Latest articles by Laura Miller
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‘I lost £5k playing the stock market – cutting the cash ISA limit won’t make me invest’
Will chancellor Rachel Reeves cut the cash ISA limit in the Budget to get more Brits investing in UK companies? One reader tells MoneyWeek why Reeves is wrong to turn against cautious savers like him.
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Warren Buffett’s three lessons for pension investors
In his final letter to investors, outgoing Berkshire Hathaway CEO Warren Buffett has some last words of wisdom before, as he says, he will “go quiet” when he steps down at the end of the year.
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Higher earners face £50k pension hole if Reeves caps salary sacrifice in Budget
Chancellor Rachel Reeves Reeves’ rumoured plan to fill her own fiscal black hole by capping salary sacrifice schemes in the Budget could cost workplace pension savers tens of thousands of pounds at retirement
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Over 50s turn to equity release to clear average £30,000 debt
Equity release is on the rise as homeowners in their 50s seek ways to tap into years of house price rises to pay off mid-life debts
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Could dividend tax nearly double in the Budget?
Self-employed directors and investors, including pensioners, who get an income from company shares would be hit if the rumoured move to hike dividend tax goes ahead.
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Reeves ‘won’t target tax-free pension cash’ – but damage already done for some savers
Chancellor Rachel Reeves has reportedly ruled out a cut to the amount of pension money retirees can take tax-free. But after months of speculation, it will be too late for anyone who pulled out of their pension based on pre-Budget jitters, as wealth experts warn against irreversible decisions.
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Radical reforms to state pension age and guaranteed payouts proposed
The state pension age should rise by one year every decade “for the foreseeable future” to make the payments more affordable, former pensions minister Steve Webb has suggested
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Savers tell Reeves: we'll snub stocks and shares ISAs even if cash limit is cut
Chancellor Rachel Reeves could find her rumoured plans to get Britain investing in UK Plc by cutting the cash ISA limit backfire as most savers have said they still wouldn’t switch to stocks and shares if she goes ahead with the move
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What a 2p tax rise in the Budget could mean for the self-employed
Chancellor Rachel Reeves could find her rumoured plans to get Britain investing in UK Plc by cutting the cash ISA limit backfire as most savers have said they still wouldn’t switch to stocks and shares if she goes ahead with the move
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Have a will? It may not be enough to secure your wishes – here’s what you need too
Incorporating a letter of wishes into your estate planning can provide a unique opportunity to personally guide your loved ones on your final wishes for them and you. We explain how a letter of wishes works.
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Nest Pensions abandoned by 10 million workers – why are savers ditching the UK’s biggest workplace pension?
Savers are halting contributions and leaving millions of small pots behind them, Freedom of Information (FOI) data provided exclusively to MoneyWeek shows. We look at why and what it means.
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Warning to up to 3.5 million unmarried couples who risk losing their share of the home
The number of properties owned jointly but unequally by unmarried couples has jumped, leaving millions more exposed to problems if they decide to split. Here’s how to protect your assets.
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UK state pension is least generous in the G7 – how do other rich countries compare?
British retirees get substantially less in state pension than in other wealthy nations, and for fewer years, but the balance is a lower tax burden on working age people
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Inside a Budget: ex-Treasury minister reveals the chess game behind your tax rises
In an exclusive interview with MoneyWeek former government insider David Gauke says chancellor Rachel Reeves will ‘need to show the richest are making a big contribution’ in the upcoming Autumn Budget
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More pensioners dragged into 60% tax trap – could you be caught?
Frozen thresholds are pushing more older workers into paying income tax at levels much higher than the headline rate, new figures show. We look at why and how you can avoid being caught in the 60% tax trap.
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Higher earners face £377 bill if Reeves puts up income tax – do you fit the Treasury’s definition of ‘working people’?
Labour’s election manifesto pledged not to raise National Insurance, VAT or income tax but prime minister Keir Starmer appeared reluctant to repeat the promise this week
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Family investment companies explained: how the ultra wealthy shield their money from the taxman
Wealthy families are increasingly turning to family investment companies to keep more of their money away from HMRC – but what are these arrangements and how do they work?
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Number of high-earning women jumps 12% – how to convert income into pensions
More women than ever are paying the highest rate of tax as record numbers succeed in high paying professional roles. But their pension saving still needs to catch up
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Family feuds over inheritances surge 61% – how to win the game of will wrangling
Later inheritances, health issues and more complicated family dynamics are increasingly coming into play when it comes to fighting over the family’s fortune. Here’s what you need to know
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Twice as many taxpayers targeted in HMRC capital gains tax crackdown – could you be next?
A rise in the number of capital gains tax penalties follows significant cuts to tax-free allowances, catching more taxpayers out
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More than a million pensioners set to be hit by tax on savings accounts
A combination of higher interest rates and frozen tax thresholds is dragging more people into paying tax on their cash savings
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Romance scam nets £428k – the red flags most miss
Love and friendship is big business for fraudsters who tricked unsuspecting Brits out of more than £100 million last year. What can be done about it?
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The worst London boroughs to sell a second home as investors face £16k capital gains tax bill
Property investors selling up in London are benefiting from a decade’s worth of house price rises, but for many it’s resulting in higher capital gains tax bills
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4 ways HENRYs can use their pension to keep more of their six-figure incomes
A £100,000 salary isn’t what it used to be, after tax and other penalties. But by putting some of your current earnings into a pension you can end up holding onto more of your income in future. Here’s what you need to know if you’re a ‘HENRY’ – High Earners but Not Rich Yet.
