Latest articles by Ruth Emery
-
IFS: Ditch the triple lock and promise never to means-test the state pension
As part of a blueprint to make us richer in retirement, the Institute for Fiscal Studies is urging the government to reform the state pension and hike pension contributions for high earners
-
Will gas and electricity bills fall? 2025 energy price forecast
UK energy prices dropped by 7% on 1 July after the latest price cap came into effect, reducing bills for those on a variable rate tariff. Will bills rise or fall in the Autumn?
-
Nationwide: House prices see biggest monthly fall in over two years
UK house prices dropped by 0.8% in June, according to Nationwide. We reveal the top-performing and worst-performing regions
-
The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interest
Some savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
-
Annuity rates hit a record for the decade – is now a good time to buy an annuity?
Annuity rates have increased 10% since May 2024, part of an upward trend, while sales of the pension product are also soaring. Should you buy an annuity?
-
Chase UK launches first credit card – how does it compare?
Chase UK customers can now apply for the bank’s first ever credit card. Will it be as popular and competitive as Chase’s current and savings accounts? We have all the details
-
How to claim compensation for travel delays
As families start to jet off for their summer holidays, new data reveals that almost 26,700 flights were cancelled in the UK last year. What compensation can you get if your flight is cancelled or delayed?
-
Waspi women: threat of ‘financial ruin’ removed in judicial review case
Many women born in the 1950s got a raw deal due to the rising state pension age. The “Waspi” campaign group has been lobbying for compensation for years - we outline the journey so far, and whether they might finally receive some money.
-
Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a year
News The number of Pension Credit claims has soared in the past year but thousands of eligible households are still failing to apply. We explain who qualifies for Pension Credit and how to apply
News -
Best junior stocks and shares ISAs
Advice A junior stocks and shares ISA is a great way to save for a child tax-efficiently. But, it can be tricky deciding which investment platform to use. We reveal some of the best junior stocks and shares ISAs
Advice -
£150 off energy bills: millions more to get discount this winter
The expansion of the Warm Home Discount scheme follows a government U-turn on the Winter Fuel Payment. We explain who will get the £150 discount
-
Number of million-pound homes for sale doubles since 2019 – which UK areas have seen biggest increase?
Just over 5% of homes for sale across Britain are now priced at more than £1 million, versus just under 3% in 2019. Which areas of the country boast the most million-pound properties?
-
Annual house price growth halves to 3.5% – ONS
Average UK house prices rose by just 3.5% in the 12 months to April, as stamp duty changes deterred buyers. What’s the outlook for the rest of 2025?
-
Best and worst countries to retire to from a tax planning perspective
Once the poster child for expat-friendly taxes, Portugal is now one of the worst countries for pension taxation. So, which European countries are the smartest financial choices when it comes to retiring abroad?
-
What is inflation and how does it affect you?
Although we are past the worst of the cost of living crisis, the Bank of England recently said price rises could hit 3.7% later this year. What is inflation and how does it impact your personal finances?
-
Millions of shoppers can claim up to £70 compensation – do you qualify?
Millions of shoppers will be able to claim their share of a £200 million settlement from Mastercard. We explain who's eligible, how the process will work, and when you could get the money
-
Nationwide will start paying the £100 Fairer Share bonus this week – do you qualify?
More than four million Nationwide customers will get the £100 Fairer Share payment. Who is eligible, and when will you receive the bonus?
-
Number of savings deals hits record high – as interest rates slump to two-year low
Savers have more choice than ever when it comes to choosing a savings account or cash ISA. But, the interest rates on offer continue to fall. What’s next for the savings market?
-
How to boost your chances of getting the Winter Fuel Payment
Millions of pensioners will get the Winter Fuel Payment this year following a government U-turn, provided their income is less than £35,000. We reveal some tips and tricks to ensure you’re eligible
-
How have the original AIM stocks performed over 30 years?
As AIM celebrates its 30th anniversary this month, we take a look at the original AIM stocks – and how they have performed. Which company has posted a 6,331% return, and which one has fallen 99%?
-
Average pension pot by age
How does your pension pot compare to your peers? We delve into the data and reveal the average pension pot for different age groups
-
From old clocks to vintage dolls worth thousands – are you sitting on a fortune in your attic?
Many of us are guilty of hoarding things in the loft, but, from coins and vintage jewellery to war memorabilia, your attic could hold items worth thousands of pounds. We look at how much they could sell for
-
RICS: Housing market subdued in May but outlook brightens as sales stabilise
The property market lost momentum after April’s stamp duty hike, but sentiment is improving
-
Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
