules around inheritance tax – especially around gifting – could potentially be coming in the Budget. Making safe, smart use of the gifting allowances as they currently stand may be a good idea.
By Laura Miller Published
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More women are money savvy but wealth worried – 5 ways to boost financial confidenceWomen have gained financial empowerment since 1975 but wealth and confidence lags behind. There are some simple ways everyone can build a smart money plan.
By Laura Miller Published
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Brits overestimate price of life insurance by 184% – how much does it really cost?Cost is the biggest barrier to people financially protecting their loved ones with life insurance, with some estimating the cover is ‘too expensive’, but it can be much cheaper than often believed
By Laura Miller Published
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The financial benefits of getting married – should you say 'I do'?Marriage may be on your mind as we approach December, the peak proposal period, but fewer couples are getting hitched, and those that are tying the knot are doing so later. There are legal, financial and tax privileges you could be giving up by not saying ‘I do’ – we look at the financial benefits of getting married
By Laura Miller Last updated
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26 million Brits at risk of retirement shortfall if state pension triple lock were to be scrappedCurrent projections of pensioner poverty assume the state pension triple lock will be in place for the next 50 years. Critics say this is unlikely and revised figures showing pension undersaving among millions more people give a truer picture of the crisis
By Laura Miller Published
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Young pension savers expect to ‘need £100,000 plus a year’ for a good retirementSome under 40s are aiming high for their pensions, reckoning they will need a pot big enough to generate six figures a year in retirement income, according to new research. Those much closer to taking their pension expect to need far less.
By Laura Miller Published
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Lasting power of attorney rejections soar 200% costing families £5 million – how to get it rightReasons for lasting power of attorney applications being rejected include human error but can also be due to the inconsistent views of those reviewing the application.
By Laura Miller Published
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Lloyds refunds customers £2 million using chargeback – here’s how it worksMore than 40,000 Lloyds customers got their money back when goods didn’t arrive as described, using the chargeback scheme. We look at how chargeback works and ways to protect yourself when shopping online.
By Laura Miller Published
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Highest value stocks and shares ISAs worth 17 times more than cashAhead of potential ISA reforms in the Budget, new FOI data highlights the significant gap between saving and investing your yearly tax-free allowance
By Laura Miller Published
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1 million pensioners relying solely on state pension face £1.4k shortfallThe shortfall between the ‘minimum’ required for Pensions UK’s basic Retirement Living Standards and the full new state pension will be thrust into the spotlight on Saturday
By Laura Miller Published
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‘I lost £5k playing the stock market – cutting the cash ISA limit won’t make me invest’Will chancellor Rachel Reeves cut the cash ISA limit in the Budget to get more Brits investing in UK companies? One reader tells MoneyWeek why Reeves is wrong to turn against cautious savers like him.
By Laura Miller Published
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Warren Buffett’s three lessons for pension investorsIn his final letter to investors, outgoing Berkshire Hathaway CEO Warren Buffett has some last words of wisdom before, as he says, he will “go quiet” when he steps down at the end of the year.
By Laura Miller Published
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Higher earners face £50k pension hole if Reeves caps salary sacrifice in BudgetChancellor Rachel Reeves Reeves’ rumoured plan to fill her own fiscal black hole by capping salary sacrifice schemes in the Budget could cost workplace pension savers tens of thousands of pounds at retirement
By Laura Miller Last updated
