Latest articles by Ruth Emery
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How to make your pension ethicalAdvice Many people want to ensure the way they spend and invest their money has a positive impact on the planet, and that includes saving for retirement. But how do you make your pension as ethical as possible?
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Rachel Reeves announces permanent 95% mortgage guarantee schemeMortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5%
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Did you get the £100 Nationwide bonus? Here’s how to checkNationwide finished paying its £100 Fairer Share bonus last week. We explain what to do if you didn’t get it but think you’re eligible
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Thousands of estates are sitting unclaimed in the UK – is your family name on the list?More than 5,700 unclaimed estates are on a government list waiting to be found by living relatives. We take a look at the list, and explain how to make a claim
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City bosses call for stamp duty on shares to be scrapped to save UK stock marketHargreaves Lansdown, IG, AJ Bell, Bestinvest and Interactive Investor - along with business lobby group CBI - are calling on the government to take urgent action to encourage people to invest in the UK stock market
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Inheritance tax refunds: how to claim money back if asset prices fallFamilies made 18,000 reclaims for overpaid inheritance tax in three years, often due to a decline in property prices. We explain how to claim an IHT refund
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IFS: Ditch the triple lock and promise never to means-test the state pensionAs part of a blueprint to make us richer in retirement, the Institute for Fiscal Studies is urging the government to reform the state pension and hike pension contributions for high earners
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Nationwide: House prices see biggest monthly fall in over two yearsUK house prices dropped by 0.8% in June, according to Nationwide. We reveal the top-performing and worst-performing regions
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The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interestSome savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
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Chase UK launches first credit card – how does it compare?Chase UK customers can now apply for the bank’s first ever credit card. Will it be as popular and competitive as Chase’s current and savings accounts? We have all the details
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£150 off energy bills: millions more to get discount this winterThe expansion of the Warm Home Discount scheme follows a government U-turn on the Winter Fuel Payment. We explain who will get the £150 discount
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Number of million-pound homes for sale doubles since 2019 – which UK areas have seen biggest increase?Just over 5% of homes for sale across Britain are now priced at more than £1 million, versus just under 3% in 2019. Which areas of the country boast the most million-pound properties?
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Annual house price growth halves to 3.5% – ONSAverage UK house prices rose by just 3.5% in the 12 months to April, as stamp duty changes deterred buyers. What’s the outlook for the rest of 2025?
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Millions of shoppers can claim up to £70 compensation – do you qualify?Millions of shoppers will be able to claim their share of a £200 million settlement from Mastercard. We explain who's eligible, how the process will work, and when you could get the money
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Number of savings deals hits record high – as interest rates slump to two-year lowSavers have more choice than ever when it comes to choosing a savings account or cash ISA. But, the interest rates on offer continue to fall. What’s next for the savings market?
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How have the original AIM stocks performed over 30 years?As AIM celebrates its 30th anniversary this month, we take a look at the original AIM stocks – and how they have performed. Which company has posted a 6,331% return, and which one has fallen 99%?
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From old clocks to vintage dolls worth thousands – are you sitting on a fortune in your attic?Many of us are guilty of hoarding things in the loft, but, from coins and vintage jewellery to war memorabilia, your attic could hold items worth thousands of pounds. We look at how much they could sell for
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RICS: Housing market subdued in May but outlook brightens as sales stabiliseThe property market lost momentum after April’s stamp duty hike, but sentiment is improving
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Neil Woodford launches investment service with fees of up to £67 a monthW4.0 is an “information and investment strategy research platform” that gives direct access to former star fund manager Neil Woodford’s stockpicking strategies. How will it work exactly?
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When is the Spending Review – and what could be announced?Chancellor Rachel Reeves is facing some difficult choices in the upcoming Spending Review, which will be unveiled on Wednesday. We look at what could be announced.
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Expats lose out on £26,000 in state pension over 15 yearsMore than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. We explain how the policy works and which countries are affected
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Interest on late income tax payments soars to £513 million as HMRC hikes interest rate to its highest level since 2007Those paying their tax bill late have been hit with millions of pounds of interest by HMRC since 2020. We explain how the interest rate works and what it means for your tax bill
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Angela Rayner secret tax memo to Rachel Reeves: could these tax hikes become a reality?As details emerge of a memo sent by Rayner to Reeves calling for a £4 billion tax raid on savers and investors, experts fear some of them might make an appearance in the Autumn Budget
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Six out of 10 retirees who accessed a pension didn’t use Pension Wise - how does the guidance service work?Many pension savers don’t bother using the free government-backed service Pension Wise. So, how does it work, and could it be useful for you?
