Ruth Emery
Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.
She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times.
A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service.
Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.
Latest articles by Ruth Emery
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Get up to £205 by opening two HSBC accounts - and you don’t need to switch
Customers opening a HSBC current account plus the Global Money Account can bag up to £205 free cash. We have all the details on how to get the cash bonus.
By Ruth Emery Published
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Topping up state pension to become easier with new online tool
Anyone looking to buy extra National Insurance contributions and boost their state pension currently has to make multiple phone calls - but a new online tool is on its way.
By Ruth Emery Published
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Savers urged to act swiftly as fixed rates start to fall
Interest rates on fixed savings accounts are starting to dip, after the Bank of England paused its series of rate hikes last month. Here’s why you need to act quickly to secure the best deals.
By Ruth Emery Published
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UK inflation holds steady at 6.7% in September
Rising fuel costs but falling food prices mean the rate of inflation is unchanged. It raises questions over how the Bank of England will act on interest rates at its next meeting.
By Ruth Emery Published
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Interactive Investor launches £5.99 a month Sipp - is it any good?
The flat-fee platform says it is leading a pension pricing shake-up. But how does it compare to other pensions on the market? We have all the details.
By Ruth Emery Last updated
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Act fast: HSBC to pull its 5.7% one-year bond
Savers have until Wednesday to apply for HSBC’s one-year fixed-rate bond. The withdrawal of the account follows NS&I’s decision to pull its market-leading one-year bonds earlier this month. We explain why you need to act fast to secure the best rates.
By Ruth Emery Last updated
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Exclusive: top one-year 6.1% fixed savings rate and £25 cashback
Act now to grab this market-leading 6.1% savings rate - plus an exclusive £25 cashback via MoneyWeek. This is a limited deal, here’s everything you need to know to get it.
By Ruth Emery Last updated
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UK economy returns to growth in August with 0.2% expansion
/economy/uk-economy-return-to-growth-O-2-percent-august The economy grew in August, despite the dreary weather, with the services sector the biggest contributor to the growth. The 0.2% boost to GDP follows a sharp fall in July
By Ruth Emery Published
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Why you need to act fast to get this 8% savings deal from Nationwide
The Building Society offers the best regular savings account on the market, at 8%. But after NS&I pulled its best-buy savings bond, could we see more providers withdrawing their top accounts?
By Ruth Emery Published
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Pension savers turn to gold investments
Investors are racing to buy gold to protect their pensions from a stock market correction and high inflation, experts say
By Ruth Emery Published
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Moneybox raises market-leading cash ISA to 5%
Savings and investing app MoneyBox has boosted the rate on its cash ISA again, hiking it from 4.75% to 5% making it one of top rates. We have all the details.
By Ruth Emery Published
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Flat fees vs percentage fees - are you paying too much for your investments?
Analysis We investigate whether it’s better to choose an investment platform with flat fees, or whether percentage charges could work out cheaper.
By Ruth Emery Last updated
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Best and worst cities to downsize your home
Which are the best and worst towns and cities to downsize your home? Where could you save the most money? We reveal the results.
By Ruth Emery Published
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Is there an ISA boost on the way?
Jeremy Hunt is reportedly planning large-scale ISA reforms, which include merging cash and stocks and shares products, and introducing an ISA for UK investments. We have all the details.
By Ruth Emery Published
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We're financial experts and this is where we’re investing right now
Five experts share how they’re investing their cash to reach their goals. Plus they dish out some investment tips during this time of high inflation and erratic stock markets.
By Ruth Emery Published
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How to beat NS&I's market-leading 6.2% savings bond
While NS&I’s 6.2% savings rate is currently the highest one-year fixed account on the market, we look at how you could beat it with this one deal
By Ruth Emery Last updated
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Bank of England holds interest rates at 5.25%
The Bank has kept rates at 5.25%, ending its run of 14 consecutive increases. We look at what it means for your money - and what the Bank’s next move could be
By Ruth Emery Published
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ULEZ: How to make the most of the £2,000 scrappage scheme
Grants of up to £2,000 are available to all Londoners who want to scrap any car or motorcycle that is non-compliant with the Ultra Low Emission Zone (ULEZ). We explain how it works and how to apply
By Ruth Emery Last updated
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Revealed: the cheapest cities to own a home in Britain
New research reveals the cheapest cities to own a home, taking account of mortgage payments, utility bills and council tax
By Ruth Emery Published
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Aim ISAs celebrate their 10th anniversary: which stocks have performed best?
We look at how Aim ISAs work, how the alternative investment market has changed over the past decade, the most popular stocks - and which ones have performed best.
By Ruth Emery Published
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Too embarrassed to ask: what is a Ponzi scheme?
Videos The Ponzi scheme is one of the best-known types of financial fraud. Here’s how it works.
By Ruth Emery Last updated
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NS&I hikes Premium Bond prize fund rate to 24-year high
The Premium Bond prize fund rate will go up again next month, hitting its highest level since 1999. NS&I is also raising the interest rate on a range of savings products. We explain what the changes mean for you.
By Ruth Emery Published
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Bank of England raises interest rates to 5.25%
The Bank has hiked rates from 5% to 5.25%, marking the 14th increase in a row. We explain what it means for savers and homeowners - and whether more rate rises are on the horizon
By Ruth Emery Published
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Most popular stocks of 2023: AI on the up while interest in Netflix plummets
We reveal the most popular shares of 2023 so far.
By Ruth Emery Published