Most affordable cities for single homebuyers revealed

Buying a home by yourself? Analysis by Zoopla reveals the most affordable cities in the UK

Happy woman showing house keys standing in front of door
(Image credit: Getty Images)

Aberdeen has been named the most affordable city for single homebuyers with average monthly mortgage payments of £510 for a one or two-bedroom property, according to research by Zoopla.

This is based on an average house price of £119,350 in the Scottish city, and means the buyer’s mortgage payment equates to 16% of the area's average monthly salary (£3,280).

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CityMedian value of one and two bed homeMedian gross monthly pay Monthly mortgage repayment Annual value to earnings ratio
Aberdeen£119,350£3,280£5103.0
Liverpool£130,800£2,980£5403.7
Glasgow£152,270£3,100£6504.1
Sheffield£156,990£3,140£6404.2
Newcastle £150,360£2,990£6404.2
Leeds£178,020£3,130£7304.8
Cardiff£198,920£3,150£8305.3
Nottingham£162,830£2,580£6605.3
Birmingham£188,240£2,900£7705.4
Southampton£194,260£2,970£7505.5
Ruth Emery
Contributing editor

Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.

She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. 

A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. 

Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.