Latest articles by Ruth Emery
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How to set up a pension if you're self-employed
Features Three-quarters of self-employed workers are not paying into a pension, meaning millions of people could be woefully unprepared for retirement. We explain the different pension options and reveal the best providers
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What is the pension lifetime allowance?
Analysis The lifetime allowance was scrapped by the previous government, but could Labour resurrect it? We explain how the allowance works - and whether it could make a comeback
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Will Labour raise the state pension age?
A government in need of cutting expenditure could be tempted to hike the state pension age. We look at whether it could rise higher and faster than currently planned
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10 benefits and perks you might be able to get when you retire
As Winter Fuel Payments get scrapped for millions of pensioners, we outline other perks that you may be able to claim in retirement, from entertainment discounts to a free TV licence and free prescriptions
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Make higher earners pay more into their pensions, says IFS
The think tank warns that up to 40% of employees are not saving enough for retirement - and says middle and higher earners should contribute more to their pensions
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Gold price hits record high – could it soar higher?
The gold price has reached a new all-time high and is approaching $2,600. We look at what’s next for the yellow metal and how to invest in gold
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Major lenders reduce time window to lock in new mortgage deal - are you affected?
Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details
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How much state pension will I get?
Advice Several factors determine how much state pension you'll get when you hit retirement age. Here's how to work out exactly what your entitlement is.
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RICS: Buyer demand and sales surge - but how could the Budget affect the housing market?
The Royal Institute of Chartered Surveyors reports a positive shift in the UK property market, but adds that next month’s Budget is “keeping the mood in check”
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Retiring abroad: What to consider, from tax to pensions
The high cost of living makes many people consider retiring abroad. We look at what you need to consider, including tax and pensions.
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NS&I cuts interest rates on British Savings Bonds
NS&I has reduced the rates on its two-year, three-year and five-year fixed-term savings accounts. Could a cut to the Premium Bond prize rate be next?
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State pension will rise by £460 in April wage data suggests
Triple lock will result in an above average rise in pension payments next year after wages increased by 4%
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Why raising capital gains tax could reduce revenue for the government
A hike in CGT is predicted in next month’s Budget, but such a move could lower the amount of tax raked in by the government. We look at why this could happen
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Will Labour introduce a retirement tax?
Rishi Sunak said a Labour government would subject the state pension "to a retirement tax”. Is this claim true? And what else could Labour do to pensions?
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Parents face 5% premium on properties near top primary schools
Figures show that parents are paying an extra £21,215 to buy a home in their preferred catchment area - and the private school fees hike could increase the premium further
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Credit card providers slash 0% balance transfer deals
Customers face a double whammy of record-high APRs and shorter 0% balance transfer periods. We look at what’s going on in the credit card market
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UK holidaymakers will have to pay €7 to visit the EU next summer - how will the EU visa waiver scheme work?
The EU is planning to introduce a visa waiver for some non-EU citizens. We look at how the scheme will work, how to apply, and if anyone is exempt
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The best-performing stocks and shares ISAs over 25 years
We reveal the best-performing stocks and shares ISAs from the past 25 years, and how much those funds and investment trusts would be worth now
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How to keep your dividends safe from the taxman
Advice The number of people expected to pay dividend tax in 2024/25 has doubled since 2021/22. We look at ways to keep your dividends safe and beat the tax trap
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Where to invest as interest rates fall
With more interest rate cuts expected this year, we ask the experts which funds and investment trusts could benefit
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Inheritance tax receipts rise again as rumours persist about Budget changes
Inheritance tax raised £2.8 billion during April to July 2024, which is £0.2 billion higher than the same period last year. Will the chancellor target the tax in her Budget?
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Junior ISA wealth boom: number of kids with more than £100,000 trebles in a year
There are almost 2,000 junior ISAs worth more than £100,000, with some lucky children boasting nest eggs of more than £750,000. We look at how to turbo-charge your child’s savings
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The £1m pension problem: Why you may not get 25% tax-free cash
The pension lifetime allowance has been axed, but there's a sting in the tail. Savers with large pensions could see their tax-free cash shrunk to just 10%. We explain what’s happening and what action you should take
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UK economy expands with 0.6% GDP growth in second quarter
The UK economy has continued its recovery from the recession at the end of last year. What does it mean for interest rates?
