Latest articles by Ruth Emery
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Two-thirds of savers don’t know how to switch to a “green pension”
Switching to a green pension can save emissions equal to 11 return flights from London to New York every year, claims a new report. But is it worth moving your money, and how do you do it?
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Wage growth slows as jobs market falters
Pay growth has eased to 7.3%, while the number of vacancies has fallen for the 17th month in a row. We explain what it means for the wider economy - and for interest rates.
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The 8% pension rule: what is it and is it enough to retire on?
You are probably saving this amount into a pension each month without even realising. But what is the 8% rule and is it enough to give you a comfortable retirement?
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Top 10 stocks with highest growth over past decade - from Nvidia, Microsoft to Netflix, which companies made you the most money?
We reveal the 10 global companies with the biggest returns since 2013. One firm has posted an astonishing 9,870% return, meaning a £1,000 investment would now be worth almost £82,000.
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How to avoid inheritance tax by giving your money away
Advice While the rumoured cut in inheritance tax failed to materialise in the Autumn Statement, there are ways to beat the tax by passing money to your family while you’re still alive. We explain how the gifting rules work.
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US stock trading app Robinhood launches in the UK
The low-cost trading platform has opened another waiting list for British investors - following two failed attempts to launch in this country - and is hoping to be fully operational next year.
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Pensioners to receive up to £600 in winter support - who is eligible and how to claim
Up to £600 in cost-of-living payments is starting to land in pensioners’ bank accounts. We explain who qualifies and what to do if you don’t receive the cash.
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Pensioners face “marriage allowance mayhem” due to rising state pension. Who will pay the unexpected tax bill?
Hundreds of thousands of pensioners - mainly wives - could get unexpected tax bills as a result of the frozen personal allowance and soaring state pension, according to former pensions minister Steve Webb.
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State pension gap: £2,600 shortfall to secure “basic retirement”
The state pension will rise 8.5% in April, reaching £11,502 a year. But that is still some way below the amount of money needed for a basic retirement income.
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Thousands of pensioners to be dragged into income tax net due to state pension boost
An extra 650,000 pensioners will have to start paying income tax as a result of next April’s 8.5% state pension increase
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Autumn Statement 2023: Triple lock to stay plus National Insurance cut. Here's what has been announced
Chancellor Jeremy Hunt says he has 110 measures to help reduce inflation, increase GDP, and get more people into work. Here's what was announced in today's Autumn Statement
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Most affordable regions in the UK to buy a home
We look at the most affordable parts of the UK to buy a property, in terms of average salaries and the number of years needed to save for a 10% deposit.
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ISA changes - what reforms are expected in the Autumn Statement?
The chancellor is expected to announce some ISA changes this week - but has apparently ruled out making the lifetime ISA more generous or flexible. We have all the details.
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Inflation fall piles pressure on government over state pension triple lock decision. Is a 8.5% rise still on the cards?
The big drop in inflation to 4.6% raises questions over whether an 8.5% rise in the state pension will be honoured in April, as critics argue it wouldn’t be fair or sustainable.
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Pay rises continue to outstrip inflation
UK wages grew at an annual rate of 7.7% between July and September, faster than price rises over the same period. Here’s what this means for inflation and interest rates.
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Rent reforms and leasehold changes set out in King’s Speech
King Charles has confirmed plans to ban leaseholds for new houses, as well as a ban on “no-fault” evictions. But there was no sign of the widely-anticipated Pension Reform Bill, aimed at consolidating small pots and increasing investment in private equity.
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Interest rates held at 5.25% again
The Bank of England has kept rates at 5.25% again, in a widely anticipated move. We look at what it means for your money - and what the Bank’s next move could be
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Get up to £205 by opening two HSBC accounts - and you don’t need to switch
Customers opening a HSBC current account plus the Global Money Account can bag up to £205 free cash. We have all the details on how to get the cash bonus.
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Topping up state pension to become easier with new online tool
Anyone looking to buy extra National Insurance contributions and boost their state pension currently has to make multiple phone calls - but a new online tool is on its way.
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Savers urged to act swiftly as fixed rates start to fall
Interest rates on fixed savings accounts are starting to dip, after the Bank of England paused its series of rate hikes last month. Here’s why you need to act quickly to secure the best deals.
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UK inflation holds steady at 6.7% in September
Rising fuel costs but falling food prices mean the rate of inflation is unchanged. It raises questions over how the Bank of England will act on interest rates at its next meeting.
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Interactive Investor launches £5.99 a month Sipp - is it any good?
The flat-fee platform says it is leading a pension pricing shake-up. But how does it compare to other pensions on the market? We have all the details.
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Act fast: HSBC to pull its 5.7% one-year bond
Savers have until Wednesday to apply for HSBC’s one-year fixed-rate bond. The withdrawal of the account follows NS&I’s decision to pull its market-leading one-year bonds earlier this month. We explain why you need to act fast to secure the best rates.
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Exclusive: top one-year 6.1% fixed savings rate and £25 cashback
Act now to grab this market-leading 6.1% savings rate - plus an exclusive £25 cashback via MoneyWeek. This is a limited deal, here’s everything you need to know to get it.
