Latest articles by Ruth Emery
-
Nationwide completes Virgin Money takeover - what does it mean for customers?
Nationwide's acquisition of Virgin Money affects one in three people in the UK. What does it mean for branches and products?
-
Frozen state pensions: thousands of expats receive just £3,000 a year
More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. Will Labour change the rules and end this “injustice”?
-
11 reasons you need to register for self-assessment before 5 October
There are lots of reasons why you may need to register for self-assessment. But you’ll need to act fast to meet the 5 October deadline
-
Revealed: the investment platforms that pay less than 2% interest on cash holdings
News Do you know how much interest the cash balance in your investment portfolio, ISA or pension earns? We lift the lid on the best and worst interest-payers - and what you can do about it.
News -
Autumn Budget: how to protect your wealth from Labour
Keir Starmer has warned that the Budget will be "painful". We look at what you can do now to shield your money from Labour
-
Why you should write a will – and how to do it for free
Most of us haven’t written a will. But it's one of the most important things you can do for yourself and your loved ones
-
Retirees lose out on £13,000 by not shopping around for best annuity deal
Pensioners are potentially missing out on thousands of pounds worth of income in retirement by failing to shop around. We explain how to get the best annuity deal
-
ISAs vs pensions – which is better for retirement?
Advice As ISAs become more popular, it's worth comparing them against pensions in terms of which is better for saving for retirement
Advice -
State pension errors: HMRC contacts thousands of women over missing payments
News HMRC has sent out 325,000 letters so far. The average underpayment is £5,400 - could you be affected?
News -
Government urges families to track down £1.4 billion in forgotten child trust funds
Features More than 670,000 young people could have £2,200 sitting unclaimed in their CTF account. We look at how to track down a lost CTF and how to make the most of your savings
Features -
How to set up a pension if you're self-employed
Features Three-quarters of self-employed workers are not paying into a pension, meaning millions of people could be woefully unprepared for retirement. We explain the different pension options and reveal the best providers
Features -
Will Labour raise the state pension age?
A government in need of cutting expenditure could be tempted to hike the state pension age. We look at whether it could rise higher and faster than currently planned
-
Make higher earners pay more into their pensions, says IFS
The think tank warns that up to 40% of employees are not saving enough for retirement - and says middle and higher earners should contribute more to their pensions
-
Gold price hits record high – could it soar higher?
The gold price has reached a new all-time high and is approaching $2,600. We look at what’s next for the yellow metal and how to invest in gold
-
Major lenders reduce time window to lock in new mortgage deal - are you affected?
Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details
-
RICS: Buyer demand and sales surge - but how could the Budget affect the housing market?
The Royal Institute of Chartered Surveyors reports a positive shift in the UK property market, but adds that next month’s Budget is “keeping the mood in check”
-
Retiring abroad: What to consider, from tax to pensions
The high cost of living makes many people consider retiring abroad. We look at what you need to consider, including tax and pensions.
-
NS&I cuts interest rates on British Savings Bonds
NS&I has reduced the rates on its two-year, three-year and five-year fixed-term savings accounts. Could a cut to the Premium Bond prize rate be next?
-
State pension will rise by £460 in April wage data suggests
Triple lock will result in an above average rise in pension payments next year after wages increased by 4%
-
Why raising capital gains tax could reduce revenue for the government
A hike in CGT is predicted in next month’s Budget, but such a move could lower the amount of tax raked in by the government. We look at why this could happen
-
Will Labour introduce a retirement tax?
Rishi Sunak said a Labour government would subject the state pension "to a retirement tax”. Is this claim true? And what else could Labour do to pensions?
-
Parents face 5% premium on properties near top primary schools
Figures show that parents are paying an extra £21,215 to buy a home in their preferred catchment area - and the private school fees hike could increase the premium further
-
Credit card providers slash 0% balance transfer deals
Customers face a double whammy of record-high APRs and shorter 0% balance transfer periods. We look at what’s going on in the credit card market
-
UK holidaymakers will have to pay €7 to visit the EU next summer - how will the EU visa waiver scheme work?
The EU is planning to introduce a visa waiver for some non-EU citizens. We look at how the scheme will work, how to apply, and if anyone is exempt
