Laura Miller

Changes to inheritance tax (IHT) rules for unused pension pots from April 2027 could trigger an ‘exodus of large defined contribution pension pots’, as retirees spend their savings rather than leave their loved ones with an IHT bill.

By Laura Miller Published 3 March 26

More people could face a state pension shortfall as the healthy life expectancy age declines to its lowest level for 15 years. Do you have £700 extra a month to cover your sick years?

By Laura Miller Last updated 2 March 26

A growing pensions gap shows carers retire with significantly less private pension income than the national average

By Laura Miller Last updated 27 February 26

Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?

By Laura Miller Published 27 February 26

Whether you’re an ISA investor seeking reliable returns, looking to add a bit more risk to your portfolio or are new to investing, MoneyWeek asked the experts for funds and investment trusts you could consider in 2026

By Laura Miller Last updated 26 February 26

Families are increasingly disputing inheritances, as age-related and economic factors force a tussle over the last will and testament of loved ones. What should you do if you find yourself in the middle of a fight over money?

By Laura Miller Published 26 February 26

The clock is ticking down before the end of the 2025/26 tax year, when any tax-free savings and investment allowances are lost. For experienced investors, though, the deadline for some tax-saving schemes is even earlier.

By Laura Miller Published 25 February 26

Millions more people are paying income tax as a result of frozen thresholds. But there are still more than a dozen ways to generate an income legally without handing over any of it to HMRC.

By Laura Miller Published 24 February 26

Combining your pensions into a single pot can make managing the money easier – and cheaper. But some old pensions have valuable features you won’t want to lose. We weigh up the pros and cons of consolidating your retirement funds.

By Laura Miller Published 24 February 26

Around 212,500 UK businesses face potentially ‘tens of millions’ in extra accountancy costs under the government’s incoming Making Tax Digital initiative, experts have warned

By Laura Miller Published 23 February 26

HMRC investigated a third more families over inheritance tax bills in the three years to April 2025 following a government crackdown on underpayments.

By Laura Miller Published 23 February 26

How we will be cared for in our later years – and how much we are willing to pay for it – are conversations best had as early as possible. One option to cover the cost is a care fees annuity. We look at the pros and cons.

By Laura Miller Published 19 February 26

Families who cope best with inheritance tax (IHT) paperwork are those who plan ahead, say experts. We look at all documents you need to gather, regardless of whether you have an IHT bill to pay.

By Laura Miller Published 19 February 26

With the end of the tax year looming, pension savers currently have a window to review and maximise what’s going into their retirement funds – we look at how

By Laura Miller Published 18 February 26

Self-invested personal pensions (SIPPs) let you manage your retirement savings, but charges and customer service vary greatly between providers. We explain how to choose a SIPP in 2026

By Laura Miller Last updated 16 February 26

Pensions are more tax-efficient overall but ISAs offer greater flexibility. Which is the best option as you save for retirement?

By Laura Miller Last updated 13 February 26

People squeezed between caring for ageing parents and adult children or younger grandchildren – known as the ‘sandwich generation’ – are at risk of neglecting their own financial planning. Here’s how to protect yourself and your loved ones’ wealth.

By Laura Miller Published 13 February 26

Writing a will lets you pass your wealth onto your loved ones. But couples with a so-called ‘mirror will’ could unintentionally leave their family exposed to being cut out.

By Laura Miller Published 11 February 26

The UK’s total income tax bill was £240.7 billion 2022/23, but the tax burden is not spread equally around the country. We look at the towns and boroughs that have the highest average income tax bill.

By Laura Miller Published 9 February 26

HMRC embarked on almost 4,000 probes into unpaid inheritance tax in the year to last April, new figures show, in an increasingly tough crackdown on families it thinks have tried to evade their full bill

By Laura Miller Published 8 February 26

The equity release market grew 11% in 2025, according to the latest data, as the over 55s rushed to make use of the trillions of pounds tied up in their homes. Here’s what they did with the money.

By Laura Miller Published 30 January 26