Lloyds Banking Group to close 49 more bank branches - full list

High streets around the country are set to lose even more branches of Lloyds, Halifax, and Bank of Scotland as a new wave of bank closures will come into effect between January and October 2026.

A total of 49 new bank closures were announced by Lloyds Banking Group, the owners of Lloyds, Halifax, and Bank of Scotland, impacting consumers from Doeset to St Andrews.

The closures will mean almost 350 banks owned by the banking group will have shut their doors between the start of 2025 and the end of 2026.

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Just 705 Lloyds Banking Group branches will be left in the UK following this new set of closures – 359 of Lloyds, 269 of Halifax, and 77 Bank of Scotland.

The number is a stark contrast to the more than 2,200 high street branches the banking group had a decade ago.

A spokesperson for Lloyds Banking Group said: “The way people are banking has changed, with over 21 million customers choosing our apps to manage their money. We’re providing more choice than ever before, bringing together the best in digital convenience with our people.

“Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or Banking Hubs for their everyday banking, and deposit cash at over 30,000 PayPoint locations."

The banking group joins other high-street providers in shutting branches, which banks argue comes as more customers choose digital banking services to manage their money and access their savings.

NatWest closed 53 branches in the first half of 2025, Barclays is closing 99 branches by the end of this year, and Santander put forward plans to close 95 branches.

Alternative ways to access banking services 

Since a number of banks and building societies are disappearing from the high street, you might be concerned about how to access your money.

This is especially a concern for older customers who may not be comfortable using the digital banking services instead of going to \brick-and-mortar branches.

If your local branch is affected by the closures, you might consider moving to a bank that still has a branch near you. If you do decide to move, read our guide to switching banks. To make the process a little sweeter, you can currently earn as much as £175 in cashback when you make the switch.

The next best alternative is to look for a banking hub. These hubs are shared banking facilities that let customers from various banks and building societies carry out banking services, such as withdrawing and depositing money, making bill payments or speaking to an adviser. Although banking hubs can be accessed by customers from different providers, you will need to have an account with one of the following providers:

• Barclays
• HSBC
• Lloyds Bank
• NatWest
• Santander
• TSB
• Virgin Money
• Bank of Ireland UK
• Danske Bank

The good news is that banking hubs are on the rise. There are currently around 100 shared hubs open around the UK, and ATM network Link plans to launch 14 more banking hub locations in 2025.

Labour has also pledged to open 350 banking hubs over the next five years, having identified the shortage of banking services on the high street as a consumer issue.

If there isn't a banking hub near you yet, another alternative to a bank or building society is to use one of the 11,635 Post Office branches across the UK. Most Post Offices offer 'everyday banking' services, including withdrawals and deposits.

Full list of Lloyds Bank Group branch closures 

In total, 186 branches of Lloyds Banking Group will shut their doors by October next year.

Lloyds Bank closures

Halifax

Bank of Scotland