Lloyds Banking Group bank branch closures: Which branches will shut in 2026 and 2027?

Lloyds Banking Group is closing 166 bank branches in 2026 and 2027.

The group, which operates the Halifax, Lloyds Bank and Bank of Scotland brands, has already shut more than 1,470 sites since 2015, according to consumer champion Which?.

But more closures are on the way as it looks to trim its network and customers head online to carry out their daily banking needs.

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Lloyds – which has 28 million customers across the country – is also going to push people who go into its remaining branches to open accounts to instead open them via its online services.

While people can still go into branches to open joint, premium or student accounts or switch from another lender, when a request is made staff in the branch will walk the customer through doing that via the online banking service, rather than opening the account manually as in the past.

If the customer doesn’t want to open an account digitally, for example if they are deemed to have vulnerabilities that would make internet banking difficult, Lloyds’ in-branch staff have the discretion to still open an account the traditional way.

A Lloyds spokesperson said: “Anyone coming into a branch looking to open an account can do it in the branch, and will get help there and then."

In February 2026, Lloyds Banking Group said 95 more bank branches will close in 2026 and 2027 across its Halifax, Lloyds Bank and Bank of Scotland brands.

This consists of 53 Lloyds Bank branches, 31 Halifax locations and 11 Bank of Scotland sites.

The group said more than 21 million of its customers do the majority of their banking through its app.

A spokesperson added: “Customers want the freedom to bank in the way that works for them and we offer more choice and ways to manage money than ever before.”

The fresh wave of closures announced in February came shortly after Lloyds Banking Group said in September that 71 sites, separate from the list of 95, would shut in 2026.

Once all the 166 branches earmarked for closure shut, Lloyds Banking Group will operate just 610 sites – 306 Lloyds, 238 Halifax, 66 Bank of Scotland – across the UK.

Lloyds Banking Group is not alone in shutting branches. Between January 2015 and January 2026, an estimated 6,693 bank branches shut in the UK, according to Which?.

Most of the major banks have announced closures, including Santander, Barclays and NatWest.

Where is Lloyds Banking Group closing branches in 2026 and 2027, and what can you do if your local site is shutting down? Here’s everything you need to know.

Full list of Lloyds Bank Group branch closures 

Below are all the Lloyds Banking Group branches closing in 2026 and 2027. For all the closures the group has announced since 2022, visit the LINK website.

Where branches are followed by an asterisk, it means LINK has recommended a banking hub at this location.

Lloyds Bank branch closures

Halifax bank branch closures

Bank of Scotland branch closures

My local bank is closing - what are my options?

If your local bank branch has closed, and you don’t want to use mobile or online banking, there may be some alternative options.

You can carry out the vast majority of basic banking tasks at the Post Office, including withdrawing cash, checking your balance and paying in cash and cheques.

Meanwhile, a number of banks now offer specialised services to customers without a physical bank near them.

Santander and Lloyds Banking Group both deploy “Community Bankers” in communities offering face-to-face financial support, while Barclays has a network of “Local” sites which run out of vans, pods and libraries where customers can get in-person support with their personal banking.

NatWest Group also runs mobile banking vans, which visit communities and let people cash cheques, make deposits and withdrawals and pay bills. Lloyds Banking Group used to offer a similar service but axed it in 2024.

You may also be able to get help in a banking hub. These are run by the Post Office and allow customers to carry out everyday banking tasks. You can also get help with more complex inquiries from community bankers on certain days of the week.

If none of these suit, you could always switch bank or building society to one with a branch near you, via the Current Account Switch Service (CASS).