Latest articles by Ruth Emery
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Autumn Budget 2024: State pension and Pension Credit to rise 4.1% in April
The chancellor has confirmed that the state pension will increase in line with the triple lock, meaning the full payout will jump by £470 a year. We have all the details of how much the payments will be worth
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Cash ISA subscriptions surge - but will the chancellor cap ISA benefits in the Budget?
Savers are rushing to open a cash ISA to protect themselves from any tax threats in the Autumn Budget. Could the chancellor target ISAs on 30 October?
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Pension moves you should make before Labour’s Budget raid
Savers are maxing out their pension contributions while retirees are grabbing their tax-free cash amid fears of a tax raid in the Autumn Budget. We look at what you can do to prepare
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Lost pension pots reach £31 billion - how to find your old pensions
There are now an estimated 3.3 million lost pension pots, up from 2.8 million two years ago, according to the Pensions Policy Institute. We explain how to track down your old pensions
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Pensioners reclaim £44 million from HMRC – are you owed money?
Thousands of pensioners claim money back from HMRC after being overtaxed on their withdrawals. We explain how to avoid a shock bill and get a refund.
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Tax return deadline: act now to get your paper tax return in by 31 October
We explain who needs to complete a self-assessment tax return, common mistakes to avoid - and what to do if you miss the deadline
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Seven ways the Budget could hike inheritance tax or capital gains tax at death
Chancellor Rachel Reeves could target death taxes by raising IHT and/or levying CGT on inheritances. We look at some potential moves in the Autumn Budget
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Number of ISA millionaires triples in three years
The number of people with £1 million in their ISAs has tripled in three years to reach 3,180. But could next week’s Budget put an end to future ISA millionaires?
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NS&I to cut Premium Bond prize rate to 4.15%
The odds of winning a prize will fall to 22,000 to 1 for the December draw, while NS&I is also slashing the rates on other savings products. We have all the details
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Will Labour cut the 25% pension tax-free cash in the Autumn Budget?
The chancellor is said to be considering reducing the maximum amount of tax-free cash that pension savers can take. Should you take your money now just in case?
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House price growth picks up pace with 2.8% annual rise
UK house prices have increased for six months in a row, according to official figures. But with mortgage rates starting to climb, and Labour’s first Budget fast approaching, could this dent buyers’ confidence?
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Labour Budget predictions: what could Rachel Reeves announce?
The UK’s first female chancellor, Rachel Reeves, will deliver the Labour government’s first Budget on 30 October. We look at what could be announced
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Nationwide completes Virgin Money takeover - what does it mean for customers?
Nationwide's acquisition of Virgin Money affects one in three people in the UK. What does it mean for branches and products?
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Frozen state pensions: thousands of expats receive just £3,000 a year
More than 450,000 pensioners who retire abroad have their state pension “frozen” when they leave the UK. Will Labour change the rules and end this “injustice”?
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11 reasons you need to register for self-assessment before 5 October
There are lots of reasons why you may need to register for self-assessment. But you’ll need to act fast to meet the 5 October deadline
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Autumn Budget: how to protect your wealth from Labour
Keir Starmer has warned that the Budget will be "painful". We look at what you can do now to shield your money from Labour
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Retirees lose out on £13,000 by not shopping around for best annuity deal
Pensioners are potentially missing out on thousands of pounds worth of income in retirement by failing to shop around. We explain how to get the best annuity deal
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State pension errors: HMRC contacts thousands of women over missing payments
News HMRC has sent out 325,000 letters so far. The average underpayment is £5,400 - could you be affected?
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How to set up a pension if you're self-employed
Features Three-quarters of self-employed workers are not paying into a pension, meaning millions of people could be woefully unprepared for retirement. We explain the different pension options and reveal the best providers
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Will Labour raise the state pension age?
A government in need of cutting expenditure could be tempted to hike the state pension age. We look at whether it could rise higher and faster than currently planned
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Make higher earners pay more into their pensions, says IFS
The think tank warns that up to 40% of employees are not saving enough for retirement - and says middle and higher earners should contribute more to their pensions
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Major lenders reduce time window to lock in new mortgage deal - are you affected?
Mortgage customers now have less time to select a new mortgage rate when their current deal expires. We have all the details
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RICS: Buyer demand and sales surge - but how could the Budget affect the housing market?
The Royal Institute of Chartered Surveyors reports a positive shift in the UK property market, but adds that next month’s Budget is “keeping the mood in check”
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Retiring abroad: What to consider, from tax to pensions
The high cost of living makes many people consider retiring abroad. We look at what you need to consider, including tax and pensions.
