Isa basics: all you need to know
Isa basics: all you need to know
All you need to know about how Isas work, including how much you can pay in, what you can hold, and how to transfer an Isa.
7 Sep 2022
Why you should consider abandoning your cash Isa
Why you should consider abandoning your cash Isa
Standard savings accounts are paying better rates than their tax-free cash Isa counterparts, says Ruth Jackson-Kirby.
13 Jun 2022
Investing for children: should you get your child a Jisa?
Investing for children: should you get your child a Jisa?
There are several tax-efficient savings options for your children, with a junior individual savings account (Jisa) one of the more popular. So should …
7 Dec 2021
Why you should still put money into a cash Isa
Why you should still put money into a cash Isa
Interest rates may be lousy, but tax-free saving into a cash Isa is still a good idea.
23 Feb 2021
Where to put your savings now that NS&I has cut its rates
Where to put your savings now that NS&I has cut its rates
National Savings & Investments (NS&I) has slashed its interest rates. There are now much better deals for your savings elsewhere, says Ruth Jackson Ki…
2 Oct 2020
Stocks beat cash and bonds over the long term
Stocks beat cash and bonds over the long term
Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That's odd given the higher returns from stocks in the long run.
19 Apr 2019
Isas: Where to stash your cash
Isas: Where to stash your cash
If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the to…
15 Mar 2019
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The best cash Isas for last-minute transfers
The best cash Isas for last-minute transfers
It’s not too late to take advantage of your Isa allowance, says Ruth Jackson. Here are the best options for your cash.
30 Mar 2018
The best Isa deals for your cash
The best Isa deals for your cash
Build up your savings in an Isa and it remains tax-free for life, no matter how large the lump sum becomes. Here’s our round-up of the top rates avail…
16 Mar 2018
Don’t abandon cash Isas
Don’t abandon cash Isas
People are abandoning cash Isas in their droves since the introduction of the personal savings allowance. But abandoning cash Isas completely is a mis…
29 Aug 2017
Getting the best deal on your cash Isa
Getting the best deal on your cash Isa
There is no denying that cash Isas aren’t as attractive as they used to be, says Ruth Jackson. But that's not to say you shouldn't have one.
7 Mar 2017
Everything you need to know about Isas
Everything you need to know about Isas
Ruth Jackson runs through the different types of individual savings accounts, or Isas, available to savers.
7 Mar 2017
What Osborne’s pensions overhaul means for you
What Osborne’s pensions overhaul means for you
Pensions are changing – for the better in the long term. But in the short term, we’ve got a complicated mess. Charlie Corbett looks at the best ways t…
24 Mar 2016
Five of the best cash Isas
Five of the best cash Isas
The new personal savings allowance has reduced the tax advantage of cash Isas, but they’re still a useful way to save. Here are five of the best.
9 Mar 2016
A great year for Isas
A great year for Isas
The past year has been a much bigger and better one for individual savings accounts (Isas) than anybody expected this time last year.
12 Mar 2015
The basics of investing in an Isa
The basics of investing in an Isa
An Individual Savings Account (Isa) is a tax-efficient wrapper for your savings and investments. You can fill it with investments such as funds, stock…
12 Mar 2015
Five of the best cash Isas
Five of the best cash Isas
It’s important to get the best deal you can on your cash Isa – the best accounts are significantly higher than the worst ones. Here are five of the be…
12 Mar 2015
A guide to the all-new Nisa
A guide to the all-new Nisa
The Isa’s new incarnation, the Nisa, is a big improvement. Used wisely, it will shield even more of your money from the taxman. Ed Bowsher explains wh…
3 Jul 2014
Welcome to the new and improved Isa
Welcome to the new and improved Isa
Merryn Somerset Webb looks at the pros and cons of the 'New Isa', the bigger, better version of the tax-efficient savings wrapper that most of us know…
1 Jul 2014
Every investor should have one of these – and now they’ve just got better
Every investor should have one of these – and now they’ve just got better
From 1 July, the tax-free individual savings account gets a major overhaul. John Stepek explains what the changes are, and how they will affect you.
30 Jun 2014
Saving for retirement: Isas versus Sipps
Saving for retirement: Isas versus Sipps
Sipps offer more generous tax breaks overall, but Isas are more flexible. So, which is better? Cris Sholto Heaton investigates.
7 May 2014