
Laura Miller
Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites
Latest articles by Laura Miller
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Top ‘tin hat’ stocks for cautious investors
Professional investors are backing so-called ‘tin hat’ stocks – companies that should do well against even the most volatile macro economic backdrop. We look at four of their favourites
By Laura Miller Published
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Thousands more pay inheritance tax with figures expected to double before decade’s end
Number of deaths triggering inheritance tax rose 13% in a year with more increases predicted as Rachel Reeves’ pension reforms apply from April 2027
By Laura Miller Published
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High earners’ four money pain points – and the one simple way to beat them
Above average earners are juggling high levels of debt so a sudden hit to their income could mean serious financial hardship. But there is a cost-effective solution.
By Laura Miller Published
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Is the 4% pension rule dead? Why the 6% rule could replace it
‘Pensions are for spending’ is the new mantra now inheritance tax will apply to them from April 2027. In exclusive calculations we show how much more you can take from your pension to wind it down completely by age 90.
By Laura Miller Published
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Can I inherit my partner's ISA? – little known tax break can boost your allowance by thousands
Inheriting a partner’s ISA is fairly simple and comes with special advantages if you’re married or in a civil partnership – knowing what to do with it, however, isn’t always as straightforward
By Laura Miller Published
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Record £4,500 pay rise for London nannies – what does a nanny cost where you are?
Features Hiring a nanny can be a lifeline for busy parents but the cost can weigh on the family finances. The price has just jumped all around the country, especially in London.
By Laura Miller Last updated
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More than half of over 65s live alone – here’s how to prepare for a solo retirement
Spending your mature years solo can mean more time to do the things you’ve always wanted, if you’ve planned ahead for the extra costs of single living
By Laura Miller Published
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Pension inheritance tax paperwork nightmare – how to prepare to avoid penalties
Pensions will be included in inheritance tax calculations from April 2027 and in a shock move, your executors will have to shoulder the burden of finding all your unused pots
By Laura Miller Published
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Always late to the ISA party? It may have cost you £123k over the past 20 years
Delaying investing in stocks and shares ISAs until the end of the tax year has been a surefire way to lose money over the last two decades, according to new analysis
By Laura Miller Last updated
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Beware inheritance tax gifting rules – 220 families left with shock bills after error
Families can give away assets during their lifetime to reduce inheritance tax liabilities, but failing to meet gifting rules could trigger unexpected inheritance tax bills
By Laura Miller Published
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Fresh inheritance tax blow for business owners and farmers – could you need a new will?
Draft legislation has revealed a hoped for loophole in business and agricultural property reliefs has been closed tight
By Laura Miller Published
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Reeves’s capital gains tax changes ‘backfire’ as Treasury receipts fall sharply
Capital gains tax rates were increased in the 2024 Budget but fresh data suggests the policy is failing to boost government coffers. Could it put chancellor Rachel Reeves off a wealth tax?
By Laura Miller Published
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House prices rising fastest in areas with highest crime rates – where does your area rank?
Property prices are higher in safer areas but growing more slowly than in places benefiting from gentrification and buy-to-lets
By Laura Miller Published
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HMRC suspects the wealthy underpaid £343m in inheritance tax – how to avoid falling foul of the rules
‘Missing’ inheritance tax is expected to soar as the government aims to raise extra £2 billion through rule changes
By Laura Miller Published
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What is a trust – and should you use it to avoid inheritance tax?
Trusts are surging in popularity as a way to avoid inheritance tax, according to financial advisers on the frontline of estate planning. We look at what trusts are and if they are right for you.
By Laura Miller Published
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Millions of homeowners to see mortgage payments rise
Mortgage holders with deals expiring soon can expect to pay more, according to Bank of England calculations, though the increase is less than previously forecast
By Laura Miller Published
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FTSE 100 dividends: where to find the best yields for UK equities
FTSE 100 dividend forecasts have sagged but investors can still find good yields in UK equities with payments expected to reach more than £80 billion in 2025
By Laura Miller Last updated
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The tax thresholds frozen since the 80s – this is what they should be by now
Allowances could be four times higher if they had kept pace with inflation, according to analysis
By Laura Miller Published
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Expecting an inheritance? Don’t – only a fifth of Boomers plan to part with their cash
Higher priorities are travel and spending time with loved ones, with even those on the highest household incomes shunning inheritances
By Laura Miller Published
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Top 10% of earners pay more than half of all tax – here’s a dozen ways to pay less
Frozen tax thresholds are dragging millions more people into higher and additional rate tax brackets. Will you pay more?
By Laura Miller Published
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Are you in line for a £29k pension boost? Government plans could leave millions better off
Reforms to retirement savings will see savers’ small pots brought together and the creation of pensions ‘megafunds’
By Laura Miller Published
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Carers retire with an average pension of just £6,750
A growing pensions gap shows carers retire with significantly less private pension income than the national average
By Laura Miller Published
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Little-known way inheritance tax pension raid could put thousands of businesses at risk – ‘issue is flying under the radar’
Changes to inheritance tax rules could wipe out 15,000 businesses where owners put their premises in their pension, experts have warned
By Laura Miller Published
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Retired banker who gave wife £80m to avoid inheritance tax won’t face equal split in divorce
Family lawyers say the Supreme Court ruling will have significant impact on high net worth divorce cases
By Laura Miller Published