
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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Making Tax Digital: what is it and who does it affect?Thousands of sole traders and landlords now have to start reporting their earnings digitally on a quarterly basis to HMRC after changes came in this April – here is what you need to know
By Laura Miller Last updated
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Probate cases taking nearly two years to be granted soar 131% – ways to cut the waitDelays to probate are on the rise with experts warning of worse to come once pensions are subject to inheritance tax rules from next April. But there are ways to help your loved ones now.
By Laura Miller Published
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Probate disputes jump 12% as inheritance fights increaseA thousand more applications to stop the probate process were lodged last year, as family fights over inheritances intensify.
By Laura Miller Published
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Rush to take pension lump sum early hits five year high over inheritance tax fearsThousands more 55 year olds took billions more from their pensions as soon as they could last year before the retirement pots become subject to inheritance tax from next April. We look at what to consider if you are cashing in.
By Laura Miller Published
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The 22-year retirement age gap – does your pension pot fall short of your saving ambitions?Just 14% of Brits are currently on track to retire at the age they want with their desired income, analysis suggests, with many heading decades off course.
By Laura Miller Published
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Government refuses to give families more time to pay inheritance tax on pensionsCalls to double the amount of time families have to pay inheritance tax when pensions are included from next April have been rejected by the government
By Laura Miller Last updated
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State pension entitlement gaps: Blow as National Insurance credit system delayed until April 2027A scheme to protect the state pension records of mothers affected by the introduction of the High Income Child Benefit Charge in 2013 has been delayed by a year.
By Laura Miller Published
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The elite £2m ISA club – here’s how to joinA £2 million ISA won’t be achievable for everyone – but almost 300 Brits have already reached this goal. How can you join them?
By Laura Miller Published
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Can I inherit my partner's ISA? Little-known tax break can boost your allowance by thousandsInheriting a partner’s ISA is fairly simple and comes with special advantages if you’re married or in a civil partnership – knowing what to do with it, however, isn’t always as straightforward
By Laura Miller Last updated
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Crypto investors sent 100,000 capital gains tax warning letters – do you need to pay tax?Investors in crypto assets have been sent 40 times more HMRC capital gains tax warnings than stock traders since 2020, a Freedom of Information request found.
By Laura Miller Published
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Millions face savings tax bills – how to shield your moneyMillions of Brits could face savings tax this year as their interest earned exceeds the personal savings allowance. Are you at risk?
By Laura Miller Last updated
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Cash ISA vs stocks and shares ISA: which is better for your money?The debate over low-risk cash ISAs versus higher-returning stocks and shares ISAs overlooks the fact that both have an important role for different goals
By Laura Miller Last updated
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Pension tax relief: what it is and how it can boost your retirement savingsMost Brits don’t know their pension tax relief rate. As the end of the tax year approaches, savers may be missing a valuable opportunity to boost their retirement pot via this valuable perk.
By Laura Miller Last updated
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How to manage higher private school feesPrivate school fees have soared by thousands following the addition of VAT, and further increases could lie in store going forward. We explain how to manage the higher costs.
By Laura Miller Last updated
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What are ‘deprivation of assets’ care cost rules? – and how to stick to themCare costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ‘deprivation of assets’ rules when it comes to paying for care.
By Laura Miller Published
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Is it still worth paying into a pension in your 60s?What are the financial benefits of continuing to pay into a pension as you approach retirement age? In an exclusive analysis, we show the reality of pension saving into your 60s.
By Laura Miller Published
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How Avios points work: how to collect and spend themAvios points offer worthwhile rewards for the savvy traveller but the cost of using them is on the rise. We explain how to collect, keep track of, and make the most of your Avios points
By Laura Miller Last updated
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Three simple inheritance tax mistakes could cost your family £100,000s – are you missing out?About 3,700 more deaths resulted in inheritance tax in 2022-2023, according to the latest data from HMRC. But some families are paying more IHT than they need to because they are not taking advantage of valuable loopholes. We explain how.
By Laura Miller Last updated
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Pensioners ‘running down larger pots’ to avoid inheritance tax as rule change loomsChanges to inheritance tax (IHT) rules for unused pension pots from April 2027 could trigger an ‘exodus of large defined contribution pension pots’, as retirees spend their savings rather than leave their loved ones with an IHT bill.
By Laura Miller Published
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Why getting sick will cost you up to £700 a month in pension savingsMore people could face a state pension shortfall as the healthy life expectancy age declines to its lowest level for 15 years. Do you have £700 extra a month to cover your sick years?
By Laura Miller Last updated
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Carers facing retirement shortfall - how to boost your pensionA growing pensions gap shows carers retire with significantly less private pension income than the national average
By Laura Miller Last updated
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Pensions vs savings accounts: which is better for building wealth?Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?
By Laura Miller Published
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ISA fund and trust picks for every type of investor – which could work for you?Whether you’re an ISA investor seeking reliable returns, looking to add a bit more risk to your portfolio or are new to investing, MoneyWeek asked the experts for funds and investment trusts you could consider in 2026
By Laura Miller Last updated
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Inheritance fights are on the rise – here’s why and what to do if it happens to youFamilies are increasingly disputing inheritances, as age-related and economic factors force a tussle over the last will and testament of loved ones. What should you do if you find yourself in the middle of a fight over money?
By Laura Miller Published
