
Ruth Emery
Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.
She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times.
A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service.
Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.
Latest articles by Ruth Emery
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Nationwide: House prices see biggest monthly fall in over two years
UK house prices dropped by 0.8% in June, according to Nationwide. We reveal the top-performing and worst-performing regions
By Ruth Emery Published
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The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interest
Some savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
By Ruth Emery Last updated
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Chase UK launches first credit card – how does it compare?
Chase UK customers can now apply for the bank’s first ever credit card. Will it be as popular and competitive as Chase’s current and savings accounts? We have all the details
By Ruth Emery Last updated
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How to claim compensation for travel delays
As families start to jet off for their summer holidays, new data reveals that almost 26,700 flights were cancelled in the UK last year. What compensation can you get if your flight is cancelled or delayed?
By Ruth Emery Last updated
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Waspi women: threat of ‘financial ruin’ removed in judicial review case
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years - we outline the journey so far, and whether they might finally receive some money.
By Ruth Emery Last updated
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Best junior stocks and shares ISAs
Advice A junior stocks and shares ISA is a great way to save for a child tax-efficiently. But, it can be tricky deciding which investment platform to use. We reveal some of the best junior stocks and shares ISAs
By Ruth Emery Last updated
Advice -
£150 off energy bills: millions more to get discount this winter
The expansion of the Warm Home Discount scheme follows a government U-turn on the Winter Fuel Payment. We explain who will get the £150 discount
By Ruth Emery Published
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Number of million-pound homes for sale doubles since 2019 – which UK areas have seen biggest increase?
Just over 5% of homes for sale across Britain are now priced at more than £1 million, versus just under 3% in 2019. Which areas of the country boast the most million-pound properties?
By Ruth Emery Published
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Annual house price growth halves to 3.5% – ONS
Average UK house prices rose by just 3.5% in the 12 months to April, as stamp duty changes deterred buyers. What’s the outlook for the rest of 2025?
By Ruth Emery Published
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Millions of shoppers can claim up to £70 compensation – do you qualify?
Millions of shoppers will be able to claim their share of a £200 million settlement from Mastercard. We explain who's eligible, how the process will work, and when you could get the money
By Ruth Emery Last updated
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Nationwide will start paying the £100 Fairer Share bonus this week – do you qualify?
More than four million Nationwide customers will get the £100 Fairer Share payment. Who is eligible, and when will you receive the bonus?
By Ruth Emery Last updated
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Number of savings deals hits record high – as interest rates slump to two-year low
Savers have more choice than ever when it comes to choosing a savings account or cash ISA. But, the interest rates on offer continue to fall. What’s next for the savings market?
By Ruth Emery Published
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How to boost your chances of getting the Winter Fuel Payment
Millions of pensioners will get the Winter Fuel Payment this year following a government U-turn, provided their income is less than £35,000. We reveal some tips and tricks to ensure you’re eligible
By Ruth Emery Published
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How have the original AIM stocks performed over 30 years?
As AIM celebrates its 30th anniversary this month, we take a look at the original AIM stocks – and how they have performed. Which company has posted a 6,331% return, and which one has fallen 99%?
By Ruth Emery Published
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From old clocks to vintage dolls worth thousands – are you sitting on a fortune in your attic?
Many of us are guilty of hoarding things in the loft, but, from coins and vintage jewellery to war memorabilia, your attic could hold items worth thousands of pounds. We look at how much they could sell for
By Ruth Emery Published
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RICS: Housing market subdued in May but outlook brightens as sales stabilise
The property market lost momentum after April’s stamp duty hike, but sentiment is improving
By Ruth Emery Published
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Neil Woodford launches investment service with fees of up to £67 a month
W4.0 is an “information and investment strategy research platform” that gives direct access to former star fund manager Neil Woodford’s stockpicking strategies. How will it work exactly?
By Ruth Emery Published
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Retail bond paying 7.5% launches – should you buy it?
A new bond from care village operator Belong looks eye-catching but how do retail bonds work, and what are the risks?
By Ruth Emery Last updated
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When is the Spending Review – and what could be announced?
Chancellor Rachel Reeves is facing some difficult choices in the upcoming Spending Review, which will be unveiled on Wednesday. We look at what could be announced.
By Ruth Emery Last updated
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Expats lose out on £26,000 in state pension over 15 years
More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. We explain how the policy works and which countries are affected
By Ruth Emery Last updated
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Interest on late income tax payments soars to £513 million as HMRC hikes interest rate to its highest level since 2007
Those paying their tax bill late have been hit with millions of pounds of interest by HMRC since 2020. We explain how the interest rate works and what it means for your tax bill
By Ruth Emery Last updated
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18 tips to cut your car insurance premiums
Tips Average car insurance premiums have fallen to a two-year low, following sky-high bills in 2023. We highlight clever tips to reduce your costs further
By Ruth Emery Last updated
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The best shares to hold for perks and freebies
Features Some companies still offer shareholders perks and discounts. Here are some of our favourites
By Ruth Emery Last updated
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Angela Rayner secret tax memo to Rachel Reeves: could these tax hikes become a reality?
As details emerge of a memo sent by Rayner to Reeves calling for a £4 billion tax raid on savers and investors, experts fear some of them might make an appearance in the Autumn Budget
By Ruth Emery Published