Lloyds Bank Group closures to hit nearly 300 in 2025

Lloyds Bank Group closures are increasing, with another 55 closures confirmed. This takes the total number of Lloyds branches shutting down throughout 2024/25 to 292. The bank joins other high-street providers in shutting shop ostensibly due to customers moving to digital banking. These include NatWest with 51 branch closures in 2024 and TSB which plans to close down 36 branches, starting this September. 

In 2023, Lloyds Banking Group (which includes Lloyds, Halifax and Bank of Scotland) announced it would close 45 branches. This process began in March 2024. Now Lloyds has announced that 128 Lloyds Bank branches, 119 Halifax branches and 45 Bank of Scotland high-street locations will have closed by the end of 2025.

Full list of Lloyds Bank Group branch closures 

In total, there are 292 Lloyds Group branch closures. 

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Lloyds Bank closures
Lloyds Bank has already closed 44 branches in 2024 (as of 13 September) and was due to see 65 additional branches close in 2024/25. The bank has now added 19 new closures to its list, which will take place in 2025. Here are the new closures. 

Halifax
Halifax has announced 32 new branch closures in 2025, in addition to the 87 closures already taking place throughout 2024/25. These are the new branch closures in 2025. 

Bank of Scotland
Finally, the Bank of Scotland has announced four new branches closing down in 2025. These are added to its list of 41 branch closures taking place in 2024/25. 

The new closures are as follows. 

Alternative ways to access banking services 

Since a number of banks and building societies are disappearing from the high street, you might be concerned about how to access your money. This is especially an issue for older customers who may not be as comfortable using the digital banking services that the banks are offering up as alternatives to brick-and-mortar branches.

If your local branch is affected by the closures, you might consider moving to a bank that still has a branch near you. If you do decide to move, read our guide to switching banks. To make the process a little sweeter, you can currently earn as much as £175 in cashback when you make the switch.

The next best alternative is to look for a banking hub. These hubs are shared banking facilities that let customers from various banks and building societies carry out banking services, such as withdrawing and depositing money, making bill payments or speaking to an adviser. Although banking hubs can be accessed by customers from different providers, you will need to have an account with one of the following providers:

• Barclays
• HSBC
• Lloyds Bank
• NatWest
• Santander
• TSB
• Virgin Money
• Bank of Ireland UK
• Danske Bank

The good news is, that banking hubs are on the rise. There are currently around 60 shared hubs open around the UK, and ATM network Link plans to launch 14 more banking hub locations in 2025. Labour has also pledged to open 350 banking hubs over the next five years, having identified the shortage of banking services on the high street as a consumer issue.

If there isn't a banking hub near you yet, another alternative to a bank or building society is to use one of the 11,635 Post Office branches across the UK. Most Post Offices offer 'everyday banking' services, including withdrawals and deposits.

Read more

• Which is safer, a bank or building society?
• The best offers for switching banks – get up to £175
• Link to launch new banking hubs as high-street banks shut doors
• Labour pledges to open 'at least' 350 banking hubs
• FCA protects access to cash amid branch closures and disappearing ATMs