Latest articles by Ruth Emery
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Ovo Energy, British Gas, EDF: which are the best and worst energy suppliers?
Which energy firms are the best and worst for customer service? Citizens Advice has ranked 16 suppliers - which one has been crowned the best and which one is the worst?
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10 benefits and perks you might be able to get when you retire
The Winter Fuel Payment has been scrapped for millions of pensioners, but you may be eligible for other benefits in retirement. We outline 10 pensioner perks – from council tax reductions to a free TV licence and prescriptions
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Star Wars Lego, Barbie and My Little Pony - the vintage toys worth £1000s
It's time to check the attic and dust off that old Barbie doll or the Star Wars Lego - they could fetch you thousands.
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Chancellor opens 100th banking hub - is there one near you?
Chancellor Rachel Reeves and Treasury minister Tulip Siddiq have opened the 100th banking hub in Darwen, Lancashire, in response to bank branch closures in the town
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RICS: Housing market continues to strengthen but 2025 could be challenging
The latest survey by the Royal Institution of Chartered Surveyors reports a resilient UK housing market, but warns of headwinds next year
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How to boost your pension by £33,000 by paying it an annual Christmas bonus
Contributing an extra £400 into your pension pot this festive period will give the gift of compound interest and should make your retirement feel more jolly and bright
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Mortgage warning: Surge in “ultra-long” home loans that run past state pension age even as rates are falling
One million homeowners have taken out mortgages that they will still be paying off in retirement even as rates drop. We take a close look at the figures - plus, how to make your mortgage more affordable.
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Halifax: Homebuying affordability improves but challenges remain
Halifax says buying a home has become slightly more affordable due to strong wage growth and easing interest rates. We reveal the most and least affordable areas
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How to keep your dividends safe from the taxman
Advice The number of people expected to pay dividend tax in 2024/25 has doubled since 2021/22. We reveal six ways to keep your dividends safe and beat the tax trap
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NS&I cuts Premium Bond prize fund rate to 4%
NS&I will reduce the Premium Bond rate from 4.15% to 4% in January, while also cutting the rates on other savings accounts. Are Premium Bonds still worth it?
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What is the 25% pension tax-free cash - and when should you take it?
The 25% tax-free cash that savers can take from their pension pots got plenty of airtime in the run-up to the Autumn Budget, with speculation that it could be cut or axed. But, what is it and how does it work?
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50,000 power of attorney applications rejected – how to avoid common mistakes
A freedom of information request shows that thousands of lasting power of attorney (LPA) applications are rejected due to errors. We explain how to avoid mistakes and reveal tips to make the process as straightforward as possible
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What is the Mansion House speech - and why does it matter to you?
Chancellor Rachel Reeves has delivered her first Mansion House speech. We look at what was announced and how it could affect your finances
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Mansion House speech: Rachel Reeves to create “pension megafunds” to boost UK growth
The chancellor used her maiden Mansion House speech to unveil what she calls the "biggest pension reform in decades". How will her plans affect your retirement savings?
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Number of ISA millionaires jumps to 4,850
The number of ISA millionaires has surged to more than 4,000 - what does it take to hit the seven-figure sum?
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RICS: Property sales rise as interest rates fall and stamp duty hike looms
Estate agents are feeling bullish about the market, with house prices forecast to rise over the next three months. But difficulties continue to mount for renters
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Pensioners to pay “retirement tax” within three years, according to state pension forecasts
The state pension is set to reach £12,592 by 2027, meaning it will exceed the tax-free personal allowance. We look at the latest forecasts, and how frozen tax thresholds affect retirees
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Bank of England cuts interest rates to 4.75% – MPC meeting
Reporting from the Monetary Policy Committee November meeting. Full coverage, as it happened, from the team at MoneyWeek.
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Pensions face “double tax” due to inheritance tax change - what are your options?
The chancellor’s Budget announcement that pensions will be liable for inheritance tax from April 2027 will have big implications for many people’s retirement plans. We look at what to do now to avoid a huge tax bill
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House prices hit record high, says Halifax
UK house prices rose 3.9% over the past year, with a typical property now costing £293,999. We look at which regions are seeing the strongest growth, and whether the rally in house prices will continue next year
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Autumn Budget 2024: Pensions and Aim shares to be taxed in IHT crackdown
The chancellor has announced that pension pots will be liable for inheritance tax from 2027, while Aim shares will be hit a year earlier. Critics call the measures a “blow for savers”
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Autumn Budget 2024: State pension and Pension Credit to rise 4.1% in April
The chancellor has confirmed that the state pension will increase in line with the triple lock, meaning the full payout will jump by £470 a year. We have all the details of how much the payments will be worth
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Cash ISA subscriptions surge - but will the chancellor cap ISA benefits in the Budget?
Savers are rushing to open a cash ISA to protect themselves from any tax threats in the Autumn Budget. Could the chancellor target ISAs on 30 October?
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Pension moves you should make before Labour’s Budget raid
Savers are maxing out their pension contributions while retirees are grabbing their tax-free cash amid fears of a tax raid in the Autumn Budget. We look at what you can do to prepare
