
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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More than 200,000 landlords and sole traders ‘face up to 10%’ cost hike as Making Tax Digital looms
Around 212,500 UK businesses face potentially ‘tens of millions’ in extra accountancy costs under the government’s incoming Making Tax Digital initiative, experts have warned
By Laura Miller Published
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Inheritance tax investigations chase 14,000 bereaved families for underpayment
HMRC investigated a third more families over inheritance tax bills in the three years to April 2025 following a government crackdown on underpayments.
By Laura Miller Published
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What is a care fees annuity and how much does it cost?
How we will be cared for in our later years – and how much we are willing to pay for it – are conversations best had as early as possible. One option to cover the cost is a care fees annuity. We look at the pros and cons.
By Laura Miller Published
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How to navigate the inheritance tax paperwork maze in nine clear steps
Families who cope best with inheritance tax (IHT) paperwork are those who plan ahead, say experts. We look at all documents you need to gather, regardless of whether you have an IHT bill to pay.
By Laura Miller Published
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Power up your pension before 5 April – easy ways to save before the tax year end
With the end of the tax year looming, pension savers currently have a window to review and maximise what’s going into their retirement funds – we look at how
By Laura Miller Published
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How much state pension will I get?
There are several things that determine how much state pension you'll get when you reach state pension age. Here's how to work out your entitlement
By Laura Miller Last updated
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How to pick a SIPP
Self-invested personal pensions (SIPPs) let you manage your retirement savings, but charges and customer service vary greatly between providers. We explain how to choose a SIPP in 2026
By Laura Miller Last updated
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ISAs vs pensions – which is better for retirement?
Pensions are more tax-efficient overall but ISAs offer greater flexibility. Which is the best option as you save for retirement?
By Laura Miller Last updated
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8 ways the ‘sandwich generation’ can protect wealth
People squeezed between caring for ageing parents and adult children or younger grandchildren – known as the ‘sandwich generation’ – are at risk of neglecting their own financial planning. Here’s how to protect yourself and your loved ones’ wealth.
By Laura Miller Published
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Making Tax Digital: what is it and who does it affect?
Sole traders and landlords will have to start reporting their earnings digitally on a quarterly basis to HMRC from this April – here is what you need to know
By Laura Miller Last updated
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The ‘mirror will’ flaw which could mean your savings end up with strangers – how to protect your legacy
Writing a will lets you pass your wealth onto your loved ones. But couples with a so-called ‘mirror will’ could unintentionally leave their family exposed to being cut out.
By Laura Miller Published
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Average income tax by area: The parts of the UK paying the most tax mapped
The UK’s total income tax bill was £240.7 billion 2022/23, but the tax burden is not spread equally around the country. We look at the towns and boroughs that have the highest average income tax bill.
By Laura Miller Published
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Inheritance tax investigations net HMRC an extra £246m from bereaved families
HMRC embarked on almost 4,000 probes into unpaid inheritance tax in the year to last April, new figures show, in an increasingly tough crackdown on families it thinks have tried to evade their full bill
By Laura Miller Published
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Top reasons homeowners use equity release to access £4 trillion housing wealth
The equity release market grew 11% in 2025, according to the latest data, as the over 55s rushed to make use of the trillions of pounds tied up in their homes. Here’s what they did with the money.
By Laura Miller Published
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Waspi women compensation rejected again by the government
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years. We outline the journey so far and explore whether they might finally receive some money.
By Laura Miller Last updated
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Best places to live in England and Wales in 2026 – and how much they cost
Criteria like value for money, natural beauty, good schools, jobs and a high quality of life are key for those looking at areas to buy a house – but how much will it cost you to live in a high ranking town or city? We reveal the best places to live in England and Wales.
By Laura Miller Published
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Should you defer your state pension and stay in work?
You could boost your state pension by hundreds or thousands of pounds by deferring it if you don’t need the income right now. We look at how it works, and the pros and cons
By Laura Miller Last updated
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HMRC stamp duty crackdown sees probes of property deals jump 88% – what to watch out for
From bogus stamp duty refund claims to misleading the taxman about who owns a property, HMRC is increasing its scrutiny of stamp duty land tax reporting. Here’s how.
By Laura Miller Published
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‘Sandwich generation’ carers losing £6,000 a year to support elderly relatives
Middle-aged adults are often caught between caring for children or grandchildren and their elderly parents, leaving them taking time out of the workforce and facing a huge hit to wages while they are still trying to save for retirement. We look at the true cost of caring.
By Laura Miller Published
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Self-assessment taxpayers overpaid £8.9 billion last year – could you be owed money?
Millions of taxpayers are paying too much income tax when they file their self-assessment returns, new figures show. Here’s how to avoid overpaying, and the ways to reclaim what you’re owed.
By Laura Miller Published
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‘I thought pensions were dull. Now I have a £1 million pot’
Women are less likely to actively plan for their retirement (though men aren’t that engaged either), new research shows. MoneyWeek spoke to two savers at different ends of the financial and age spectrum about their money decisions – and where those choices lead.
By Laura Miller Published
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Redundancy on the rise – how to manage a sudden drop in income
Unemployment and redundancies are higher than a year ago, new figures show. We look at how to protect your finances if you face a sudden loss of income.
By Laura Miller Published
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What is the ideal time to spend on the property market? How you could risk losing thousands
Time on the housing market matters – get an offer too quickly or too slowly and you’ll often find you have to settle for less than the asking price. What is the ideal time for a property to spend on the market?
By Laura Miller Published
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Six steps business owners should consider before April inheritance tax relief change
New limits to inheritance tax-free allowances are coming in from the Spring that affect business owners. Those looking to sell or transfer their assets into a trust before the changes need to act now
By Laura Miller Published
