Latest articles by Ruth Emery
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Government revives Pensions Commission to tackle retirement savings crisis
Almost half of working-age adults save nothing into a pension. We look at why tomorrow’s pensioners are on track to be poorer than today’s
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Don’t miss 31 July ‘payment on account’ tax deadline
Many self-employed people have a second tax payment deadline. With an 8.25% interest charge on late payments, it’s important to pay your bill on time
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St James’s Place confirms new fees – what it means for customers
The UK’s largest wealth manager is replacing its “opaque” and “complex” pricing structure. We explain the new charges, and when they will kick in
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Workplace pension schemes: how do defined benefit schemes differ from defined contribution ones?
Explainer UK workplace pension schemes come in two forms: defined benefit and defined contribution. But what's the difference between them?
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How to make your pension ethical
Advice Many people want to ensure the way they spend and invest their money has a positive impact on the planet, and that includes saving for retirement. But how do you make your pension as ethical as possible?
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Rachel Reeves announces permanent 95% mortgage guarantee scheme
Mortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5%
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Did you get the £100 Nationwide bonus? Here’s how to check
Nationwide finished paying its £100 Fairer Share bonus last week. We explain what to do if you didn’t get it but think you’re eligible
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Thousands of estates are sitting unclaimed in the UK – is your family name on the list?
More than 5,700 unclaimed estates are on a government list waiting to be found by living relatives. We take a look at the list, and explain how to make a claim
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How to earn over 4% on your cash… using a stocks and shares ISA
Savers worried about a potential cut to the cash ISA limit could shield their money from the taxman using a money market fund in a stocks and shares ISA. We explain how
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City bosses call for stamp duty on shares to be scrapped to save UK stock market
Hargreaves Lansdown, IG, AJ Bell, Bestinvest and Interactive Investor - along with business lobby group CBI - are calling on the government to take urgent action to encourage people to invest in the UK stock market
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How much state pension will I get?
There are several things that determine how much state pension you'll get when you hit state pension age. Here's how to work out your entitlement
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Inheritance tax refunds: how to claim money back if asset prices fall
Families make 18,000 reclaims for overpaid inheritance tax in three years, often due to a decline in property prices. We explain how to claim an IHT refund
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IFS: Ditch the triple lock and promise never to means-test the state pension
As part of a blueprint to make us richer in retirement, the Institute for Fiscal Studies is urging the government to reform the state pension and hike pension contributions for high earners
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Nationwide: House prices see biggest monthly fall in over two years
UK house prices dropped by 0.8% in June, according to Nationwide. We reveal the top-performing and worst-performing regions
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The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interest
Some savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
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Chase UK launches first credit card – how does it compare?
Chase UK customers can now apply for the bank’s first ever credit card. Will it be as popular and competitive as Chase’s current and savings accounts? We have all the details
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How to claim compensation for travel delays
As families start to jet off for their summer holidays, new data reveals that almost 26,700 flights were cancelled in the UK last year. What compensation can you get if your flight is cancelled or delayed?
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£150 off energy bills: millions more to get discount this winter
The expansion of the Warm Home Discount scheme follows a government U-turn on the Winter Fuel Payment. We explain who will get the £150 discount
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Number of million-pound homes for sale doubles since 2019 – which UK areas have seen biggest increase?
Just over 5% of homes for sale across Britain are now priced at more than £1 million, versus just under 3% in 2019. Which areas of the country boast the most million-pound properties?
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Annual house price growth halves to 3.5% – ONS
Average UK house prices rose by just 3.5% in the 12 months to April, as stamp duty changes deterred buyers. What’s the outlook for the rest of 2025?
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Millions of shoppers can claim up to £70 compensation – do you qualify?
Millions of shoppers will be able to claim their share of a £200 million settlement from Mastercard. We explain who's eligible, how the process will work, and when you could get the money
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Nationwide will start paying the £100 Fairer Share bonus this week – do you qualify?
More than four million Nationwide customers will get the £100 Fairer Share payment. Who is eligible, and when will you receive the bonus?
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Number of savings deals hits record high – as interest rates slump to two-year low
Savers have more choice than ever when it comes to choosing a savings account or cash ISA. But, the interest rates on offer continue to fall. What’s next for the savings market?
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How have the original AIM stocks performed over 30 years?
As AIM celebrates its 30th anniversary this month, we take a look at the original AIM stocks – and how they have performed. Which company has posted a 6,331% return, and which one has fallen 99%?
