Latest articles by Ruth Emery
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Pensioners reclaim £44 million from HMRC – are you owed money?
Thousands of pensioners claim money back from HMRC after being overtaxed on their withdrawals. We explain how to avoid a shock bill and get a refund.
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Tax return deadline: act now to get your paper tax return in by 31 October
We explain who needs to complete a self-assessment tax return, common mistakes to avoid - and what to do if you miss the deadline
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What is the pensions dashboard?
Touted as a game-changer in how we manage our savings, the pensions dashboard initiative has been plagued by delays. Here’s what you need to know.
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Seven ways the Budget could hike inheritance tax or capital gains tax at death
Chancellor Rachel Reeves could target death taxes by raising IHT and/or levying CGT on inheritances. We look at some potential moves in the Autumn Budget
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Number of ISA millionaires triples in three years
The number of people with £1 million in their ISAs has tripled in three years to reach 3,180. But could next week’s Budget put an end to future ISA millionaires?
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NS&I to cut Premium Bond prize rate to 4.15%
The odds of winning a prize will fall to 22,000 to 1 for the December draw, while NS&I is also slashing the rates on other savings products. We have all the details
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Will Labour cut the 25% pension tax-free cash in the Autumn Budget?
The chancellor is said to be considering reducing the maximum amount of tax-free cash that pension savers can take. Should you take your money now just in case?
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House price growth picks up pace with 2.8% annual rise
UK house prices have increased for six months in a row, according to official figures. But with mortgage rates starting to climb, and Labour’s first Budget fast approaching, could this dent buyers’ confidence?
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State pension set to rise by 4.1% next April – how much could you get?
The full new state pension should increase by £473 thanks to the triple lock, bringing it to just under £12,000 a year. But this will be offset by the removal of the winter fuel payment for millions of pensioners
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Labour Budget predictions: what could Rachel Reeves announce?
The UK’s first female chancellor, Rachel Reeves, will deliver the Labour government’s first Budget on 30 October. We look at what could be announced
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Nationwide completes Virgin Money takeover - what does it mean for customers?
Nationwide's acquisition of Virgin Money affects one in three people in the UK. What does it mean for branches and products?
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Frozen state pensions: thousands of expats receive just £3,000 a year
More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. Will Labour change the rules and end this “injustice”?
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11 reasons you need to register for self-assessment before 5 October
There are lots of reasons why you may need to register for self-assessment. But you’ll need to act fast to meet the 5 October deadline
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Revealed: the investment platforms that pay less than 2% interest on cash holdings
News Do you know how much interest the cash balance in your investment portfolio, ISA or pension earns? We lift the lid on the best and worst interest-payers - and what you can do about it.
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Autumn Budget: how to protect your wealth from Labour
Keir Starmer has warned that the Budget will be "painful". We look at what you can do now to shield your money from Labour
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Why you should write a will – and how to do it for free
Most of us haven’t written a will. But it's one of the most important things you can do for yourself and your loved ones
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Retirees lose out on £13,000 by not shopping around for best annuity deal
Pensioners are potentially missing out on thousands of pounds worth of income in retirement by failing to shop around. We explain how to get the best annuity deal
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ISAs vs pensions – which is better for retirement?
Advice As ISAs become more popular, it's worth comparing them against pensions in terms of which is better for saving for retirement
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State pension errors: HMRC contacts thousands of women over missing payments
News HMRC has sent out 325,000 letters so far. The average underpayment is £5,400 - could you be affected?
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Government urges families to track down £1.4 billion in forgotten child trust funds
Features More than 670,000 young people could have £2,200 sitting unclaimed in their CTF account. We look at how to track down a lost CTF and how to make the most of your savings
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How to set up a pension if you're self-employed
Features Three-quarters of self-employed workers are not paying into a pension, meaning millions of people could be woefully unprepared for retirement. We explain the different pension options and reveal the best providers
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Will Labour raise the state pension age?
A government in need of cutting expenditure could be tempted to hike the state pension age. We look at whether it could rise higher and faster than currently planned
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Make higher earners pay more into their pensions, says IFS
The think tank warns that up to 40% of employees are not saving enough for retirement - and says middle and higher earners should contribute more to their pensions
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Major lenders reduce time window to lock in new mortgage deal - are you affected?
Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details
