State pension boost could help millions – how to plug gaps in your National Insurance record

More than 2 million people are not receiving the full amount of state pension and potentially could increase how much they get

State pension age woman looking at a laptop
State pension boost could help millions – how to plug gaps in your National Insurance record
(Image credit: Getty Images)

As many as one in four pensioners are unaware they could get extra income from their state pension by filling in gaps in their National Insurance record, according to new research.

A further 10% of those aged over 66 were unsure about the rules for backdating National Insurance (NI) to increase their state pension, the data from retirement specialist Just Group found.

Subscribe to MoneyWeek

Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE

Get 6 issues free
https://cdn.mos.cms.futurecdn.net/flexiimages/mw70aro6gl1676370748.jpg

Sign up to Money Morning

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter

Sign up
Laura Miller

Laura Miller is an experienced financial and business journalist. Formerly on staff at the Daily Telegraph, her freelance work now appears in the money pages of all the national newspapers. She endeavours to make money issues easy to understand for everyone, and to do justice to the people who regularly trust her to tell their stories. She lives by the sea in Aberystwyth. You can find her tweeting @thatlaurawrites